<SEC-DOCUMENT>0001086888-19-000088.txt : 20191106
<SEC-HEADER>0001086888-19-000088.hdr.sgml : 20191106
<ACCEPTANCE-DATETIME>20191106171107
ACCESSION NUMBER:		0001086888-19-000088
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		7
CONFORMED PERIOD OF REPORT:	20190930
FILED AS OF DATE:		20191106
DATE AS OF CHANGE:		20191106

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14942
		FILM NUMBER:		191197193

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>form6-k.htm
<DESCRIPTION>FORM6-K-3Q2019-REPORT
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    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
    <div style="line-height: 15.95pt;"><br style="line-height: 15.95pt;">
    </div>
    <div style="line-height: 15.95pt;">
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">Form 6-K
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">REPORT OF <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">FOREIGN</font> PRIVATE ISSUER
      PURSUANT TO RULE 13<font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">a</font>-16 OR <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">15d</font>-16 UNDER THE</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SECURITIES EXCHANGE ACT OF 1934</div>
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    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">For the month of <u>November, 2019</u></div>
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    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Commission File Number:&#160; 1-14942</div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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    <div style="text-align: center; line-height: 18.25pt; font-family: 'Times New Roman', serif; font-size: 16pt; font-weight: bold;">MANULIFE FINANCIAL CORPORATION
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif;">(Translation of registrant's name into English)</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">200 Bloor Street East</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">North Tower 10</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Toronto, Ontario, Canada M4W 1E5</div>
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      <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">(416) 926&#8209;3000</div>
    </div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;">(Address of principal executive office)</div>
    <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
    </div>
    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 20-F</div>
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            <div style="line-height: 12.55pt; font-size: 11pt;">&#9723;</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 40-F</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): <font style="font-family: 'Times New Roman', Times, serif;">&#9723;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): <font style="font-family: 'Times New Roman', Times, serif;">&#9723;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission
      pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Yes</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">No</div>
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            <div style="line-height: 12.55pt; font-size: 11pt;">&#9745;</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">If "Yes" is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): 82- ________.</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">
      <div style="line-height: 12.55pt;">The registrant&#8217;s Management&#8217;s Discussion and Analysis and Unaudited Interim Consolidated Financial Statements for the quarter ended September 30, 2019 included on pages 4 to 32 and 33 to 71<font style="background-color: #FFFF00;"></font>, respectively, of the registrant&#8217;s 2019 Third Quarter Report to Shareholders filed with this Form 6-K as Exhibit&#160;99.1, are incorporated by reference in the registration statements filed with the
        Securities and Exchange Commission by the registrant on Form S-8 (Registration Nos. 333-12610, 333-13072, 333-114951, 333-129430, 333&#8209;157326, and 333-211366), on Form&#160;F&#8209;3 (Registration No. 333-159176) and on Form F-10 (Registration No. 333-221951)
        and by the registrant and John&#160;Hancock Life Insurance Company (U.S.A.) on Form F-3 (Registration Nos. 333-221821-01 and 333-221821, respectively). Except for the foregoing, no other document or portion of a document filed with this Form 6-K is
        incorporated by reference in the above registration statements.</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">DOCUMENTS FILED AS PART OF THIS FORM 6-K</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">The following documents, filed as exhibits to this Form 6-K, are incorporated by reference as part of this Form 6-K:</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Exhibit</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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          <td style="width: 84.36%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Third Quarter Report to Shareholders</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.2</div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Executive Officer</div>
          </td>
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          <td style="width: 15.64%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.3</div>
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          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Financial Officer</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SIGNATURES</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
      the undersigned, thereunto duly authorized.</div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt;">MANULIFE FINANCIAL CORPORATION</div>
          </td>
        </tr>
        <tr>
          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-style: italic;">/s/</font>&#160;<font style="font-style: italic;">James D. Gallagher</font></font></div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Name:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">James D. Gallagher</font></div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="text-indent: -36.6pt; margin-left: 36.6pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Title:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">General




                Counsel</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Date:&#160; November 6, 2019</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">EXHIBIT INDEX</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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          <td style="width: 15.64%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
          <td style="width: 84.36%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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          <td style="width: 15.64%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Third Quarter Report to Shareholders</div>
          </td>
        </tr>
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          <td style="width: 15.64%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.2</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Executive Officer</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Financial Officer</div>
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      <div style="margin-right: 2.9pt; line-height: 13.7pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;"><u>Manulife reports 3Q19 net income of $0.7 billion and core earnings of $1.5
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      <div style="margin-right: 12.6pt; line-height: 12.55pt; margin-bottom: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Today, Manulife announced its 3Q19 results. Key highlights include:</div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net income attributed to shareholders of $0.7 billion in 3Q19, down $0.9 billion from 3Q18. 3Q19 results included the
                  previously-announced URR impact of $0.5 billion.</div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $1.5 billion in 3Q19, in line with 3Q18</div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core ROE<sup style="font-family: Arial, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of 13.0% and ROE of 5.9% in 3Q19</div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">NBV<sup style="font-family: Arial, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $0.5 billion in 3Q19, up 14%<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup> from 3Q18</div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">APE sales<sup style="font-family: Arial, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $1.4 billion in 3Q19, in line with 3Q18</div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">WAM net outflows<sup style="font-family: Arial, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $4.4 billion in 3Q19 compared with net flows of $0.4
                  billion in 3Q18</div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Strong LICAT ratio<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup> of 146%</div>
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                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The impact to net income of the annual actuarial review was approximately net neutral in total and for LTC.</div>
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8220;We delivered solid core earnings in line with a very strong prior year quarter, driven by double-digit growth in Asia,&#8221;
        said Manulife President &amp; Chief Executive Officer Roy Gori.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8220;We continued to execute against our strategic priorities, with portfolio optimization initiatives announced to date
        resulting in a cumulative capital benefit of $3.9 billion. We also expanded Manulife&#8217;s distribution capabilities across our global footprint, entering into long-term partnerships in mainland China and Vietnam,&#8221; added Mr. Gori.</div>
      <div style="margin-right: 12.95pt; line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Phil Witherington, Chief Financial Officer, said, &#8220;Our insurance businesses delivered 14% growth in new business
        value, while the retail and retirement business lines of our Global Wealth and Asset Management business achieved strong net inflows of almost $3 billion. Institutional net outflows reflected the decision by one client to internalize the management
        of several large, primarily fixed income, mandates.&#8221;</div>
      <div style="margin-right: 12.95pt; line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8220;We are pleased to have ended the quarter in a strong capital position, including an increase in our LICAT ratio
        to 146% and a reduction in our leverage ratio to 26.1%,&#8221; added Mr. Witherington.</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">BUSINESS HIGHLIGHTS:</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We made further progress on our portfolio optimization strategic priority, renegotiating reinsurance agreements on a universal life block in
        Canada that resulted in a capital benefit of approximately $120 million. In our long-term care (&#8220;LTC&#8221;) business, we continued to make progress in securing premium rate increases, and introduced innovative co-pay options to our LTC customers to
        manage higher rates.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">During the quarter, we continued to enhance and expand our global distribution capabilities. In Asia, we entered into a long-term strategic
        partnership with HaoDf.com, a leading online medical platform in mainland China, as well as a new bancassurance relationship in Vietnam with Asia Commercial Bank.</div>
      <div><br>
        <br>
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                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core earnings, core return on common shareholders&#8217; equity (&#8220;core ROE&#8221;), new business value (&#8220;NBV&#8221;), annualized premium equivalent (&#8220;APE&#8221;) sales and net flows are
                    non-GAAP measures. See &#8220;Performance and non-GAAP measures&#8221; below and in our Third Quarter 2019 Management&#8217;s Discussion and Analysis (&#8220;3Q19 MD&amp;A&#8221;) for additional information.</div>
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                <td style="width: 17.3pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">All percentage growth / declines in financial metrics in this news release are reported on a constant exchange rate basis. Constant exchange rate basis excludes the
                    impact of currency fluctuations and is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below and in our 3Q19 MD&amp;A for additional information.</div>
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      </div>
      <div style="line-height: 9.1pt; margin-bottom: 2pt;">
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              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life Insurance Capital Adequacy Test (&#8220;LICAT&#8221;) ratio of The Manufacturers Life Insurance Company (&#8220;MLI&#8221;).</div>
                </td>
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        </div>
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      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">FINANCIAL HIGHLIGHTS:</div>
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Quarterly Results</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">YTD Results</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">2019</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Net income attributed to shareholders</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1,573</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">4,374</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">4,207</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1,527</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1,539</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">4,527</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">4,273</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Diluted earnings per common share ($)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">0.77</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">2.16</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">2.05</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Diluted core earnings per common share ($)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">0.76</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif;">0.75</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">2.24</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif;">2.09</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Return on common shareholders&#8217; equity (&#8220;ROE&#8221;)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">5.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">15.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">12.8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">13.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Core ROE<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">13.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">14.8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">13.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">14.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 18.6pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Expense efficiency ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">51.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">49.5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">51.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">50.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Growth:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Asia new business value</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">430</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">382</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1,205</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1,041</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Canada new business value</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">178</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">156</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">U.S. new business value</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">45</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Total new business value<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">526</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">452</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1,524</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1,247</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Asia APE sales</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1,052</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1,070</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">3,303</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">2,972</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Canada APE sales</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">210</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">786</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">698</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">U.S. APE sales</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">156</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">159</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">453</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">401</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Total APE sales<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">1,443</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">1,439</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">4,542</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">4,071</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Wealth and asset management net flows ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">(4.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">0.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">(5.8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">10.5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Wealth and asset management gross flows ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">28.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">27.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">81.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">92.7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Wealth and asset management assets under management and administration ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">659.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">644.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">659.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">644.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 18.6pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Financial Strength:</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">MLI&#8217;s LICAT ratio</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">134</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">134</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Financial leverage ratio</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">26.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">29.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">26.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">29.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Book value per common share ($)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">23.51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">20.24</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">23.51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">20.24</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif;">Book value per common share excluding AOCI ($)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">19.60</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">18.23</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">19.60</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">18.23</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

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        <div>
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                <td style="vertical-align: top; width: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></td>
                <td style="vertical-align: top; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below and in our 3Q19 MD&amp;A for additional information.</td>
              </tr>

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        </div>
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">
        <div style="line-height: 12.55pt; margin-top: 12pt; font-weight: bold;">PROFITABILITY:</div>
      </div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Reported net income attributed to shareholders of $0.7 billion in 3Q19, down $0.9 billion from 3Q18</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The decrease compared with 3Q18 was primarily driven by investment-related experience charges compared with gains in 3Q18, as well as a
        $0.5 billion charge related to updated Ultimate Reinvestment Rate (&#8220;URR&#8221;) assumptions issued by the Canadian Actuarial Standards Board. Investment-related experience in 3Q19 reflected lower-than-expected returns (including fair value changes) on
        alternative long-duration assets (&#8220;ALDA&#8221;), partially offset by favourable credit experience. While returns in 3Q19 were lower than expected, year-to-date returns were strong and exceeded our reserving assumptions.</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Achieved core earnings of $1.5 billion in 3Q19, in line with 3Q18</div>
      <div style="line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On a constant exchange rate basis, core earnings decreased 2% compared with 3Q18. In-force business growth in Asia was more than offset
        by the impact on earnings of actions taken over the last 12 months to improve the capital efficiency of our legacy businesses, as well as lower new business volumes in Japan. Core earnings in 3Q19 included net policyholder experience gains of $21
        million post-tax compared with $19 million post-tax in 3Q18.</div>
      <div style="line-height: 12.55pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
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      </div>
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      </div>
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      </div>
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        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">2</font></div>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">BUSINESS GROWTH:</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Achieved new business value (&#8220;NBV&#8221;) of $526 million in 3Q19, an increase of 14% compared with 3Q18</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In Asia, NBV increased 10% to $430 million, driven by a more favourable business mix, partially offset by lower sales in Japan as explained below. In Canada,
        NBV of $51 million was up 21% from the prior year period, driven by higher insurance sales and a more favourable business mix in group insurance. In the U.S., NBV increased 62% to $45 million, primarily as a result of recent actions to improve
        margins, as well as a more favourable product mix.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Reported annualized premium equivalent (&#8220;APE&#8221;) sales of $1.4 billion in 3Q19, in line with 3Q18</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In Asia, APE sales decreased 4% as strong growth in Hong Kong and Asia Other<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> was
        more than offset by lower sales in Japan. APE sales in Japan decreased 54% due to the temporary suspension of sales of corporate-owned life insurance products until new tax regulations were issued in 3Q19. Hong Kong APE sales increased 58% driven
        by the success of recently-launched health insurance and participating products. In Canada, APE sales increased 12% driven by the introduction of Manulife Par in the second half of last year. In the U.S., APE sales decreased 3% driven by universal
        life, as higher international sales were more than offset by lower domestic sales.</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Reported Global Wealth and Asset Management net outflows of $4.4 billion in 3Q19 compared with net flows of $0.4
        billion in 3Q18</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net flows in Asia were $2.3 billion in 3Q19, up $1.3 billion from 3Q18, driven by lower retail redemptions and higher institutional gross flows.<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup> Net outflows in Canada were $6.9 billion in 3Q19 compared with net outflows of $1.5 billion in 3Q18, due to the&#160;decision by one institutional client to internalize the management of several large,
        primarily fixed income, mandates. Net flows in the U.S. were $0.1 billion in 3Q19, improving for the third consecutive quarter. Compared with 3Q18, U.S. net flows decreased $0.8 billion, primarily due to the funding of a large institutional mandate
        in 3Q18, partially offset by lower retail redemptions.</div>
      <br>
      <div><br>
        <br>
        <br>
        <br>
        <br>
        <br>
        <br>
      </div>
      <br>
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      <div style="line-height: 10.5pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zd85829dcf134441eae51a3ab5543b0b1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top; font-family: 'Arial Narrow','sans-serif';"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">Asia Other excludes Japan and Hong Kong.</div>
                </td>
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          </table>
        </div>
      </div>
      <div style="line-height: 9.1pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zf103f1ca93c04bdfa2794a7d1eede22a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top; font-family: 'Arial Narrow','sans-serif';"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">Gross flows is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below and in our 3Q19 MD&amp;A for additional information.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">3</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
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      <div style="line-height: 21.45pt; margin-bottom: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 16pt; font-weight: bold;">MANAGEMENT&#8217;S DISCUSSION AND ANALYSIS</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">This Management&#8217;s Discussion and Analysis (&#8220;MD&amp;A&#8221;) is current as of November 6, 2019, unless otherwise noted. This
        MD&amp;A should be read in conjunction with our unaudited Interim Consolidated Financial Statements for the three and nine months ended September 30, 2019 and the MD&amp;A and audited Consolidated Financial Statements contained in our 2018 Annual
        Report.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For further information relating to our risk management practices and risk factors affecting the Company, see &#8220;Risk
        Factors&#8221; in our 2018 Annual Information Form, &#8220;Risk Management&#8221;, &#8220;Risk Factors&#8221; and &#8220;Critical Actuarial and Accounting Policies&#8221; in the MD&amp;A in our 2018 Annual Report and the &#8220;Risk Management&#8221; note to the Consolidated Financial Statements in
        our most recent annual and interim reports.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In this MD&amp;A, the terms &#8220;Company&#8221;, &#8220;Manulife&#8221;, &#8220;we&#8221; and &#8220;our&#8221; mean Manulife Financial Corporation (&#8220;MFC&#8221;) and its
        subsidiaries. All amounts are reported in Canadian dollars, unless otherwise indicated.</div>
      <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Contents</div>
      <table cellspacing="0" cellpadding="0" id="z958d670a3fc8424691aac619a443549d" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

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            <td style="width: 53.26%; vertical-align: top; border-top: #000000 2px solid;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -18pt; margin-left: 18pt; line-height: 11.4pt; margin-top: 6pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">A.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">TOTAL COMPANY PERFORMANCE</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">1.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Profitability</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">2.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Growth</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">3.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Financial strength</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">4.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Revenue</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">5.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Assets under management and administration</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">6.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Impact of fair value accounting</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">7.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Impact of foreign currency exchange rates</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">8.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Business highlights</font></div>
              <div style="text-indent: -18pt; margin-left: 18pt; line-height: 11.4pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">B.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">PERFORMANCE BY SEGMENT</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">1.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Asia</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">2.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Canada</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">3.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">U.S.</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">4.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Global Wealth and Asset Management</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">5.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Corporate and Other</font></div>
              <div style="line-height: 11.4pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            </td>
            <td style="width: 46.74%; vertical-align: top; border-top: #000000 2px solid;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -19.2pt; margin-left: 19.2pt; line-height: 11.4pt; margin-top: 6pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">C.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">RISK MANAGEMENT AND RISK FACTORS UPDATE</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">1.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Variable annuity and segregated fund guarantees</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">2.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Caution related to sensitivities</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">3.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Publicly traded equity performance risk</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">4.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Interest rate and spread risk sensitivities and exposure measures</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">5.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Alternative long-duration asset performance risk</font></div>
              <div style="text-indent: -20.25pt; margin-left: 20.25pt; line-height: 11.4pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">D.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 20.25pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">CRITICAL ACTUARIAL AND ACCOUNTING POLICIES</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif;">1.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Critical actuarial and accounting policies</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">2.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Actuarial methods and assumptions</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">3.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Sensitivity of policy liabilities to asset related assumptions</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif;">4.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Accounting and reporting changes</font></div>
              <div style="line-height: 11.4pt; margin-top: 18pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">E.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 18pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-weight: bold;">OTHER</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif;">1.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Outstanding

















                  shares - selected information</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif;">2.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Legal
                  and regulatory proceedings</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif;">3.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Performance

















                  and non-GAAP measures</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif;">4.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Caution

















                  regarding forward-looking statements</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif;">5.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Quarterly

















                  financial information</font></div>
              <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">6.</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif;">Other</font></div>
              <div style="line-height: 10.25pt;"><font style="line-height: 10.25pt;">&#160;</font></div>
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      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q18</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">723</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,475</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,374</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,207</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,527</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,452</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,539</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,527</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,273</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Diluted earnings per common share ($)</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">0.35</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.73</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.77</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2.16</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2.05</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Diluted core earnings per common share ($)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">0.76</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.72</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.75</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2.24</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2.09</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Return on common shareholders&#8217; equity (&#8220;ROE&#8221;)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12.8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core ROE<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12.7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14.8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 18.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Expense efficiency ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">51.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">52.5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49.5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">51.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">50.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>

      </table>
      <div style="margin-left: 13.5pt; line-height: 2.3pt; margin-top: 6pt;"><br style="line-height: 2.3pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z0091a5378be2460594ed0fc5114e8a36" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.3pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 15.75pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Quarterly profitability</div>
      <div style="line-height: 12.55pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Manulife&#8217;s net income attributed to shareholders was $723 million in the third quarter of 2019 (&#8220;3Q19&#8221;) compared with $1,573 million in
        the third quarter of 2018 (&#8220;3Q18&#8221;). Net income attributed to shareholders is comprised of core earnings<sup style="font-family: Arial, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> (consisting of items we believe reflect the underlying earnings capacity of the business),
        which amounted to $1,527 million in 3Q19 compared with $1,539 million in 3Q18, and items excluded from core earnings, which amounted to a net charge of $804 million in 3Q19 compared with a net gain of $34 million in 3Q18.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The decrease of $0.9 billion in net income compared with 3Q18 was primarily driven by investment-related experience charges compared with
        gains in 3Q18, as well as a $0.5 billion charge related to updated Ultimate Reinvestment Rate (&#8220;URR&#8221;) assumptions issued by the Canadian Actuarial Standards Board. Investment-related experience in 3Q19 reflected lower-than-expected returns
        (including fair value changes) on alternative long-duration assets (&#8220;ALDA&#8221;), partially offset by favourable credit experience. While returns in 3Q19 were lower than expected, year-to-date returns were strong and exceeded our reserving assumptions.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings were in line with 3Q18; a decrease of $12 million or 2% on a constant exchange rate basis.<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup> In-force business growth in Asia was more than offset by the impact on earnings of actions taken over the last 12 months to improve the capital efficiency of our legacy businesses and lower new business volumes in Japan. Core
        earnings in 3Q19 included net policyholder experience gains of $21 million post-tax ($14 million pre-tax) compared with $19 million post-tax ($34 million pre-tax) in 3Q18. Reinsurance and ALDA portfolio mix actions to improve the capital efficiency
        of our legacy businesses resulted in $35 million lower core earnings in 3Q19 compared with 3Q18.</div>
      <div style="line-height: 12.55pt; margin-top: 5pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The components of the items excluded from core earnings are outlined in the table below and the annual review of
        actuarial methods and assumptions is discussed in section D2 &#8220;Actuarial methods and assumptions&#8221; below.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Year-to-date profitability</div>
      <div style="line-height: 12.55pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net income attributed to shareholders for the 9 months ended September 30, 2019 was $4,374 million compared with $4,207 million for the 9
        months ended September 30, 2018. Year-to-date core earnings amounted to $4,527 million in 2019 compared with $4,273 million in the same period of 2018, and items excluded from year-to-date core earnings amounted to a net charge of $153 million in
        2019 compared with a net charge of $66 million in the same period of 2018.</div>
      <div style="line-height: 12.55pt; margin-bottom: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The increase of $167 million in year-to-date net income included a $254 million increase in core earnings (a 4% increase on a constant
        exchange rate basis), partially offset by an increased charge in items excluded from core earnings of $87 million.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The increase in year-to-date core earnings reflects new business growth in the U.S and Canada, in-force growth in Asia, and higher yields
        on surplus assets partially offset by the impact on earnings of actions to improve the capital efficiency of our legacy businesses, lower new business volumes in Japan and the non-recurrence of a tax-related benefit in Canada. Year-to-date net
        policyholder experience gains were $6 million post-tax (charge of $17 million pre-tax) in 2019 compared with gains of $27 million post-tax ($51 million pre-tax) in the same period of 2018. Year-to-date reinsurance and ALDA portfolio mix actions to
        improve the capital efficiency of our legacy businesses resulted in $98 million lower core earnings in 2019 compared with 2018.</div>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z411aa1b2267b4e8b91d57f0b892a5369" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z2758678c7d0641cfbc0a8db9d4ea9089" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Percentage growth / declines in core earnings, APE sales, gross flows, net flows, NBV, assets under management and administration, assets under management and core
                    EBITDA are stated on a constant exchange rate basis. Constant exchange rate basis is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">5</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The components of the items excluded from core earnings are outlined in the table below. On a year-to-date basis, the
        net charge of $804 million in the third quarter was partially offset by a net gain of $651 million in the first half of the year, primarily related to investment-related experience, the direct impact of markets and reinsurance transactions.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Core earnings by segment and components of items excluded from core earnings<font style="mso-bidi-font-size:12.0pt;font-family:'Arial Narrow',sans-serif; mso-fareast-font-family:'MS Mincho';mso-bidi-font-family:'Times New Roman'">&#160;</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">
        <table cellspacing="0" cellpadding="0" border="0" style="mso-table-layout-alt: fixed; mso-padding-alt: 0in 5.4pt 0in 5.4pt; width: 100%;" title="second quarter core earnings to net income (loss) " summary="The table below reconcilles core earnings
          to net income (loss) attributed to shareholders" id="zbb3fee2fbb884c1299951e82ad5c2bf4" class="MsoNormalTable">

            <tr style="mso-yfti-irow: 0; mso-yfti-firstrow: yes; height: 12.95pt;">
              <td valign="bottom" style="height: 12.95pt; padding-bottom: 2px;">
                <p style="margin: 6pt 18.6pt 0.0001pt 12pt; text-indent: -12pt; line-height: normal; font-size: 10pt;" class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><font style="font-family: &#38;amp; mso-fareast-font-family: &#38;amp; mso-bidi-font-family: &#38;amp;">Core earnings by segment</font></b><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></p>
              </td>
              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: medium none;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; border-bottom: 2px solid rgb(0, 0, 0); border-top: medium none;" colspan="10">
                <p align="center" style="margin-top: 2.0pt; margin-right: 0in; margin-left: 0in; margin-bottom: .0001pt; text-align: center; line-height: normal;" class="MsoNormal"><b style="mso-bidi-font-weight: normal;"><font style="font-size: 10.0pt; font-family: &#38;amp; mso-fareast-font-family: Tahoma; mso-bidi-font-family: Tahoma;">Quarterly Results</font></b></p>
              </td>
              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: medium none;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: medium none;" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; border-bottom: 2px solid rgb(0, 0, 0); border-top: medium none;" colspan="6">
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                <p style="margin-top: 2.0pt; margin-right: 18.6pt; margin-left: 9.0pt; margin-bottom: .0001pt; text-indent: -9.0pt; line-height: normal; tab-stops: 314.1pt;" class="MsoNormal"><font style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: &#38;amp; mso-bidi-font-family: Arial; mso-fareast-language: JA;">Asia </font></p>
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              <td valign="bottom" style="padding: 0in 5.4pt 0in 5.4pt; height: 12.95pt; width: 40%;">
                <p style="margin-top: 2.0pt; margin-right: 18.6pt; margin-left: 9.0pt; margin-bottom: .0001pt; text-indent: -9.0pt; line-height: normal; tab-stops: 314.1pt;" class="MsoNormal"><font style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: &#38;amp; mso-bidi-font-family: Arial; mso-fareast-language: JA;">Canada</font></p>
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                <p style="line-height: normal; tab-stops: .05in decimal .55in;" class="MsoNormal"><b><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA;">318</font></b></p>
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              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">312</font></p>
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              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="mso-border-right-alt: solid windowtext .75pt; height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" style="mso-border-right-alt: solid windowtext .75pt; height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="mso-border-left-alt: solid windowtext .75pt; height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: none;" colspan="1">&#160;</td>
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                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><b><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA;">913</font></b></p>
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              <td valign="bottom" nowrap="nowrap" style="mso-border-left-alt: solid windowtext .75pt; height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">1,022</font></p>
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            <tr style="mso-yfti-irow: 4; height: 12.95pt;">
              <td valign="bottom" style="padding: 0in 5.4pt 0in 5.4pt; height: 12.95pt; width: 40%;">
                <p style="margin-top: 2.0pt; margin-right: 18.6pt; margin-left: 9.0pt; margin-bottom: .0001pt; text-indent: -9.0pt; line-height: normal; tab-stops: 314.1pt;" class="MsoNormal"><font style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: &#38;amp; mso-bidi-font-family: Arial; mso-fareast-language: JA;">U.S.</font></p>
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              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="mso-border-right-alt: solid windowtext .75pt; height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: none;" colspan="1">&#160;</td>
              <td valign="bottom" style="mso-border-right-alt: solid windowtext .75pt; height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: none;" colspan="1">
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              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="mso-border-right-alt: solid windowtext .75pt; height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: none;" colspan="1">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" style="mso-border-right-alt: solid windowtext .75pt; height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><b><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA;">756</font></b></p>
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              <td valign="bottom" nowrap="nowrap" style="mso-border-left-alt: solid windowtext .75pt; height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">754</font></p>
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              <td valign="bottom" style="padding: 0in 5.4pt 0in 5.4pt; height: 12.95pt; width: 40%;">
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              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">(114</font></p>
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              <td valign="bottom" style="mso-border-right-alt: solid windowtext .75pt; height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="mso-border-right-alt: solid windowtext .75pt; height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: none;" colspan="1">&#160;</td>
              <td valign="bottom" style="mso-border-right-alt: solid windowtext .75pt; height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: none;" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: &#38;amp; mso-bidi-font-family: Arial; mso-fareast-language: JA; mso-bidi-font-weight: bold;">(121</font></p>
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                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: &#38;amp; mso-bidi-font-family: Arial; mso-fareast-language: JA; mso-bidi-font-weight: bold;">)</font></p>
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              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="mso-border-left-alt: solid windowtext .75pt; height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: none;" colspan="1">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" style="mso-border-left-alt: solid windowtext .75pt; height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><b><font style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: &#38;amp; mso-bidi-font-family: Arial; mso-fareast-language: JA;">)</font></b></p>
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              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">(441</font></p>
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              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%;" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">)</font></p>
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                <p style="margin-top: 2.0pt; margin-right: 18.6pt; margin-left: 9.0pt; margin-bottom: .0001pt; text-indent: -9.0pt; line-height: normal; tab-stops: 314.1pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: &#38;amp; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA;">Core investment gains<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2),(3)</sup></font></p>
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              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal .55in;" class="MsoNormal"><b><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA;">100</font></b></p>
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              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">100</font></p>
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              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">100</font></p>
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              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><b><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA;">300</font></b></p>
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              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">300</font></p>
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              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr style="mso-yfti-irow: 8; mso-yfti-lastrow: yes; height: 12.95pt;">
              <td valign="bottom" style="padding-top: 0in; padding-right: 5.4pt; padding-left: 5.4pt; height: 12.95pt; width: 40%; border-left: medium none; border-right: medium none; border-bottom: 2px solid rgb(0, 0, 0);">
                <p style="margin-top: 2.0pt; margin-right: 0in; margin-left: 0in; margin-bottom: .0001pt; line-height: normal; tab-stops: 314.1pt;" class="MsoNormal"><b><font style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: &#38;amp; mso-bidi-font-family: Arial; mso-fareast-language: JA;">Total core earnings</font></b></p>
              </td>
              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal .55in;" class="MsoNormal"><b><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA;">$</font></b></p>
              </td>
              <td valign="bottom" style="height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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              </td>
              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">$</font></p>
              </td>
              <td valign="bottom" style="height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">1,452</font></p>
              </td>
              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">$</font></p>
              </td>
              <td valign="bottom" style="height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">1,539</font></p>
              </td>
              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><b><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA;">$</font></b></p>
              </td>
              <td valign="bottom" style="height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><b><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA;">4,527</font></b></p>
              </td>
              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">$</font></p>
              </td>
              <td valign="bottom" style="height: 12.95pt; vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <p style="line-height: normal; tab-stops: .05in decimal 40.5pt;" class="MsoNormal"><font lang="EN-CA" style="font-size: 9.0pt; font-family: &#38;amp; mso-fareast-font-family: PMingLiU; mso-bidi-font-family: Arial; mso-ansi-language: EN-CA; mso-fareast-language: JA; mso-bidi-font-weight: bold;">4,273</font></p>
              </td>
              <td valign="bottom" nowrap="nowrap" style="height: 12.95pt; text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>

        </table>
        <br>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><a name="_Hlk6491185">2018 comparatives for</a> core earnings in each segment have been updated to reflect <a name="_Hlk6852476">the 2019 methodology
                    for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment</a>.</div>
              </td>
            </tr>

        </table>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 13.65pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As outlined in section E3: Up to $400 million of net favourable investment-related experience will be reported in core earnings in a single year,
                  which are referred to as &#8220;core investment gains&#8221;. This means up to $100 million in the first quarter, up to $200 million on a year-to-date basis in the second quarter, up to $300 million on a year-to-date basis in the third quarter and up
                  to $400 million on a full year basis in the fourth quarter. Any investment-related experience losses reported in a quarter will be offset against the net year-to-date investment-related experience gains with the difference being included
                  in core earnings subject to a maximum of the year-to-date core investment gains and a minimum of zero, which reflects our expectation that investment-related experience will be positive through-the-business cycle.</div>
              </td>
            </tr>

        </table>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z643c31e61f044559a46d7aac1450c5b0">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> <br>
                </font></div>
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> <br>
                </font></div>
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> <br>
                </font></div>
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> <br>
                </font></div>
              <div style="line-height: 0pt;"><br>
                <br>
              </div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Items excluded from core earnings</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="10">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unaudited)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment-related experience outside of core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(289</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">146</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">312</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">184</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">330</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Direct impact of equity markets and interest rates and variable annuity
                guarantee liabilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(494</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(277</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(182</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 16.85pt; line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">Direct impact of equity markets and variable annuity
                guarantee liabilities</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic; font-weight: bold;">(38</div>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">331</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">(205</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">)</div>
            </td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 16.85pt; line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">Fixed income reinvestment rates assumed in the
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">(213</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">(174</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">(246</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">(547</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">242</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 16.85pt; line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">Sale of AFS bonds and derivative positions in the
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">257</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">(39</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">327</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">(219</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">)</div>
            </td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 16.85pt; line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic;">Changes to the ultimate reinvestment rate</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-style: italic;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-style: italic;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-style: italic;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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              <div style="margin-right: 3.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in actuarial methods and assumptions</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;"><font style="font-size: 9pt;">(21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reinsurance transactions</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">63</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(65</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">115</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">33</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Restructuring charge</div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Tax related items and other</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">115</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Items excluded from core earnings</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(804</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">34</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(153</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(66</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 2.3pt; margin-top: 3pt;"><br style="line-height: 2.3pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z1195eac9d9224ebbb992d35a62327654" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Total investment-related experience in 3Q19 was a net charge of $189 million, compared with net gain of $412 million in 3Q18, and in accordance with
                  our definition of core earnings, we included $100 million of investment-related experience gains in core earnings and $289 million charges in items excluded from core earnings in 3Q19 (gains of $100 million and $312 million, respectively,
                  in 3Q18). Investment-related experience charges in 3Q19 reflected lower-than-expected returns (including fair value changes) on ALDA partially offset by favourable credit experience. While returns in 3Q19 were lower than expected,
                  year-to-date returns were strong and exceeded our reserving assumptions.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zdf1bc46cd4da4afdbafa495c1f1ef1ed" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 6pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The direct impact of markets was a net charge of $494 million in 3Q19 and included a $500 million charge related to changes to the
                  URR. In July 2019, the Canadian Actuarial Standards Board (&#8220;ASB&#8221;) issued new assumptions with reductions to the URR and updates to the calibration criteria for stochastic risk-free rates. The updated standard included a reduction of 15
                  basis points in the URR and a corresponding change to stochastic risk-free rate modeling and was effective October 15, 2019. The long-term URR for risk-free rates in Canada is prescribed at 3.05% and we use the same assumption for the
                  U.S. Our assumption for Japan is 1.6%. The ASB does not anticipate an update to this promulgation prior to the expected effective date of IFRS 17 on January 1, 2022. The 3Q19 charges related to fixed income reinvestment rates was offset
                  by gains on the sale of AFS bonds. The charges for fixed income reinvestment rates related to changes in the yield curve and the second order impact of changes in actuarial methods and assumptions. The direct impact of markets was a net
                  charge of $277 million in 3Q18 primarily driven by narrowing corporate spreads and several small items, the largest of them being losses on the sale of AFS bonds, widening swap spreads and steepening of the yield curve.</div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">6</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 11.45pt; margin-bottom: 10pt;"><br style="line-height: 11.45pt;">
      </div>
      <div style="line-height: 12.55pt; margin-top: 8pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Growth</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
      <table cellspacing="0" cellpadding="0" id="z4598f3dbc30748c69f340dd9b56ea343" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unaudited)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 3.75pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia new business value</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">430</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">364</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">382</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,205</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,041</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 3.75pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada new business value</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">51</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">65</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">178</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 3.75pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. new business value</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">45</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">50</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total new business value</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">526</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">479</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">452</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,524</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,247</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia APE sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,052</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">915</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,070</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,303</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,972</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada APE sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">290</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">210</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">786</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">698</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: 4.5pt; margin-left: 8.25pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. APE sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">156</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">154</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">159</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">453</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">401</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -5.25pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total APE sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,443</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,359</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,439</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,542</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,071</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management net flows ($ billions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(4.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5.8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10.5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management gross flows ($ billions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">28.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">25.5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">27.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">81.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">92.7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management assets under management and administration ($
                billions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">659.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">653.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">644.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">659.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">644.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z5088ded838aa4c10aea2f6b44c39e793" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.3pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">These items are non-GAAP measures. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">New business value (&#8220;NBV&#8221;)</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><font style="font-weight: bold;">&#160;</font>was

















        $526 million in 3Q19, an increase of 14% compared with 3Q18. In Asia, NBV increased 10% to $430 million, driven by a more favourable business mix, partially offset by lower sales in Japan as explained below. In Canada, NBV of $51 million increased
        21% compared with 3Q18, driven by higher insurance sales and a more favourable business mix in group insurance. In the U.S., NBV increased 62% to $45 million, primarily as a result of recent actions to improve margins, as well as a more favourable
        product mix.</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date NBV was $1.5 billion in 2019, an increase of 20% compared with the same period of
        2018, driven by strong growth in all segments.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Annualized premium equivalent (&#8220;APE&#8221;) sales</font><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup>were $1.4 billion in 3Q19, a decrease of 2% compared with 3Q18. In Asia, APE sales decreased 4% as strong growth in Hong Kong and Asia Other<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup> was more than
        offset by lower sales in Japan. APE sales in Japan decreased 54% due to the temporary suspension of sales of corporate-owned life insurance (&#8220;COLI&#8221;) products until new tax regulations were issued in 3Q19. Hong Kong APE sales increased 58% driven by
        the success of recently-launched health insurance and participating products. In Canada, APE sales increased 12% driven by the introduction of Manulife Par in the second half of last year. In the U.S., APE sales decreased 3% driven by universal
        life, as higher international sales were more than offset by lower domestic sales.</div>
      <div style="line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date APE sales of $4.5 billion in 2019 were 9% higher than the same period of 2018, driven by growth in all
        segments.</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Wealth and asset management (&#8220;WAM&#8221;) reported net outflows</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of
        $4.4 billion in 3Q19 compared with net flows of $0.4 billion in 3Q18. Net flows in Asia were $2.3 billion in 3Q19, up $1.3 billion from 3Q18, driven by lower retail redemptions and higher institutional gross flows<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup>. Net outflows in
        Canada were $6.9 billion in 3Q19 compared with net outflows of $1.5 billion in 3Q18, due to the decision by one institutional client to internalize the management of several large, primarily fixed income, mandates. Net flows in the U.S. were $0.1
        billion in 3Q19, improving for the third consecutive quarter. Compared with 3Q18, U.S. net flows decreased $0.8 billion, primarily due to the funding of a large institutional mandate in 3Q18, partially offset by lower retail redemptions.</div>
      <div style="margin-right: 21.6pt; line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date net outflows were $5.8 billion in 2019, compared with net flows of $10.5 billion in the same period of 2018, primarily
        driven by a decrease in gross flows and the redemption in institutional asset management in Canada as noted above.</div>
      <div><br>
        <br>
        <br>
        <br>
      </div>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z8562cf6073ab4c4aa8429aa7372390a0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 9.1pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="ze2307483931f4705bd4cde082305a2aa" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia Other excludes Japan and Hong Kong.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">7</font></div>
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      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A3</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Financial strength</font></div>
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              <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Quarterly Results</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
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              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(unaudited)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q19</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q18</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MLI&#8217;s LICAT ratio</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">146</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">134</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">134</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Financial leverage ratio</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">26.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">29.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">29.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total consolidated capital ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">59.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">58.2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">54.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">59.1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">54.4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Book value per common share ($)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23.51</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22.89</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20.24</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23.51</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20.24</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Book value per common share excluding AOCI ($)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19.60</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19.52</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">18.23</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19.60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">18.23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 9.1pt; margin-top: 1pt; margin-bottom: 4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z1a296cbd689943c8bd90184ed4429a1d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 22.7pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">&#160;(1)</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">The </font><font style="font-weight: bold;">Life Insurance Capital Adequacy Test (&#8220;LICAT&#8221;)</font> ratio
        for The Manufacturers Life Insurance Company (&#8220;MLI&#8221;) as at September 30, 2019 was 146%, compared with 144% as at June 30, 2019. The two percentage point increase was primarily driven by the positive impact from lower risk-free rates and capital
        initiatives<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 4pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">MFC&#8217;s LICAT ratio was 136% as at September 30, 2019, compared with 133% as at June 30, 2019. The difference between the
        MLI and MFC ratios as at September 30, 2019 was largely due to the $4.6 billion of MFC senior debt outstanding that does not qualify as available capital at the MFC level.</div>
      <div style="line-height: 12.55pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">MFC&#8217;s financial leverage ratio</font> as at September 30, 2019 was 26.1%, a decrease of 0.3 percentage
        points from June 30, 2019. The leverage ratio decreased as the positive impact of earnings and higher values of available-for-sale (&#8220;AFS&#8221;) securities was partially offset by the impact of dividend payments and the net impact from our share buyback
        and dividend reinvestment programs.</div>
      <div style="line-height: 12.55pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">MFC&#8217;s total consolidated capital</font><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup>as

















        at September 30, 2019 was $59.1 billion, an increase of $3.1 billion compared with December 31, 2018. The $3.1 billion increase over the last 9 months was due to a $3.6 billion increase in total equity primarily driven by growth in the value of AFS
        securities and higher retained earnings, partially offset by the impact of a stronger Canadian dollar compared with December 31, 2018, and the redemption of $0.5 billion of subordinated debentures in 1Q19.</div>
      <div style="line-height: 12.55pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Book value per common share</font> as at September 30, 2019 was $23.51, an increase of 10% compared with
        $21.38 as at December 31, 2018. Book value per common share excluding accumulated other comprehensive income (&#8220;AOCI&#8221;) was $19.60 as at September 30, 2019, an increase of 8% compared with $18.23 as at December 31, 2018. Common shareholders&#8217; equity
        increased for similar reasons outlined above. The number of common shares outstanding was 1,952 million as at September 30, 2019 and was 1,971 million as at December 31, 2018.</div>
      <div style="line-height: 12.55pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Revenue</font></div>
      <table cellspacing="0" cellpadding="0" id="za95b81b433434fd29915acce7c4efecb" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: justify; margin-right: 12.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unaudited)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross premiums</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,508</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,829</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,863</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">30,524</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">29,160</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Premiums ceded to reinsurers</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,173</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,138</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(4,762</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(4,184</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(6,980</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premium income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,335</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,691</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,101</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26,340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,180</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,932</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,710</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,481</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,282</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,770</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,634</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,671</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,966</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,137</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -8.1pt; margin-right: 25.85pt; margin-left: 8.1pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment gains and losses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,037</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,035</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,253</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">45,695</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">40,599</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -7.9pt; margin-right: 25.85pt; margin-left: 7.9pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Realized and unrealized gains and losses on assets supporting
                insurance and investment contract liabilities and on the macro hedge program</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,592</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,185</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3,210</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,703</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(10,141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 12.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,629</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,220</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,043</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">68,398</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">30,458</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Total revenue in 3Q19 was $22.6 billion compared with $8.0 billion in 3Q18. The amount of revenue reported in any fiscal
        period can be significantly affected by fair value accounting, which can materially impact the reported realized and unrealized investment gains or losses on assets supporting insurance and investment contract liabilities and on the macro hedge
        program, a component of revenue (see &#8220;Impact of fair value accounting&#8221; below). Accordingly, we discuss specific drivers of revenue in each segment before realized and unrealized investment gains and losses in section B &#8220;Performance by Segment&#8221;
        below.</div>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z8a47eb87f5dd4f83af7a2c03e2913e45" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">8</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">3Q19 revenue before realized and unrealized investment gains and losses of $16.0 billion increased $4.8 billion compared with 3Q18
        primarily due to lower ceded premiums from the reinsurance of our legacy U.S. individual pay-out annuities business in 3Q18, business growth in Asia and higher investment income<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net realized and unrealized investment gains and losses on assets supporting insurance and investment contract liabilities and on the macro
        hedge program was a gain of $6.6 billion in 3Q19 compared with a charge of $3.2 billion in 3Q18. The 3Q19 gain was primarily due to an overall decrease in interest rates in North America and Asia. The 3Q18 charge was due to an overall increase in
        interest rates in North America and Asia, partially offset by gains in real estate and ALDA<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On a year-to-date basis, revenue before net realized and unrealized investment gains and losses of $45.7 billion was $5.1 billion higher
        than the same period of 2018 due to similar factors noted above<font style="font-family: Calibri, sans-serif;">.</font> Net realized and unrealized investment gains and losses on assets supporting insurance and investment contract liabilities and
        on the macro hedge program was a gain of $22.7 billion in 2019 compared with a loss of $10.1 billion in 2018. The key drivers of the fair value impact on a year-to-date basis in 2019 and 2018 were similar to the factors noted above for the
        corresponding quarters.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zc84ace0440c7486696c9715c9032c0f4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A5</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management and administration (&#8220;AUMA&#8221;)</font><sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">AUMA as at September 30, 2019 was $1.2 trillion, an increase of 10% compared with December 31, 2018. The primary driver of the increase
        was the favourable impact of markets.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z8fcfb865f0b44b7ab11658db029e4215" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A6</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Impact of fair value accounting</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Fair value accounting policies affect the measurement of both our assets and our liabilities. The impact on the measurement of both
        assets and liabilities of investment activities and market movements are reported as experience gains and losses on investments and the direct impact of equity markets and interest rates and variable annuity guarantees, each of which impacts net
        income attributed to shareholders (see &#8220;Profitability&#8221; section above for discussion of 3Q19 experience).</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net realized and unrealized investment gains on assets supporting insurance and investment contract liabilities and on
        the macro hedge program were $6.6 billion for 3Q19 (3Q18 &#8211; losses of $3.2 billion) and on a year-to-date basis, the gains were $22.7 billion for 2019 (year-to-date 2018 &#8211; losses of $10.1 billion). See &#8220;Revenue&#8221; section above for discussion of
        results.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As outlined in the &#8220;Critical Actuarial and Accounting Policies&#8221; in the MD&amp;A in our 2018 Annual Report, net insurance
        contract liabilities, as permitted under IFRS 4, are determined using the Canadian Asset Liability Method (&#8220;CALM&#8221;), as required by the Canadian Institute of Actuaries (&#8220;CIA&#8221;). The measurement of policy liabilities includes the estimated value of
        future policyholder benefits and settlement obligations to be paid over the term remaining on in-force policies, including the costs of servicing the policies, reduced by the future expected policy revenues and future expected investment income on
        assets supporting the policies. Investment returns are projected using current asset portfolios and projected reinvestment strategies. Experience gains and losses are reported when current period activity differs from what was assumed in the policy
        liabilities at the beginning of the period. We classify gains and losses by assumption type. For example, current period investing activities that increase (decrease) the future expected investment income on assets supporting policies will result
        in an investment-related experience gain (loss). See description of investment-related experience in &#8220;Performance and non-GAAP measures&#8221; below.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As noted in our 2018 Annual MD&amp;A, IFRS 17, which is expected to be effective January 1, 2022, will replace IFRS 4
        and therefore CALM. While there are many differences between IFRS 17 and IFRS 4, two items of note are the discount rate used to estimate the present value of insurance liabilities, and the reporting of new business gains. We reported $183 million
        (post-tax) of new business gains in net income attributed to shareholders in 3Q19 and $567 million (post-tax) for year-to-date 2019. Under IFRS 17, new business gains are recorded on the balance sheet and amortized into income as services are
        provided.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="ze733d12217f547699a5a0d74f9563c51" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A7</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Impact of foreign currency exchange rates</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Changes in foreign currency exchange rates increased core earnings by $18 million in 3Q19 compared with 3Q18 primarily due to a weaker
        Canadian dollar compared with the U.S. dollar. Changes in foreign currency exchange rates increased year-to-date core earnings by $109 million in 2019 compared with the same period of 2018. The impact of foreign currency exchange rates on items
        excluded from core earnings does not provide relevant information given the nature of these items.</div>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 11.4pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z5465a465780041d19bcf6d852c016be9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">9</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z25d4f3bc66364e3db87d84c15ae202f4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A8</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Business highlights</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We made further progress on our portfolio optimization strategic priority, renegotiating reinsurance agreements on a universal life block
        in Canada that resulted in a capital benefit of approximately $120 million. In our long-term care (&#8220;LTC&#8221;) business, we continued to make progress in securing premium rate increases, and introduced innovative co-pay options to our LTC customers to
        manage higher rates<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">During the quarter, we continued to enhance and expand our global distribution capabilities. In Asia, we entered into a long-term strategic
        partnership with HaoDf.com, a leading online medical platform in mainland China, as well as a new bancassurance relationship in Vietnam with Asia Commercial Bank<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 13.7pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">B</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 27pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">PERFORMANCE BY SEGMENT</font></div>
      <div style="line-height: 12.55pt; margin-top: 4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zfaa55d23388542668f4a2f1c7f3bddbd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">B1</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Asia</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <table cellspacing="0" cellpadding="0" id="zb9064231291b4eb1bb984c531f2de863" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 8.1pt; line-height: 10.25pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">Canadian dollars</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">128</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">476</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">566</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,299</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,386</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">520</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">471</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">461</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,511</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,303</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,052</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">915</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,070</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,303</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,972</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">New business value</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">430</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">364</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">382</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,205</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,041</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,105</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,695</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,154</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,552</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14,408</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -7.85pt; margin-right: 30.75pt; margin-left: 7.85pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,295</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,607</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,661</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,963</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,291</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -7.85pt; margin-right: 8.1pt; margin-left: 7.85pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">118.8</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">114.1</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">99.7</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">118.8</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">99.7</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-style: italic;"><br>
                U.S. dollars</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1">Net income attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup> <br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;" rowspan="1"><font style="font-weight: bold; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">US$</font> <br>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-weight: bold; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';" rowspan="1">&#160;97</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1">US$ <br>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1">&#160;357</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1">US$ <br>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1">&#160;434</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1"><font style="font-weight: bold;">US$</font> <br>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-weight: bold; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1">&#160;976</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; font-size: 9pt; font-family: 'Arial Narrow','sans-serif';" rowspan="1">US$ <br>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;" rowspan="1">&#160;1,077</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -7.85pt; margin-right: 8.1pt; margin-left: 7.85pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">394</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">352</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">352</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,137</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,013</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -7.85pt; margin-right: 8.1pt; margin-left: 7.85pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">796</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">685</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">818</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,486</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,307</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -7.85pt; margin-right: 8.1pt; margin-left: 7.85pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">New business value</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">326</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">272</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">293</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">907</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">808</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -7.85pt; margin-right: 8.1pt; margin-left: 7.85pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,379</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,007</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,945</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,970</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,182</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -7.85pt; margin-right: 30.45pt; margin-left: 7.85pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,766</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,194</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,333</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13,520</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,652</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-right: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">89.7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">87.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">77.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">89.7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">77.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="za872525980e24e4186700edbc5f07014" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The 2018 comparatives for net income attributed to shareholders, core earnings and assets under management have
                  been updated to reflect the 2019 methodology for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z9fd1d4dfc2f04933abe97f730d7413d9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; for a reconciliation between net income (loss) attributed to shareholders and core
                  earnings.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zf13e5aef68dd45baa7a8c7b1cf946fde" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: Arial,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See section A6 &#8220;Impact of fair value accounting&#8221;.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Asia&#8217;s net income attributed to shareholders</font> was $128 million in 3Q19 compared
        with $566 million in 3Q18. Net income attributed to shareholders is comprised of core earnings, which was $520 million in 3Q19 compared with $461 million in 3Q18, and items excluded from core earnings, which amounted to a net charge of $392 million
        in 3Q19 compared with a net gain of $105 million in 3Q18. The changes in net income attributed to shareholders and core earnings expressed in Canadian dollars are due to the factors described below and, in addition, core earnings reflected a net
        $10 million favourable impact due to changes in foreign currency exchange rates versus the Canadian dollar.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Expressed in U.S. dollars, the presentation currency of the segment, net income attributed to shareholders was US$97 million in 3Q19
        compared with US$434 million in 3Q18 and core earnings were US$394 million in 3Q19 compared with US$352 million in 3Q18. Items excluded from core earnings were a net charge of US$297 million in 3Q19 compared with a net gain of US$82 million in 3Q18
        (see a reconciliation of net income (loss) attributed to shareholders to core earnings in&#160;&#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings in 3Q19 increased 10% compared with 3Q18. The increase in core earnings was driven by in-force business growth and the
        impact of management actions, partially offset by lower new business volumes in Japan. Sales of the recently launched Voluntary Health Insurance Scheme (&#8220;VHIS&#8221;) products in Hong Kong did not have a material current period impact on core earnings as
        experience gains from customers who have opted to change their existing medical coverage to the new VHIS product were offset by new business strain.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date net income attributed to shareholders was US$976 million in 2019 compared with US$1,077 million in the same period of 2018.
        Year-to-date core earnings of US$1,137 million in 2019 increased 13% compared with the same period of 2018. The drivers of the increase are consistent with the items discussed above. Items excluded from year-to-date core</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">10</font></div>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">earnings were a net charge of US$161 million in 2019 and a net gain of US$64 million for the same period of 2018 (see a reconciliation of
        net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Expressed in Canadian dollars, year-to-date core earnings reflected a net $48 million favourable impact of changes in foreign currency
        exchange rates versus the Canadian dollar.</div>
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        Hong Kong and Asia Other was more than offset by the temporary suspension of COLI product sales in Japan until new tax regulations were issued in 3Q19. NBV in 3Q19 was US$326 million, a 10% increase compared with 3Q18, reflecting growth in Hong
        Kong and Asia Other which was partially offset by a decline in Japan. Year-to-date APE sales were US$2.5 billion in 2019, an increase of 9% compared with the same period of 2018. Strong growth in Hong Kong and Asia Other was offset by lower sales
        in Japan as mentioned above. Year-to-date, NBV in 2019 was US$907 million, a 13% increase compared with the same period of 2018, reflecting growth in Hong Kong and Asia Other. New business value margin (&#8220;NBV margin&#8221;)<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> was 43.2% in 3Q19 compared with 37.4% in 3Q18<font style="font-family: Calibri, sans-serif;">.</font></div>
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                <div style="margin-left: 18pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
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                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Japan APE sales in 3Q19 were US$145 million, a decrease of 54% compared with 3Q18 driven by the suspension of
                  COLI product sales until new tax rules were issued in 3Q19, after which we subsequently relaunched our COLI products. Japan NBV in 3Q19 of US$52 million decreased 40% compared with 3Q18 and Japan NBV margin was 36.0%, an increase of 8.3
                  percentage points compared with 3Q18<font style="font-family: Calibri, sans-serif;">.</font></div>
              </td>
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                <div style="margin-left: 18pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
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                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Hong Kong APE sales in 3Q19 were US$268 million, a 58% increase compared with 3Q18. The strong growth in APE
                  sales was driven by the success of our recently-launched VHIS and Qualifying Deferred Annuity products, as well as participating products launched at the beginning of this year. Hong Kong NBV in 3Q19 of US$171 million increased 55%
                  compared with 3Q18. Hong Kong NBV margin was 63.7%, a decrease of 0.9 percentage points compared with 3Q18<font style="font-family: Calibri, sans-serif;">.</font></div>
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                <div style="margin-left: 18pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
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                <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Asia Other APE sales in 3Q19 were US$383 million, a 12% increase compared with 3Q18. We experienced
                  double-digit growth across most of our businesses.&#160;Asia Other NBV in 3Q19 of US$103 million increased 5% compared with 3Q18 mainly due to higher sales, and a change in tax regulations in mainland China, partially offset by a decline in
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Revenue</font> was US$5.4 billion in 3Q19 compared with US$3.9 billion in 3Q18. Revenue
        before realized and unrealized investment gains and losses was US$4.8 billion in 3Q19, an increase of 10% compared with 3Q18, driven by recurring premium growth from in-force business, partially offset by the temporary suspension of COLI product
        sales in Japan. Year-to-date revenue was US$17.0 billion in 2019 compared with US$11.2 billion in the same period of 2018. Year-to-date revenue before realized and unrealized investment gains and losses was US$13.5 billion in 2019, compared with
        US$12.7 billion in the same period of 2018.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup>&#160;were US$89.7 billion as at September 30, 2019, an increase of
        US$10.4 billion or 13% compared with December 31, 2018, driven by net customer inflows of US$7.6 billion and the favourable impact of markets over the past nine months.</div>
      <div style="line-height: 12.55pt; margin-top: 5pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Business highlights - </font>In 3Q19, we continued to enhance and expand our
        distribution reach by entering into a long-term strategic partnership with HaoDf.com, a leading online medical platform in mainland China, and a new bancassurance relationship in Vietnam with Asia Commercial Bank.</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="text-align: justify; text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q19</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income (loss) attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(172</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">317</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">102</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">896</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,056</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">318</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">312</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">344</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">913</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,022</div>
            </td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -8.1pt; margin-left: 8.1pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">290</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">210</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">786</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">698</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Bank average net lending assets ($ billions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22.0</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21.3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21.8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20.9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,524</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,752</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,097</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,366</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,768</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12.6pt; margin-right: 12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,550</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,609</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,643</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,925</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,446</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">152.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">150.4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">144.3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">152.2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">144.3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

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        <table cellspacing="0" cellpadding="0" id="z6b38b57e10e44410b3da7972c9a27003" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The 2018 comparatives for net income (loss) attributed to shareholders, core earnings and assets under management
                  have been updated to reflect the 2019 methodology for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation between net income (loss) attributed to shareholders and core earnings.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See section A6 &#8220;Impact of fair value accounting&#8221;.</div>
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"> <br>
                </div>
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"> <br>
                </div>
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"> <br>
                </div>
              </td>
            </tr>

        </table>
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      <div style="line-height: 9.1pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z0c206a0f2cc74de6ba67bf653564044b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 36pt; vertical-align: top; align: right;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">11</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z5a8b5efa555a4cada4e0736b3975e257" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.65pt; vertical-align: top; align: right;"><br>
              </td>
              <td style="width: auto; vertical-align: top;"><br>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Canada&#8217;s 3Q19 net loss attributed to shareholders</font> was $172 million compared with
        net income attributed to shareholders of $102 million in 3Q18. Net income attributed to shareholders is comprised of core earnings, which were $318 million in 3Q19 compared with $344 million in 3Q18, and items excluded from core earnings, which
        amounted to a net charge of $490 million in 3Q19 compared with a net charge of $242 million in 3Q18 (see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings decreased $26 million or 8% compared with 3Q18, reflecting the impact on earnings of actions taken over the last 12 months
        to improve the capital efficiency of our legacy businesses, less favourable policyholder experience and a number of other smaller items.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date net income attributed to shareholders was $896 million in 2019 compared with $1,056 million in the same period of 2018 and
        year-to-date core earnings were $913 million in 2019 compared with $1,022 million in the same period of 2018. The decrease in year-to-date core earnings of $109 million was driven by the same factors noted above as well as the non-recurrence of the
        2018 gain from the release of provisions for uncertain tax positions. Items excluded from year-to-date core earnings were a net charge of $17 million in 2019 and a net gain of $34 million for the same period of 2018 (see a reconciliation of net
        income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">APE sales </font>of $235 million in 3Q19 increased by $25 million or 12% compared with 3Q18, driven by
        the introduction of Manulife Par in the second half of last year. Year-to-date APE sales in 2019 were $786 million, $88 million or 13% higher than in the same period of 2018 due to the same reason<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zf5c09269a3d7486baad10a2bde0b1f2f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 36.7pt; vertical-align: top; align: right;">
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                  above.</div>
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                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
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                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
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                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Annuities APE sales in 3Q19 of $49 million decreased $5 million or 9% compared with 3Q18. We are focused on growth in lower
                  risk segregated fund products, which in 3Q19 accounted for 82% of annuity APE sales.</div>
              </td>
            </tr>

        </table>
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Manulife Bank</font> average net lending assets for the quarter were $22.0 billion as
        at September 30, 2019, up $0.5 billion or 2% from December 31, 2018.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Revenue</font> in 3Q19 was $4.5 billion compared with $2.1 billion in 3Q18. Revenue
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        unrealized investment gains and losses was $10.9 billion in 2019, a decrease of 5% compared with the same period of 2018.</div>
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        increase of $10.3 billion or 7% from December 31, 2018, due to the favourable impact of markets.</div>
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        business offering, providing improved product design, which includes a low-cost formulary, improved pricing and an updated advisor experience. We made further progress on our portfolio optimization strategic priority, renegotiating reinsurance
        agreements on a universal life block that resulted in a capital benefit of approximately $120 million.</div>
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      </div>
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      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">342</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">502</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">630</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,285</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,778</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">471</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">441</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">467</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,387</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,335</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">156</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">154</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">159</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">453</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">401</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,177</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,439</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,379</div>
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              <div style="text-indent: -12.95pt; margin-right: 17.1pt; margin-left: 12.95pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,364</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,269</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">557</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,973</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: justify; margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;"> <br>
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              <div style="text-align: justify; margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">U.S. dollars</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">&#160;US$</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">258 <br>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;US$</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;375</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">US$ <br>
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            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">482 <br>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">US$ <br>
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            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt; font-weight: bold;">&#160;965</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">US$</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;1,379</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; font-family: Arial; font-size: 9pt;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">357</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">329</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">357</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,043</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,035</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -8.1pt; margin-right: 17.1pt; margin-left: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">118</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">115</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">122</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">341</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">311</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,927</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,113</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,640</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,848</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -12.95pt; margin-right: 17.1pt; margin-left: 12.95pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,305</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,191</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">426</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,907</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,008</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">176.6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">172.5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">174.4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">176.6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">174.4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

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      <div>
        <table cellspacing="0" cellpadding="0" id="z59c6851347e3429fa2b1ddc6b11c3bf6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The 2018 comparatives for net income attributed to shareholders, core earnings and assets under management have been updated to
                  reflect the 2019 methodology for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment.</div>
              </td>
            </tr>

        </table>
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      <div>
        <table cellspacing="0" cellpadding="0" id="z3ff88318c6514096a243ef7edd6e0140" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation between net income (loss) attributed to shareholders and core earnings.</div>
              </td>
            </tr>

        </table>
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      <div>
        <table cellspacing="0" cellpadding="0" id="zc4af60e2eabb4f519a3bbee37106a4db" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See section A6 &#8220;Impact of fair value accounting&#8221;.</div>
              </td>
            </tr>

        </table>
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">U.S. 3Q19 net income attributed to shareholders</font> was $342 million compared with
        $630 million in 3Q18. Net income attributed to shareholders is comprised of core earnings, which amounted to $471 million in 3Q19 compared with $467 million in 3Q18, and items excluded from core earnings, which amounted to a net charge of $129
        million in 3Q19 compared with a net gain of $163 million in 3Q18<font style="font-family: Calibri, sans-serif;">.</font>&#160;The changes in net income attributed to shareholders and core earnings expressed in Canadian dollars are due to the factors
        described below and, in addition, the change in core earnings reflected a net $5 million favourable currency impact from the strengthening of the U.S. dollar compared with the Canadian dollar.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Expressed in U.S. dollars, the functional currency of the segment, 3Q19 net income attributed to shareholders was US$258 million compared
        with US$482 million in 3Q18, core earnings were US$357 million in 3Q19 compared with US$357 million in 3Q18, and items excluded from core earnings were a net charge of US$99 million in 3Q19 compared with a net gain of US$125 million in 3Q18&#160;(see a
        reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below)<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings were in line with the prior year period as favourable variances from new business and a true-up of prior year tax accruals
        were offset by the impact of portfolio optimization activities on our legacy business over the last 12 months and unfavourable policyholder experience in 3Q19 compared with a small net gain in 3Q18. The 3Q19 policyholder experience was unfavourable
        in JH Life and neutral in LTC, with the LTC experience reflecting the updates made in the annual review of actuarial assumptions.</div>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date net income attributed to shareholders was US$965 million in 2019 compared with US$1,379 million in the same period of 2018
        and year-to-date core earnings were US$1,043 million in 2019 compared with US$1,035 million in the same period of 2018. 2019 core earnings increased US$8 million as the impact of portfolio optimization activities was more than offset by the factors
        described above. Items excluded from year-to-date core earnings were a net charge of US$78 million in 2019 and a net gain of US$344 million for the same period of 2018 (see a reconciliation of net income (loss) attributed to shareholders to core
        earnings in &#8220;Performance and non-GAAP measures&#8221; below). Expressed in Canadian dollars, core earnings reflected a $43 million favourable impact of changes in foreign currency exchange rates versus the Canadian dollar.</div>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">13</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="text-align: justify; line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">APE sales </font>in 3Q19 of US$118 million declined 3% compared with 3Q18, as continued momentum in
        domestic indexed universal life product offerings and international products mostly offset the competitive pressure in domestic protection universal life and term products. 3Q19 marked the best quarter since inception for product sales with the
        John Hancock Vitality PLUS feature. Year-to-date APE sales in 2019 of US$341 million increased 10% compared with the same period of 2018 primarily due to higher indexed universal life and international sales.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Revenue </font>in 3Q19 was a gain of US$6.9 billion compared with a charge of US$0.5
        billion in 3Q18. Revenue before net realized and unrealized investment gains and losses was US$3.3 billion in 3Q19 compared with US$0.4 billion in 3Q18. The US$2.9 billion increase was primarily due to US$2.8 billion of ceded premiums in 3Q18 from
        the reinsurance of our legacy individual payout annuities business. Year-to-date revenue was US$17.6 billion in 2019, an increase compared with US$1.8 billion in the same period of 2018. Year-to-date revenue before realized and unrealized
        investment gains and losses was US$8.9 billion in 2019 compared with US$7.0 billion in the same period of 2018. The US$1.9 billion increase was primarily due to the difference in ceded premiums on legacy business transactions.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management </font>as at September 30, 2019 were US$176.6 billion, an
        increase of 8% from December 31, 2018. The increase was driven by the favourable impact of markets partially offset by the continued run-off of the annuities business, including the reinsurance of the New York portion of the payout annuity block.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Business highlights - </font>In 3Q19, sales of policies with the John Hancock Vitality PLUS feature
        increased for the third consecutive quarter and in our LTC business, we continued to make progress in securing premium rate increases and introduced innovative co-pay options to our LTC customers to manage higher rates.</div>
      <div style="line-height: 14.75pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">B4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Global Wealth and Asset Management</font></div>
      <table cellspacing="0" cellpadding="0" id="z09179f93aeb64a75aefd094284a5f768" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: middle; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: justify; margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: normal;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">281</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">243</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">280</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">757</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">736</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">281</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">242</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">288</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">756</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">754</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core EBITDA<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">404</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">375</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">405</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,145</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,135</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Sales</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: 0pt; margin-right: 17.1pt; margin-left: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management gross flows</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">27,968</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">25,477</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">27,128</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">81,318</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">92,696</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: 0pt; margin-right: 17.1pt; margin-left: 8.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management net flows</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(4,410</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(34</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">448</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5,767</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,517</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-right: 17.1pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,409</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,395</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,386</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,162</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,092</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management and administration ($ billions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">659.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">653.1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">644.0</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">659.2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">644.0</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z8e23180d45e5414896afc1df82830b19" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation between net income (loss) attributed to shareholders and core earnings.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z56f0b89f600c4e49be06f1ba1cfef904" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Core EBITDA is a non-GAAP measure and is core earnings before interest, taxes, depreciation and amortization. See &#8220;Performance and non-GAAP measures&#8221;
                  below.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;"> Global Wealth and Asset Management&#8217;s net income attributed to shareholders</font> was
        $281 million in 3Q19 compared with $280 million in 3Q18. Net income attributed to shareholders is comprised of core earnings, which were $281 million in 3Q19 compared with $288 million in 3Q18 and items excluded from core earnings, which were $nil
        in 3Q19 compared with a net charge of $8 million in 3Q18&#160;(see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="background-color: #FFFFFF; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings in 3Q19 declined 3% compared with 3Q18 despite similar average asset levels during both periods, given higher earnings
          contributions from higher tax jurisdictions this quarter. Core EBITDA<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> was $404 million in 3Q19, in line with 3Q18, commensurate with consistent average asset levels during both periods.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Year-to-date net income attributed to shareholders was $757 million in 2019 compared with $736 million in the same period of 2018.
        Year-to-date core earnings of $756 million in 2019 were in line with the same period of 2018. Items excluded from year-to-date core earnings were a net gain of $1 million in 2019 and a net charge of $18 million for the same period of 2018 (see a
        reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below). Year-to-date core EBITDA was $1,145 million in 2019, in line with the same period of 2018.</div>
      <br>
      <div><br>
        <br>
        <br>
      </div>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 9.1pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="za9fb2c0d2132460daff9e9785d35ca17" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">14</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
    </div>
    <div style="line-height: 14.4pt;">
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Gross flows and net flows - </font>Gross flows were $28.0 billion in 3Q19, an increase
        of 2% compared with 3Q18, and net outflows were $4.4 billion in 3Q19, compared with net flows of $0.4 billion in 3Q18. Year-to-date gross flows in 2019 of $81.3 billion were 14% lower than the same period of 2018, and year-to-date net outflows were
        $5.8 billion in 2019 compared with net flows of $10.5 billion for the same period of 2018. By geography the results were:</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">WAM Asia:</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z47be9eb3499e4707888632b720c63fb7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gross flows in Asia in 3Q19 were $5.7 billion, an increase of $0.6 billion or 11% compared with 3Q18, driven by higher gross
                  flows in institutional asset management and, to a lesser extent, retirement, partially offset by lower gross flows in mainland China from retail money markets funds. Year-to-date gross flows in 2019 of $15.1 billion were 18% lower than
                  the same period of 2018.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z79ea0e70d3d84a1a877915b23ff3a3d6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net flows in Asia in 3Q19 were $2.3 billion compared with net flows of $1.0 billion in 3Q18, driven by lower redemptions from
                  retail money market funds in mainland China and higher gross flows in institutional asset management. Year-to-date net flows in 2019 of $4.6 billion were 4% lower than the same period of 2018.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">WAM Canada:</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze5b4082dd2f345b7bc6010e8f6a7f35b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gross flows in Canada in 3Q19 were $6.0 billion, an increase of $1.3 billion or 27% compared with 3Q18, driven by higher gross
                  flows in institutional asset management by the funding of several large fixed income mandates totaling $1.0 billion from new and existing clients, and higher retail gross flows from continued sales momentum across the product line-up.
                  This was partially offset by lower new plan sales in retirement. Year-to-date gross flows in 2019 of $17.6 billion were 3% lower than the same period of 2018.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za00fd13eaa854d0994c5765bb55a0577" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net outflows in Canada were $6.9 billion in 3Q19 compared with net outflows of $1.5 billion in 3Q18, driven by the decision by
                  one institutional client to internalize the management of several large, primarily fixed income, mandates in 3Q19 totaling $8.5 billion, partially offset by higher gross flows as mentioned above. Year-to-date net outflows were $4.7
                  billion in 2019 compared with net flows of $2.7 billion in the same period of 2018.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">WAM U.S.:</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z17b2af45f0d54be78cbed707e4a7c3a2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gross flows in the U.S. in 3Q19 were $16.2 billion, a decrease of $1.0 billion or 7% compared with 3Q18, driven by the funding
                  of a large institutional mandate in 3Q18 and lower retail gross flows. These items were partially offset by higher recurring deposits in retirement. Year-to-date gross flows in 2019 of $48.6 billion were 16% lower than the same period of
                  2018.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zf0393220262c4751aa9d79ea3bfa44cc" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net flows in the U.S. were $0.1 billion in 3Q19, improving for the third consecutive quarter. Compared with net flows of $0.9
                  billion in 3Q18, net flows were driven by lower gross flows as mentioned above, partially offset by retail redemptions. Year-to-date net outflows were $5.7 billion in 2019 compared with net flows of $3.2 billion in the same period of
                  2018.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Revenue </font>in 3Q19 was $1.4 billion, in line with 3Q18. Year-to-date revenue in
        2019 was $4.2 billion, in line with the same period of 2018.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management and administration </font>of $659 billion as at September 30,
        2019 increased 11% compared with December 31, 2018 driven by favourable investment performance, partially offset by year-to-date net outflows. Global WAM also manages $195 billion in assets for the Company&#8217;s non-WAM reporting segments, and
        including those managed assets, AUMA managed by Global WAM was $854 billion as at September 30, 2019 compared with $790 billion as at December 31, 2018.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Business highlights - </font>In 3Q19, we established a management company in Ireland
        with authority to distribute our Undertakings for Collective Investment in Transferable Securities (&#8220;UCITS&#8221;) mutual funds across the European Union, Asia and Latin America. Additionally, we retained the leading sales market share position in the
        Hong Kong Mandatory Provident Fund (&#8220;MPF&#8221;) market, attracting almost 40% of net cash flows during the third quarter of 2019.<sup style="font-family: Calibri, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></div>
      <br>
      <br>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 11.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z346205f5b4b1409189a8ef64a1b71411" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-size: 8pt;">Market share of net cash flows by scheme sponsor as reported in the Mercer MPF Market Share Report for September 30, 2019</font>.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">15</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">B5</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Corporate and Other</font></div>
      <table cellspacing="0" cellpadding="0" id="ze1278b66256e44daa67ad06256169f6a" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-weight: bold;">Net income (loss) attributed to shareholders</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(63</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">137</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(749</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 8.1pt; margin-left: 17.1pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core loss excluding core investment gains<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(114</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(121</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(441</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-indent: -9pt; margin-right: 8.1pt; margin-left: 17.1pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core investment gains</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="margin-right: 8.1pt; line-height: 10.25pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total core gain (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(63</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(40</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -12.6pt; margin-right: 8.1pt; margin-left: 12.6pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">445</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">199</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">879</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(189</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>

      </table>
      <div style="text-align: justify; margin-left: 9pt; line-height: 2.3pt; margin-top: 2pt; margin-bottom: 2pt;"><br style="line-height: 2.3pt;">
      </div>
      <div style="text-align: justify; line-height: 2.3pt; margin-top: 2pt; margin-bottom: 2pt;">
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The 2018 comparatives for net income (loss) attributed to shareholders and core loss excluding core investment gains have been updated to reflect the
                  2019 methodology for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: justify; line-height: 2.3pt; margin-top: 2pt; margin-bottom: 2pt;">
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; for a reconciliation between net income (loss) attributed to shareholders and core earnings.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: justify; margin-left: 9pt; line-height: 2.3pt; margin-top: 2pt; margin-bottom: 2pt;"><br style="line-height: 2.3pt;">
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Corporate and Other is composed of</font> investment performance on assets backing
        capital, net of amounts allocated to operating segments; financing costs; costs incurred by the corporate office related to shareholder activities (not allocated to the operating segments); our Property and Casualty (&#8220;P&amp;C&#8221;) Reinsurance
        business; as well as run-off reinsurance operations including variable annuities and accident and health.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For segment reporting purposes, settlement costs for macro equity hedges and other non-operating items are included in Corporate and Other&#8217;s
        earnings. This segment is also where we reclassify favourable investment-related experience to core earnings from items excluded from core earnings, subject to certain limits (see &#8220;Performance and non-GAAP measures&#8221; below). In each of the other
        segments, we report all investment-related experience in items excluded from core earnings.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Corporate and Other reported a net income attributed to shareholders</font> of $144
        million in 3Q19 compared with a net loss attributed to shareholders of $5 million in 3Q18. The core loss was $63 million in 3Q19 compared with a core loss of $21 million in 3Q18 and the items excluded from core loss amounted to a net gain of $207
        million in 3Q19 compared with a net gain of $16 million in 3Q18 (see a reconciliation of net income (loss) attributed to shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below)<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The $42 million increase in core loss was largely due to lower gains on AFS equities and an increase in the withholding
        tax accrual related to future remittances from our U.S. subsidiary, partly offset by higher yields on fixed income investments.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The items excluded from core loss amounted to a net gain of $207 million in 3Q19 and were due to gains on AFS bonds
        partially offset by the above noted reclassification to core investment gains.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On a year-to-date basis, net income attributed to shareholders was $137 million in 2019 compared with a net loss
        attributed to shareholders of $749 million in the same period of 2018. The year-to-date core loss was $40 million in 2019 compared with core loss of $141 million in the same period of 2018. The favourable variance in the year-to-date core loss of
        $101 million was primarily attributable to higher investment income, the favourable impact of markets on seed money investments in new segregated and mutual funds, and lower net interest on external debt, partially offset by lower net gains on AFS
        equities. Items excluded from the year-to-date core loss were a net gain of $177 million in 2019 compared with a net charge of $608 million in the same period of 2018 (see a reconciliation of net income (loss) attributed to shareholders to core
        earnings in &#8220;Performance and non-GAAP measures&#8221; below).</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 5pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Revenue</font> in 3Q19 was a gain of $445 million compared with a gain of $2 million in
        3Q18. The favourable variance was driven by realized gains on the sale of AFS bonds in 3Q19 compared with realized losses in 3Q18, and higher investment income. Year-to-date revenue was a gain of $879 million in 2019 compared with a loss of $189
        million in the same period of 2018.<font style="font-family: Calibri, sans-serif;">&#160;</font>The favourable variance was due to similar drivers mentioned above.</div>
      <div style="line-height: 17.15pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">C</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">RISK MANAGEMENT AND RISK FACTORS UPDATE</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">This section provides an update to our risk management practices and risk factors outlined in the MD&amp;A in our 2018 Annual Report. The
        shaded text and tables in this section of the MD&amp;A represent our disclosure on market and liquidity risk in accordance with IFRS 7 &#8220;Financial Instruments &#8211; Disclosures&#8221;. Accordingly, the following shaded text and tables represent an integral
        part of our unaudited Interim Consolidated Financial Statements.</div>
      <div style="line-height: 15.75pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C1</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Variable annuity and segregated fund guarantees</font></div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As described in the MD&amp;A in our 2018 Annual Report, guarantees on variable annuity products and segregated funds may include one or
          more of death, maturity, income and withdrawal guarantees. Variable annuity and segregated fund guarantees are contingent on and only payable upon the occurrence of the relevant event, if fund values at that time are below guaranteed</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">16</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">values. Depending on future equity market levels, liabilities on current in-force business would be due primarily in the period from
          2019 to 2039.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We seek to mitigate a portion of the risks embedded in our retained (i.e. net of reinsurance) variable annuity and segregated fund
          guarantee business through the combination of our dynamic and macro hedging strategies (see section C3 &#8220;Publicly traded equity performance risk&#8221; below).</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The table below shows selected information regarding the Company&#8217;s variable annuity and segregated fund investment-related guarantees
          gross and net of reinsurance.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Variable annuity and segregated fund guarantees, net of reinsurance</div>
      <table cellspacing="0" cellpadding="0" id="z815a37a782324b05a8d9ec06bb017598" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">As at</div>
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">($ millions)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guarantee</div>
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Fund value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Amount at</div>
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">risk<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guarantee</div>
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Fund value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Amount at</div>
              <div style="text-align: right; line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">risk<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guaranteed minimum income benefit</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">4,789</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">3,629</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">1,179</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">5,264</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">3,675</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">1,593</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guaranteed minimum withdrawal benefit</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">55,216</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">48,635</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">6,951</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">60,494</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">49,214</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">11,388</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Guaranteed minimum accumulation benefit</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">18,074</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">18,413</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">18,611</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">18,720</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">141</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Gross living benefits<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">78,079</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">70,677</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">8,141</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">84,369</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">71,609</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">13,122</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Gross death benefits<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2),(3)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">9,541</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">16,529</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">877</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">10,663</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">14,654</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">1,567</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Total gross of reinsurance</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">87,620</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">87,206</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">9,018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">95,032</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">86,263</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">14,689</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Living benefits reinsured</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">4,108</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">3,135</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">986</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">4,515</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">3,173</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">1,343</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Death benefits reinsured</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">745</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">332</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">2,353</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">2,070</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">493</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Total reinsured</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">4,853</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">3,635</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">1,318</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">6,868</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">5,243</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">1,836</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Total, net of reinsurance</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">82,767</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">83,571</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">7,700</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">88,164</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">81,020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">12,853</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z824065881fcf450f8c8a2cb3e8027457" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Where a policy includes both living and death benefits, the guarantee in excess of the living benefit is included in the death
                    benefit category as outlined in footnote 3.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z667fc0ca67ad4400bada7af72389d212" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Contracts with guaranteed long-term care benefits are included in this category.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z83203aca99234f68b8525d5a29fb8b8f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Death benefits include stand-alone guarantees and guarantees in excess of living benefit guarantees where both death and living benefits are provided
                    on a policy.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z0d869b12eff14a79a5bde2688c416004" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Amount at risk (in-the-money amount) is the excess of guarantee values over fund values on all policies where the guarantee value exceeds the fund
                    value. This amount is not currently payable. For guaranteed minimum death benefit, the amount at risk is defined as the current guaranteed minimum death benefit in excess of the current account balance. For guaranteed minimum income
                    benefit, the amount at risk is defined as the excess of the current annuitization income base over the current account value. For all guarantees, the amount at risk is floored at zero at the single contract level.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z9d1f6867e66a487eb9c679d210351525" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The amount at risk net of reinsurance at September 30, 2019 was $7,700 million (December 31, 2018 &#8211; $12,853 million) of which: US$4,739 million
                    (December 31, 2018 &#8211; US$6,899 million) was on our U.S. business, $1,026 million (December 31, 2018 &#8211; $2,654 million) was on our Canadian business, US$135 million (December 31, 2018 &#8211; US$332 million) was on our Japan business and US$165
                    million (December 31, 2018 &#8211; US$246 million) was related to Asia (other than Japan) and our run-off reinsurance business.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="line-height: 15.75pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Caution related to sensitivities</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0;">In this document, we provide sensitivities and risk exposure measures for certain risks. These
          include sensitivities due to specific changes in market prices and interest rate levels projected using internal models as at a specific date, and are measured relative to a starting level reflecting the Company&#8217;s assets and liabilities at that
          date and the actuarial factors, investment activity and investment returns assumed in the determination of policy liabilities. The risk exposures measure the impact of changing one factor at a time and assume that all other factors remain
          unchanged. Actual results can differ significantly from these estimates for a variety of reasons including the interaction among these factors when more than one changes; changes in actuarial and investment return and future investment activity
          assumptions; actual experience differing from the assumptions, changes in business mix, effective tax rates and other market factors; and the general limitations of our internal models. For these reasons, the sensitivities should only be viewed
          as directional estimates of the underlying sensitivities for the respective factors based on the assumptions outlined below. Given the nature of these calculations, we cannot provide assurance that the actual impact on net income attributed to
          shareholders</font> or on MLI&#8217;s LICAT total ratio <font style="background-color: #D9D9D9;">will be as indicated.</font> Market movements affect LICAT capital sensitivities both through income and other components of the regulatory capital
        framework. For example, LICAT is affected by changes to other comprehensive income.</div>
      <div style="line-height: 15.75pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C3</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Publicly traded equity performance risk</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As outlined in our 2018 Annual Report, our macro hedging strategy is designed to mitigate public equity risk arising from variable
        annuity guarantees not dynamically hedged and from other products and fees. In addition, our variable annuity guarantee dynamic hedging strategy is not designed to completely offset the sensitivity of policy liabilities to all risks associated with
        the guarantees embedded in these products (see pages 42 and 43 of our 2018 Annual Report).</div>
      <div style="background-color: #E4E4E4; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0;">The table below shows the potential impact on net income attributed to shareholders resulting
            from an immediate 10%, 20% and 30% change in market values of publicly traded equities followed by a return to the expected level of growth assumed in the valuation of policy liabilities. If market values were to remain flat for an entire year,
            the potential impact would be roughly</font></div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">17</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0;">equivalent to an immediate decline in market values equal to the expected level of annual
            growth assumed in the valuation of policy liabilities. Further, if after market values dropped 10%, 20% or 30%, they continued to decline, remained flat, or grew more slowly than assumed in the valuation, the potential impact on net income
            attributed to shareholders could be considerably</font><font style="background-color: #E0E0E0;"> more than shown. Refer to section D3 &#8220;Sensitivity of policy liabilities to asset related assumptions&#8221; for more information on the level of growth
            assumed and on the net income sensitivity to changes in these long-term assumptions. The potential impact is shown after taking into account the impact of the change in markets on the hedge assets. While we cannot reliably estimate the amount
            of the change in dynamically hedged variable annuity guarantee liabilities that will not be offset by the profit or loss on the dynamic hedge assets, we make certain assumptions for the purposes of estimating the impact on net income attributed
            to shareholders.</font></div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0;"> <font style="background-color: rgb(224, 224, 224);">This estimate assumes that the
              performance of the dynamic hedging prog</font>ram would not completely offset the gain/loss from the dynamically hedged variable annuity guarantee liabilities. It assumes that the hedge assets are based on the actual position at the period
            end, and that equity hedges in the dynamic program are rebalanced at 5% intervals. In addition, we assume that the macro hedge assets are rebalanced in line with market changes.</font></div>
      </div>
      <div style="background-color: #E4E4E4; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0;">It is also important to note that these estimates are illustrative, and that the hedging
            program may underperform these estimates, particularly during periods of high realized volatility and/or periods where both interest rates and equity market movements are unfavourable.</font></div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0;">The Standards of Practice for the valuation of insurance contract liabilities and guidance
            published by the CIA constrain the investment return assumptions for public equities and certain ALDA based on historical return benchmarks for public equities. The potential impact on net income attributed to shareholders does not take into
            account possible changes to investment return assumptions resulting from the impact of declines in public equity market values on these historical return benchmarks.</font></div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential immediate impact on net income attributed to shareholders arising from changes to public equity
          returns</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3)</sup></div>
      <table cellspacing="0" cellpadding="0" id="zf126e996b77d4d04a73f676c2a3686d5" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;" rowspan="1" colspan="3">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><font style="font-weight: bold;">Underlying sensitivity to net income</font></div>
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><font style="font-weight: bold;">&#160; attributed to shareholders</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Variable annuity guarantees</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(3,820</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,290</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,030</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">770</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,310</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,670</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asset based fees (annualized)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(550</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(370</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(180</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">180</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">370</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">550</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">General fund equity investments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,190</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(770</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(360</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">670</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total underlying sensitivity before hedging</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(5,560</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(3,430</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,570</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,290</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,350</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,240</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Impact of macro and dynamic hedge assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,140</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,880</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">830</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(720</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,640</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net potential impact on net income</div>
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160;&#160; attributed to shareholders after impact</div>
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160;&#160; of hedging</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,420</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,550</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(740</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">570</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,600</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;"> <br>
              </div>
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: normal;">As at December 31, 2018</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Underlying sensitivity to net income</div>
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160;&#160; attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Variable annuity guarantees</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3,650</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,240</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,040</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">890</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,610</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,170</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asset based fees (annualized)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(480</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(320</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">320</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">480</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">General fund equity investments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,150</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(780</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(390</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">290</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">580</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">860</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total underlying sensitivity before hedging</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(5,280</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3,340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,590</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,510</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,510</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Impact of macro and dynamic hedge assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,110</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,940</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">910</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(820</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,450</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,930</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.5pt; margin-left: 3.5pt; line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net potential impact on net income</div>
              <div style="text-indent: -3.5pt; margin-left: 3.5pt; line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160;&#160; attributed to shareholders after impact</div>
              <div style="text-indent: -3.5pt; margin-left: 3.5pt; line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160;&#160; of hedging</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,170</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,400</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(680</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">520</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,060</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,580</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z955d62512b834e3bab857c1ecb3c67e7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Caution related to sensitivities&#8221; above.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="ze73f33ab2f5046829013cba39d2f9d67" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The tables above show the potential impact on net income attributed to shareholders resulting from an immediate 10%, 20% and 30%
                    change in market values of publicly traded equities followed by a return to the expected level of growth assumed in the valuation of policy liabilities.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z727106f1f3ed4827b4f491537dad5c34" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Please refer to section D3 &#8220;Sensitivity of policy liabilities to asset related assumptions&#8221; for more information on the level of
                    growth assumed and on the net income sensitivity to changes in these long-term assumptions.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zf74b6a36b2ba4f1f8ee14a69097bb528" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Defined as earnings sensitivity to a change in public equity markets including settlements on reinsurance contracts, but before
                    the offset of hedge assets or other risk mitigants.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z8c8902bd212e4d7fa5c7121c71f3e1bd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">This impact for general fund equities is calculated as at a point-in-time and does not include: (i) any potential impact on
                    public equity weightings; (ii) any gains or losses on AFS public equities held in the Corporate and Other segment; or (iii) any gains or losses on public equity investments held in Manulife Bank. The participating policy funds are
                    largely self-supporting and generate no material impact on net income attributed to shareholders as a result of changes in equity markets.</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 0pt; margin-left: 18pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z3f708a5b437248eabb01ddc6a2de5a86" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes the impact of rebalancing equity hedges in the macro and dynamic hedging program. The impact of dynamic hedge
                    rebalancing represents the impact of rebalancing equity hedges for dynamically hedged variable annuity guarantee best estimate liabilities at 5% intervals, but does not include any impact in respect of other sources of hedge
                    ineffectiveness e.g. fund tracking, realized volatility and equity, interest rate correlations different from expected among other factors.</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">18</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
    </div>
    <div style="line-height: 14.4pt;">
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><br>
        Changes in equity markets impact our available and required components of the LICAT total ratio. The following table shows the potential impact to MLI&#8217;s LICAT total ratio resulting from changes in public equity market values.</div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential immediate impact on MLI&#8217;s LICAT total ratio arising from public equity returns different than
          the expected return for policy liability valuation</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3)</sup></div>
      <table cellspacing="0" cellpadding="0" id="zfdbf4f0d57344975917f40f8c246f50e" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 39.45%; vertical-align: bottom;">&#160;</td>
            <td style="width: 60.55%; vertical-align: bottom; border-bottom: #000000 2px solid;" colspan="6">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Impact on MLI's LICAT total ratio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 39.45%; vertical-align: bottom; border-bottom: #000000 2px solid;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Percentage points</div>
            </td>
            <td style="width: 10.02%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">-30%</div>
            </td>
            <td style="width: 10.02%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">-20%</div>
            </td>
            <td style="width: 10.02%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">-10%</div>
            </td>
            <td style="width: 10.02%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">+10%</div>
            </td>
            <td style="width: 10.37%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">+20%</div>
            </td>
            <td style="width: 10.12%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">+30%</div>
            </td>
          </tr>
          <tr>
            <td style="width: 39.45%; vertical-align: bottom;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2019</div>
            </td>
            <td style="width: 10.02%; vertical-align: bottom;">
              <div style="text-align: right; line-height: 11.45pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">(5)</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; font-size: 1px; width: 38.95pt;">&#160;</font></div>
            </td>
            <td style="width: 10.02%; vertical-align: bottom;">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">(3)</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; font-size: 1px; width: 38.95pt;">&#160;</font></div>
            </td>
            <td style="width: 10.02%; vertical-align: bottom;">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">(2)</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; font-size: 1px; width: 38.95pt;">&#160;</font></div>
            </td>
            <td style="width: 10.02%; vertical-align: bottom;">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">1</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; font-size: 1px; width: 38.95pt;">&#160;</font></div>
            </td>
            <td style="width: 10.37%; vertical-align: bottom;">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; font-size: 1px; width: 40.9pt;">&#160;</font></div>
            </td>
            <td style="width: 10.12%; vertical-align: bottom;">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; font-size: 1px; width: 39.2pt;">&#160;</font></div>
            </td>
          </tr>
          <tr>
            <td style="width: 39.45%; vertical-align: bottom; border-bottom: #000000 2px solid;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2018</div>
            </td>
            <td style="width: 10.02%; vertical-align: bottom; border-bottom: #000000 2px solid;">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">(6)</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 38.95pt;">&#160;</font></div>
            </td>
            <td style="width: 10.02%; vertical-align: bottom; border-bottom: #000000 2px solid;">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">(4)</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 38.95pt;">&#160;</font></div>
            </td>
            <td style="width: 10.02%; vertical-align: bottom; border-bottom: #000000 2px solid;">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">(2)</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 38.95pt;">&#160;</font></div>
            </td>
            <td style="width: 10.02%; vertical-align: bottom; border-bottom: #000000 2px solid;">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">1</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 38.95pt;">&#160;</font></div>
            </td>
            <td style="width: 10.37%; vertical-align: bottom; border-bottom: #000000 2px solid;">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">5</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 40.9pt;">&#160;</font></div>
            </td>
            <td style="width: 10.12%; vertical-align: bottom; border-bottom: #000000 2px solid;">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">7</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 39.2pt;">&#160;</font></div>
            </td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z02ab00feb8384952b033e7a53054cb4b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Caution related to sensitivities&#8221; above. In addition, estimates exclude changes to the net actuarial gains/losses with respect to
                  the Company&#8217;s pension obligations as a result of changes in equity markets, as the impact on the quoted sensitivities is not considered to be material.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z26b6fa732bd04584a4c6164fb47e7337" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The potential impact is shown assuming that the change in value of the hedge assets does not completely offset the change in the dynamically hedged
                  variable annuity guarantee liabilities. The estimated amount that would not be completely offset relates to our practices of not hedging the provisions for adverse deviation and of rebalancing equity hedges for dynamically hedged variable
                  annuity liabilities at 5% intervals.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z8b219170e91a4e56a853e1b6880a0948" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 22.65pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The Office of the Superintendent of Financial Institutions (&#8220;OSFI&#8221;) rules for segregated fund guarantees reflect full capital impacts of shocks over 20
                  quarters within a prescribed range. As such, the deterioration in equity markets could lead to further increases in capital requirements after the initial shock.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Interest rate and spread risk sensitivities and exposure measures</font></div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at September 30, 2019, we estimated the sensitivity of our net income attributed to shareholders to a 50 basis point parallel
          decline in interest rates to be a charge of $200 million, and to a 50 basis point increase in interest rates to be neutral.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The table below shows the potential impact on net income attributed to shareholders from a 50 basis point parallel move in interest
          rates. This includes a change of 50 basis points in current government, swap and corporate rates for all maturities across all markets with no change in credit spreads between government, swap and corporate rates, and with a floor of zero on
          government rates where government rates are not currently negative, relative to the rates assumed in the valuation of policy liabilities, including embedded derivatives. For variable annuity guarantee liabilities that are dynamically hedged, it
          is assumed that interest rate hedges are rebalanced at 20 basis point intervals.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As the sensitivity to a 50 basis point change in interest rates includes any associated change in the applicable reinvestment
          scenarios, the impact of changes to interest rates for less than, or more than 50 basis points is unlikely to be linear. Furthermore, our sensitivities are not consistent across all regions in which we operate, and the impact of yield curve
          changes will vary depending upon the geography where the change occurs. Reinvestment assumptions used in the valuation of policy liabilities tend to amplify the negative effects of a decrease in interest rates and dampen the positive effects of
          interest rate increases. This is because the reinvestment assumptions used in the valuation of our insurance liabilities are based on interest rate scenarios and calibration criteria set by the Canadian Actuarial Standards Board, while our
          interest rate hedges are valued using current market interest rates. Therefore, in any particular quarter, changes to the reinvestment assumptions are not fully aligned to changes in current market interest rates especially when there is a
          significant change in the shape of the interest rate curve. As a result, the impact from non-parallel movements may be materially different from the estimated impact of parallel movements. For example, if long-term interest rates increase more
          than short-term interest rates (sometimes referred to as a steepening of the yield curve) in North America, the decrease in the value of our swaps may be greater than the decrease in the value of our insurance liabilities. This could result in a
          charge to net income attributed to shareholders in the short-term even though the rising and steepening of the yield curve, if sustained, may have a positive long-term economic impact.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The potential impact on net income attributed to shareholders does not take into account any future potential changes to our ultimate
          reinvestment rate assumptions or calibration criteria for stochastic risk-free rates or other potential impacts of lower interest rate levels, for example, increased strain on the sale of new business or lower interest earned on our surplus
          assets. The impact also does not reflect any unrealized gains or losses on AFS fixed income assets held in our Corporate and Other segment. Changes in the market value of these assets may provide a natural economic offset to the interest rate
          risk arising from our product liabilities. In order for there to also be an accounting offset, the Company would need to realize a portion of the AFS fixed income asset unrealized gains or losses. It is not certain we would realize any of the
          unrealized gains or losses available.</div>
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The impact does not reflect any potential effect of changing interest rates to the value of our ALDA. Rising interest rates could
          negatively impact the value of our ALDA (see &#8220;Critical Actuarial and Accounting Policies &#8211; Fair Value of Invested Assets&#8221;, on page 65 of our 2018 Annual Report). More information on ALDA can be found in section C5 &#8220;Alternative long-duration asset
          performance risk&#8221;.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">19</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Under LICAT, changes in unrealized gains or losses in our AFS bond portfolio resulting from interest rate shocks tend to dominate capital
        sensitivities. As a result, the reduction in interest rates improves LICAT total ratios and vice-versa.</div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table shows the potential impact on net income attributed to shareholders including the change in the market value of AFS
          fixed income assets held in our Corporate and Other segment, which could be realized through the sale of these assets.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential impact on net income attributed to shareholders and MLI&#8217;s LICAT total ratio
          of an immediate parallel change in interest rates relative to rates assumed in the valuation of policy liabilities</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3),(4)</sup></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z5b0dad9fbc304350b28def1a19599547">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income attributed to shareholders ($ millions)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="text-indent: -4.4pt; margin-left: 4.4pt; line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Excluding change in market value of AFS fixed income assets held in the Corporate and Other segment</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(200</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="text-indent: -4.4pt; margin-left: 4.4pt; line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">From fair value changes in AFS fixed income assets held in the Corporate and Other segment, if realized</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,900</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,700</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,600</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">MLI's LICAT total ratio (Percentage points)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: #FFFFFF; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: #FFFFFF; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: #FFFFFF; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="background-color: #FFFFFF; vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">LICAT total ratio change in percentage points<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>

      </table>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="za8282acf406947c0a4ecb2e05ea49f60" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Caution related to sensitivities&#8221; above. In addition, estimates exclude changes to the net actuarial gains/losses with respect
                    to the Company&#8217;s pension obligations as a result of changes in interest rates, as the impact on the quoted sensitivities is not considered to be material.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z6192a57702d84fd4a85403077dd7f17f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes guaranteed insurance and annuity products, including variable annuity contracts as well as adjustable benefit products where benefits are
                    generally adjusted as interest rates and investment returns change, a portion of which have minimum credited rate guarantees. For adjustable benefit products subject to minimum rate guarantees, the sensitivities are based on the
                    assumption that credited rates will be floored at the minimum.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z3d744fbd18634d718a3cc398ec2f1fc4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The amount of gain or loss that can be realized on AFS fixed income assets held in the Corporate and Other segment will depend on the aggregate
                    amount of unrealized gain or loss.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zeb3f2a3812e941069cd9d51aa7c8c1c1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Sensitivities are based on projected asset and liability cash flows and the impact of realizing fair value changes in AFS fixed income is based on
                    the holdings at the end of the period.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zcc3faef8a2014a56ba2e7bd8ce32f956" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes all LICAT impacts, including realized and unrealized fair value changes in AFS fixed income assets.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following tables show the potential impact on net income attributed to shareholders resulting from a change in
          corporate spreads and swap spreads over government bond rates for all maturities across all markets with a floor of zero on the total interest rate, relative to the spreads assumed in the valuation of policy liabilities.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential impact on net income attributed to shareholders </font><font style="font-weight: bold;">and
          MLI&#8217;s LICAT total ratio </font><font style="font-weight: bold;">arising from changes to corporate spreads and swap spreads</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3)</sup></div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><br>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="4">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Corporate spreads<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2018</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="4">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-50</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+50</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-50</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+50</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="4">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income attributed to shareholders ($ millions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,000</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">900</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(600</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">600</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="4">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MLI&#8217;s LICAT total ratio (change percentage points)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(6</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(5</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>

        </table>
        <br>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="4">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Swap spreads</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
                <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2018</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="4">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-20</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+20</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-20</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+20</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">bp</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="4">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income attributed to shareholders ($ millions)</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">100</div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;"><br>
                </div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(100</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">) <br>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1"><br>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(100</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="background-color: rgb(219, 219, 219); vertical-align: bottom;" colspan="1">) <br>
              </td>
            </tr>
            <tr>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="4">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MLI&#8217;s LICAT total ratio (change percentage points)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">nil<br>
                </div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;"><br>
                </div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">nil<br>
                </div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">nil<br>
                </div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><br>
                </div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">nil<br>
                </div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            </tr>

        </table>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zc8faab38723143d4ba7c44a7cd77c412" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">See &#8220;Caution related to sensitivities&#8221; above.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z31dce232b5d34611a9a7cf0ad9a61011" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The impact on net income attributed to shareholders assumes no gains or losses are realized on our AFS fixed income assets held in
                    the Corporate and Other segment and excludes the impact of changes in segregated fund bond values due to changes in credit spreads. The participating policy funds are largely self-supporting and generate no material impact on net income
                    attributed to shareholders as a result of changes in corporate and swap spreads.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z04b9906ffc1a4fde9e892471f7a01274" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Sensitivities are based on projected asset and liability cash flows.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z563df0800a674dceada4eb718fa7b20b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Corporate spreads are assumed to grade to the long-term average over five years.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zbddaa58a153846b69111624168bccf4c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">As the sensitivity to a 50 basis point decline in corporate spreads includes the impact of a change in deterministic reinvestment
                    scenarios where applicable, the impact of changes to corporate spreads for less than, or more than, the amounts indicated are unlikely to be linear.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zf59f214b90b744c2a35d5e082484e7b6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The impact from a 50 basis point change in corporate spreads increased from December 31, 2018 as the changes in actuarial methods
                    and assumptions, outlined below, resulted in a lengthening of the policy liability cash flows, a portion of which is assumed to be supported by corporate bonds.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z649f926057914ef2ab1baefaef4bdf57" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes all LICAT impacts, including realized and unrealized fair value change in AFS fixed income assets. Under LICAT, spread
                  movements are determined from a selection of investment grade bond indices with BBB and better bonds for each jurisdiction. For LICAT, we use the following indices: FTSE TMX Canada All Corporate Bond Index,&#160;Barclays USD Liquid Investment
                  Grade Corporate Index, and Nomura-BPI (Japan).</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 15.75pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C5</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Alternative long-duration asset performance risk</font></div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table shows the potential impact on net income attributed to shareholders resulting from an immediate 10% change in
          market values of ALDA followed by a return to the expected level of growth assumed in the valuation of policy <br>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">20</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> liabilities. If market values were to remain flat for an entire year, the potential impact would be roughly equivalent to an immediate
          decline in market values equal to the expected level of annual growth assumed in the valuation of policy liabilities. Further, if after market values dropped 10%, they continued to decline, remained flat, or grew more slowly than assumed in the
          valuation of policy liabilities, the potential impact on net income attributed to shareholders could be considerably more than shown. Refer to section D3 &#8220;Sensitivity of policy liabilities to asset related assumptions&#8221;, for more information on
          the level of growth assumed and on the net income sensitivity to changes in these long-term assumptions.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">ALDA includes commercial real estate, timber and farmland real estate, oil and gas direct holdings, and private equities, some of which
          relate to oil and gas.</div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Potential impact on net income attributed to shareholders arising from changes in ALDA returns</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3),(4),(5),(6),(7)</sup></div>
      <table cellspacing="0" cellpadding="0" id="zd9a6fa02dbd541deb2170075b1294cfd" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2019</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2018</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions)</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-10</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+10</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-10</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">+10</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">%</div>
              </div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate, agriculture and timber assets</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,300</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,200</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,300</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,200</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Private equities and other ALDA</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,800</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,800</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,600</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,600</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Alternative long-duration assets</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(3,100</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,000</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,900</div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,800</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="ze4b71e9bc3d648eaa1cd34440389a928" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="background-color: rgb(217, 217, 217);">(1)</font></sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><font style="background-color: rgb(217, 217, 217);">See &#8220;Caution Related to Sensitivities&#8221; above.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zde0e12ae55364437a9daa0b2a021758b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="background-color: rgb(217, 217, 217);">(2)</font></sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><font style="background-color: rgb(217, 217, 217);">This impact is calculated as at a point-in-time impact and does not include: (i) any potential
                      impact on ALDA weightings; </font>or (ii<font style="background-color: rgb(217, 217, 217);">) any gains or losses on ALDA held in the Corporate and Other segment.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z8f95c895833841ea875ca5ed3edd0e94" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="background-color: rgb(217, 217, 217);">(3)</font></sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><font style="background-color: rgb(217, 217, 217);">The participating policy funds are largely self-supporting and generate no material impact on net
                      income attributed to shareholders as a result of changes in ALDA returns. For some classes of ALDA, where there is not an appropriate long-term benchmark available, the return assumptions used in valuation are not permitted by the
                      Standards of Practice and CIA guidance to result in a lower reserve than an assumption based on a historical return benchmark for public equities in the same jurisdiction.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zc43d98facf9f4b69b9bcf0099f370e1f" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="background-color: rgb(217, 217, 217);">(4)</font></sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><font style="background-color: rgb(217, 217, 217);">Net income impact does not consider any impact of the market correction on assumed future return
                      assumptions.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zd32a33b592dd4ee881f4eb4f9ebb17a0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="background-color: rgb(217, 217, 217);">(5)</font></sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><font style="background-color: rgb(217, 217, 217);">Please refer to section D3 &#8220;Sensitivity of policy liabilities to asset related assumptions&#8221; for
                      more information on the level of growth assumed and on the net income sensitivity to changes in these long-term assumptions.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zc2eccbd9e41246029d25eb5aa6ee53da" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="background-color: rgb(217, 217, 217);">(6)</font></sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The impact of changes to the portfolio asset mix supporting our North American legacy businesses are reflected in the sensitivities when the changes
                    take place<font style="font-family: Calibri,sans-serif;">.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zcefe41892df3490a908b8cf193c41cc7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The impact from a 10% change in ALDA returns increased from December 31, 2018 as the changes in actuarial methods and
                    assumptions, outlined below, resulted in a lengthening of the policy liability cash flows, a portion of which is assumed to be supported by ALDA.</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z1401e9d71a484f0fbd5664d6e7566f92" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">
                  <div>D</div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">CRITICAL ACTUARIAL AND ACCOUNTING POLICIES</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">D1</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Critical actuarial and accounting policies</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Our significant accounting policies are described in note 1 to our Consolidated Financial Statements for the year ended December 31,
        2018. The critical accounting policies and the estimation processes relate to the determination of insurance and investment contract liabilities, assessment of control over other entities for consolidation, estimation of fair value of invested
        assets, evaluation of invested asset impairment, accounting for derivative financial instruments, determination of pension and other post-employment benefit obligations and expenses, accounting for income taxes and uncertain tax positions and
        valuation and impairment of goodwill and intangible assets as described on pages 58 to 69 of our 2018 Annual Report.</div>
      <div style="line-height: 15.75pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">D2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Actuarial methods and assumptions</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">A comprehensive review of actuarial methods and assumptions is performed annually. The review is designed to reduce the Company&#8217;s
        exposure to uncertainty by ensuring assumptions for both asset and liability related risks remain appropriate. This is accomplished by monitoring experience and selecting assumptions which represent a current best estimate of expected future
        experience, and margins for adverse deviations that are appropriate for the risks assumed. While the assumptions selected represent the Company&#8217;s current best estimates and assessment of risk, the ongoing monitoring of experience and the changes in
        economic environment are likely to result in future changes to the actuarial assumptions, which could materially impact the insurance contract liabilities.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt;">The completion of the 2019 annual review of actuarial methods and assumptions resulted in an increase in insurance contract liabilities of $74 million, net of reinsurance, and a decrease in net
          income attributed to shareholders of $21 million post-tax.<br>
        </div>
      </div>
      <table cellspacing="0" cellpadding="0" id="z209b27f0719546c799ca01d8273499fa" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in insurance contract liabilities, net of reinsurance</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three and nine months ended September 30, 2019</div>
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">($ millions)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Attributed to</div>
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">participating</div>
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">policyholders&#8217;</div>
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">account</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Attributed to</div>
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">shareholders&#8217;</div>
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">account</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in net</div>
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">income attributed<br>
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              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">to shareholders</div>
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(post-tax)</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Long-term care triennial review</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortality and morbidity updates</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">25</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">47</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(22</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Lapses and policyholder behaviour</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">135</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">118</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(75</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: middle; width: 52%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment return assumptions</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">81</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(69</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">70</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: middle; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other updates</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(109</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">54</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(22</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net impact</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">74</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">92</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">21</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Long-term care triennial review</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">U.S. Insurance completed a comprehensive long-term care (&#8220;LTC&#8221;) experience study. The review included all aspects of claim assumptions,
        the impact of policyholder benefit reductions as well as the progress on future premium rate increases and a review of margins on the business. The impact of the LTC review was approximately net neutral to net income attributed to shareholders.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The experience study showed lower termination rates than expected during the elimination or &#8220;qualifying&#8221; period (which is the period
        between when a claim is filed and when benefit payments begin), and favourable incidence as policyholders are filing claims at a lower rate than expected. In addition, policyholders are electing to reduce their benefits in lieu of paying increased
        premiums. The overall claims experience review led to a post-tax charge to net income attributed to shareholders of approximately $1.9 billion (US$1.4 billion),<font style="font-family: Calibri, sans-serif;">&#160;</font>which includes a gain of
        approximately $0.2 billion (US$0.16 billion) for the impact of benefit reductions.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The experience study included additional claims data due to the natural aging of the block of business. As a result, we reduced certain
        margins for adverse deviations, which resulted in a post-tax gain to net income attributed to shareholders of approximately $0.7 billion (US$0.5 billion).</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">While the study continues to support the assumptions of both future morbidity and mortality improvement, we reduced our morbidity
        improvement assumption, which resulted in a post-tax charge to net income attributed to shareholders of approximately $0.7 billion (US$0.5 billion)<sub style="vertical-align: bottom; line-height: 1; font-size: smaller;">.<font style="font-family: Arial, sans-serif;"></font></sub><sup style="font-family: Arial, sans-serif; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt;">The review of premium increases assumed in the policy liabilities resulted in a post-tax gain to net income attributed to shareholders of approximately $2.0 billion (US$1.5 billion) related to
          the expected timing and amount of premium increases that are subject to state approval and reflects a 30% margin. The expected premium increases are informed by past approval rates applied to prior state filings that remain outstanding and
          estimated new requests based on our 2019 review of morbidity, mortality and lapse assumptions. Our actual experience in obtaining premium increases could be materially different than what we have assumed, resulting in further increases or
          decreases in policy liabilities, which could be material.<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Updates to mortality and morbidity</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Mortality and morbidity updates resulted in a $14 million post-tax gain to net income attributed to shareholders. This included a review
        of our Canada Individual Insurance mortality and reinsurance arrangements.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Updates to lapses and policyholder behaviour</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Updates to lapses and policyholder behaviour assumptions resulted in a $75 million post-tax charge to net income attributed to
        shareholders.</div>
      <div style="line-height: 12.55pt; margin-bottom: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The primary driver of the charge was an update to our lapse assumptions across several term and whole life product lines within our
        Canada Individual Insurance business, partially offset by several updates to lapse and premium persistency assumptions in other geographies.</div>
      <div style="line-height: 12.55pt; margin-bottom: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Updates to investment return assumptions</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Updates to investment return assumptions resulted in a $70 million post-tax gain to net income attributed to shareholders.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The primary driver of the gain was an update to our senior secured loan default rates to reflect recent experience, as well as our
        investment and crediting rate strategy for certain universal life products. This was partially offset by updates to certain private equity investment assumptions in Canada.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Other updates</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Other updates resulted in a $22 million post-tax charge to net income attributed to shareholders.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Impact of changes in actuarial methods and assumptions by segment</div>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The impact of changes in actuarial methods and assumptions in Canada was a post-tax charge to net income attributed to shareholders of
        $108 million. This charge was driven by updates to lapse rates for certain products within Canada Individual Insurance and updates to certain private equity investment assumptions. In the U.S., we recorded a post-tax gain to net income attributed
        to shareholders of $71 million, driven primarily by updates to senior secured loan default rates. In addition, several modelling refinements netted to a positive impact. Updates to assumptions in Asia segment and Corporate and Other segment (which
        includes our Reinsurance business) resulted in a post-tax gain of $16 million. </div>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <hr noshade="noshade" align="left" style="background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 9.1pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z126fe5e658504ea8a4a3ccfb8a6d0b4a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">The padded morbidity assumption is 0.25% for 25 years (down from 0.45%) and unpadded morbidity improvement assumption is 0.50% to age 100 (down from 0.75%).</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 9.1pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zd79b7006ad8147d3b7f970bc76404735" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27pt; vertical-align: top;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup><br>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">See &#8220;Caution regarding forward-looking statements&#8221; below.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">22</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <br>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><br>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">D3</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Sensitivity of policy liabilities to asset related assumptions</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">When the assumptions underlying our determination of policy liabilities are updated to reflect recent and emerging experience or change
        in outlook, the result is a change in the value of policy liabilities which in turn affects net income attributed to shareholders. The sensitivity of net income attributed to shareholders to updates to certain asset related assumptions underlying
        policy liabilities is shown below and assumes that there is a simultaneous change in the assumptions across all business units.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For changes in asset related assumptions, the sensitivity is shown net of the corresponding impact on income of the change in the value
        of the assets supporting policy liabilities. In practice, experience for each assumption will frequently vary by geographic market and business, and assumption updates are made on a business/geographic specific basis. Actual results can differ
        materially from these estimates for a variety of reasons including the interaction among these factors when more than one changes, changes in actuarial and investment return and future investment activity assumptions, actual experience differing
        from the assumptions, changes in business mix, effective tax rates and other market factors, and the general limitations of our internal models.</div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Potential impact on net income attributed to shareholders arising from changes to asset related assumptions supporting
        actuarial liabilities</div>
      <table cellspacing="0" cellpadding="0" id="z823d54ffedf64809bea06eb585b20c44" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="14" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Increase (decrease) in after-tax net income attributed to</div>
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">shareholders</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Decrease</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Decrease</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Asset related assumptions updated periodically in valuation basis changes</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100 basis point change in future annual returns for public equities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100 basis point change in future annual returns for ALDA<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,800</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4,500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3,900</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100 basis point change in equity volatility assumption for stochastic segregated fund modelling<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
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            <tr>
              <td style="width: 16.2pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The sensitivity to public equity returns above includes the impact on both segregated fund guarantee reserves and on other policy
                  liabilities. Expected long-term annual market growth assumptions for public equities are based on long-term historical observed experience and compliance with actuarial standards. As at September 30, 2019, the growth rates inclusive of
                  dividends in the major markets used in the stochastic valuation models for valuing segregated fund guarantees are 9.3% per annum in Canada, 9.6% per annum in the U.S. and 6.2% per annum in Japan. Growth assumptions for European equity
                  funds are market-specific and vary between 8.3% and 9.9%.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zf5937faddd044990b080b3a38b7b48aa" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 16.2pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">ALDA includes commercial real estate, timber, farmland, direct oil and gas properties, and private equities, some of which relate to oil and gas.
                  Expected long-term return assumptions for ALDA and public equity are set in accordance with the Standards of Practice for the valuation of insurance contract liabilities and guidance published by the CIA. Annual best estimate return
                  assumptions for ALDA and public equity include market growth rates and annual income, such as rent, production proceeds and dividends, and will vary based on our holding period. Over a 20-year horizon, our best estimate return assumptions
                  range between 5.25% and 11.65%, with an average of 9.5% based on the current asset mix backing our guaranteed insurance and annuity business as of September 30, 2019, adjusted to reflect our decision to reduce the allocation to ALDA in
                  the portfolio asset mix supporting our North American legacy businesses. Our return assumptions including the margins for adverse deviations in our valuation, which take into account the uncertainty of achieving the returns, range between
                  2.5% and 7.5%, with an average of 6.3% based on the asset mix backing our guaranteed insurance and annuity business as of September 30, 2019, adjusted to reflect our decision to reduce the allocation to ALDA in the portfolio asset mix
                  supporting our North American legacy businesses.<font style="font-family: Calibri,sans-serif; font-size: 11pt;">&#160;</font>The impact from a 100 basis point change increased from December 31, 2018 as the changes in actuarial methods and
                  assumptions, outlined above, resulted in a lengthening of the policy liability cash flows, a portion of which is assumed to be supported by ALDA investments.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zede6ef31cf474689b13f07570f0227e0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 16.2pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Volatility assumptions for public equities are based on long-term historical observed experience and compliance with actuarial
                  standards. The resulting volatility assumptions are 16.95% per annum in Canada and 17.15% per annum in the U.S. for large-cap public equities, and 19.25% per annum in Japan. For European equity funds, the volatility varies between 16.5%
                  and 18.4%.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">D4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Accounting and reporting changes</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For accounting and reporting changes during the quarter, refer to note 2 of our unaudited Interim Consolidated Financial Statements for
        the three and nine months ended September 30, 2019.</div>
      <div style="line-height: 17.15pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">E</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">OTHER</font></div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E1</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Outstanding shares &#8211; selected information</font></div>
      <div style="line-height: 15.75pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Common shares</div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at October 31, 2019, MFC had 1,948,859,681 common shares outstanding.</div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Legal and regulatory proceedings</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We are regularly involved in legal actions, both as a defendant and as a plaintiff. Information on legal and regulatory proceedings can
        be found in note 12 of our unaudited Interim Consolidated Financial Statements for the three and nine months ended September 30, 2019.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">23</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E3</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Performance and non-GAAP measures</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We use a number of non-GAAP financial measures to measure overall performance and to assess each of our businesses. A financial measure
        is considered a non-GAAP measure for Canadian securities law purposes if it is presented other than in accordance with generally accepted accounting principles used for the Company&#8217;s audited financial statements. Non-GAAP measures include: core
        earnings (loss); core ROE; diluted core earnings per common share; core earnings before income taxes, depreciation and amortization (&#8220;core EBITDA&#8221;); core EBITDA margin; core investment gains; constant exchange rate basis (measures that are reported
        on a constant exchange rate basis include percentage growth/decline in core earnings, sales, APE sales, gross flows, core EBITDA, new business value (&#8220;NBV&#8221;), new business value margin (&#8220;NBV margin&#8221;), assets under management, and assets under
        management and administration (&#8220;AUMA&#8221;)); assets under administration; expense efficiency ratio; assets under management and administration; assets under management; consolidated capital; embedded value; new business value; new business value
        margin; sales; APE sales; gross flows; and net flows. Non-GAAP financial measures are not defined terms under GAAP and, therefore, are unlikely to be comparable to similar terms used by other issuers. Therefore, they should not be considered in
        isolation or as a substitute for any other financial information prepared in accordance with GAAP.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Core earnings (loss)</font> is a non-GAAP measure which we believe aids investors in better
        understanding the long-term earnings capacity and valuation of the business. Core earnings allows investors to focus on the Company&#8217;s operating performance by excluding the direct impact of changes in equity markets and interest rates, changes in
        actuarial methods and assumptions as well as a number of other items, outlined below, that we believe are material, but do not reflect the underlying earnings capacity of the business. For example, due to the long-term nature of our business, the
        mark-to-market movements of equity markets, interest rates, foreign currency exchange rates and commodity prices from period-to-period can, and frequently do, have a substantial impact on the reported amounts of our assets, liabilities and net
        income attributed to shareholders. These reported amounts are not actually realized at the time and may never be realized if the markets move in the opposite direction in a subsequent period. This makes it very difficult for investors to evaluate
        how our businesses are performing from period-to-period and to compare our performance with other issuers.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We believe that core earnings better reflect the underlying earnings capacity and valuation of our business. We use core earnings as the
        basis for management planning and reporting and, along with net income attributed to shareholders, as a key metric used in our short and mid-term incentive plans at the total Company and operating segment level.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">While core earnings is relevant to how we manage our business and offers a consistent methodology, it is not insulated from
        macro-economic factors which can have a significant impact. See &#8220;Quarterly financial information&#8221; below for reconciliation of core earnings to net income attributed to shareholders.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Any future changes to the core earnings definition referred to below will be disclosed.</div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Items included in core earnings:</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zcddfdd0eae19438ba17e86de6b19a608" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">1.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Expected earnings on in-force policies, including expected release of provisions for adverse deviation, fee income, margins on
                  group business and spread business such as Manulife Bank and asset fund management.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z4494d78a85be4b17a140fc89ae1f7124" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">2.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Macro hedging costs based on expected market returns.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze3fc4c141c814b4f959ec08f1f68d603" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">3.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">New business strain and gains.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z21e2f09502fb4e26bccd1dfa6e8268f0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">4.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Policyholder experience gains or losses.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z6ade57ba2368434c9edf0984274737ba" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">5.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Acquisition and operating expenses compared with expense assumptions used in the measurement of policy liabilities.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z271f647061ff4ad6883301a0989e11fd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">6.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Up to $400 million of net favourable investment-related experience reported in a single year, which are referred to as &#8220;core
                  investment gains&#8221;. This means up to $100 million in the first quarter, up to $200 million on a year-to-date basis in the second quarter, up to $300 million on a year-to-date basis in the third quarter and up to $400 million on a full year
                  basis in the fourth quarter. Any investment-related experience losses reported in a quarter will be offset against the net year-to-date investment-related experience gains with the difference being included in core earnings subject to a
                  maximum of the year-to-date core investment gains and a minimum of zero, which reflects our expectation that investment-related experience will be positive through-the-business cycle. To the extent any investment-related experience losses
                  cannot be fully offset in a quarter they will be carried forward to be offset against investment-related experience gains in subsequent quarters in the same year, for purposes of determining core investment gains. Investment-related
                  experience relates to fixed income investing, ALDA returns, credit experience and asset mix changes other than those related to a strategic change. An example of a strategic asset mix change is outlined below.</div>
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
                </div>
              </td>
            </tr>

        </table>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">24</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
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        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z4d554e306dfc46659bf8512144b999a9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">This favourable and unfavourable investment-related experience is a combination of reported investment experience as well as
                  the impact of investing activities on the measurement of our policy liabilities. We do not attribute specific components of investment-related experience to amounts included or excluded from core earnings.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z6c5cacbcbe0b428ca730cb8972496406" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The $400 million threshold represents the estimated average annualized amount of net favourable investment-related experience
                  that the Company reasonably expects to achieve through-the-business cycle based on historical experience. It is not a forecast of expected net favourable investment-related experience for any given fiscal year.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z1d01e145c52243e0939bd550749c7712" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Our average net annualized investment-related experience calculated from the introduction of core earnings in 2012 to the end
                  of 2018 was $493 million (2012 to the end of 2017 was $475 million).</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z11f12563ab814ec5bbd1f35d9644aac6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The decision announced on December 22, 2017 to reduce the allocation to ALDA in the portfolio asset mix supporting our legacy
                  businesses was the first strategic asset mix change since we introduced the core earnings metric in 2012. We refined our description of investment-related experience in 2017 to note that asset mix changes other than those related to a
                  strategic change are taken into consideration in the investment-related experience component of core investment gains.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z4da14a4c75964f859449daf2ec38f4b9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">While historical investment return time horizons may vary in length based on underlying asset classes generally exceeding 20
                  years, for purposes of establishing the threshold, we look at a business cycle that is five or more years and includes a recession. We monitor the appropriateness of the threshold as part of our annual five-year planning process and would
                  adjust it, either to a higher or lower amount, in the future if we believed that our threshold was no longer appropriate.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z37067d48e2c94f6eb7a296a1865c5afa" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Specific criteria used for evaluating a potential adjustment to the threshold may include, but are not limited to, the extent
                  to which actual investment-related experience differs materially from actuarial assumptions used in measuring insurance contract liabilities, material market events, material dispositions or acquisitions of assets, and regulatory or
                  accounting changes.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z2d1a1a081cb8453294ebad26635d2899" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">7.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Earnings on surplus other than mark-to-market items. Gains on available-for-sale (&#8220;AFS&#8221;) equities and seed money investments
                  included in new segregated and mutual funds are included in core earnings.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zd533dc35d91a4a8d8c29edb578216f27" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">8.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Routine or non-material legal settlements.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z6fde40bfd2874ee5ad147453288164b3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">9.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">All other items not specifically excluded.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z73f61cd4580440a49f7dd325b701dfef" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">10.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Tax on the above items.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z220a99c9e32a44b494a3190877bb963d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">11.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">All tax related items except the impact of enacted or substantively enacted income tax rate changes.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Items excluded from core earnings:</div>
      <div>
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            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">1.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The direct impact of equity markets and interest rates and variable annuity guarantee liabilities includes the items listed
                  below.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z9661b516495f4aebbc23d6585e31bae4" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The earnings impact of the difference between the net increase (decrease) in variable annuity liabilities that are dynamically
                  hedged and the performance of the related hedge assets. Our variable annuity dynamic hedging strategy is not designed to completely offset the sensitivity of insurance and investment contract liabilities to all risks or measurements
                  associated with the guarantees embedded in these products for a number of reasons, including; provisions for adverse deviation, fund performance, the portion of the interest rate risk that is not dynamically hedged, realized equity and
                  interest rate volatilities and changes to policyholder behaviour.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z4dfedf69b9984ec789628ee1099ffb66" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on variable annuity guarantee liabilities not dynamically hedged.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z463cb1b499b54c91bb6dfe8010034509" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on general fund equity investments supporting policy liabilities and on fee income.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zddf03bb819374b54962b4d1cedae0bc0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on macro equity hedges relative to expected costs. The expected cost of macro hedges is calculated using the
                  equity assumptions used in the valuation of insurance and investment contract liabilities.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z12fc50b219264e5e9dc28d65152cb9f6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on higher (lower) fixed income reinvestment rates assumed in the valuation of insurance and investment contract
                  liabilities.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z5c9326211c35447c88ffbb2b7d8f9534" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt; font-size: 11pt;">&#8226;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on sale of AFS bonds and open derivatives not in hedging relationships in the Corporate and Other segment.</div>
              </td>
            </tr>

        </table>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">25</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z4020bd10e0814525af8df4a776b39eb2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">2.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net favourable investment-related experience in excess of $400 million per annum or net unfavourable investment-related
                  experience on a year-to-date basis.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za7511d2a1a4243deaca7864b696431af" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">3.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Mark-to-market gains or losses on assets held in the Corporate and Other segment other than gains on AFS equities and seed
                  money investments in new segregated or mutual funds.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z4f8426a5cb814059b3d6efd1b611805e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">4.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Changes in actuarial methods and assumptions. As noted in the &#8220;Critical actuarial and accounting policies&#8221; section of our 2018
                  MD&amp;A, policy liabilities for IFRS are valued in Canada under standards established by the Actuarial Standards Board. The standards require a comprehensive review of actuarial methods and assumptions to be performed annually. The
                  review is designed to reduce the Company&#8217;s exposure to uncertainty by ensuring assumptions for both asset related and liability related risks remain appropriate and is accomplished by monitoring experience and selecting assumptions which
                  represent a current best estimate view of expected future experience, and margins for adverse deviations that are appropriate for the risks assumed. Changes related to ultimate reinvestment rates (&#8220;URR&#8221;) are included in the direct impact
                  of equity markets and interest rates and variable annuity guarantee liabilities. By excluding the results of the annual reviews, core earnings assist investors in evaluating our operational performance and comparing our operational
                  performance from period to period with other global insurance companies because the associated gain or loss is not reflective of current year performance and not reported in net income in most actuarial standards outside of Canada.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z8c67217ae0d1432c8a77360f114a9b73" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">5.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The impact on the measurement of policy liabilities of changes in product features or new reinsurance transactions, if
                  material.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z24c7063520744adab49aa6437a79e8d7" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">6.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Goodwill impairment charges.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z36fe3579469f419d91c26c4798b15f15" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">7.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains or losses on disposition of a business.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za5582d6ad8da4322af4ad3b9cb4ce2b3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">8.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Material one-time only adjustments, including highly unusual/extraordinary and material legal settlements or other items that
                  are material and exceptional in nature.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z9b120f2641374957a9fbc5e3a25b13da" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">9.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Tax on the above items.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z235aa0becd694b8a935daaf62304f569" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">10.</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Impact of enacted or substantively enacted income tax rate changes.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table summarizes for the past eight quarters core earnings and net income (loss) attributed to shareholders.</div>
      <div style="line-height: 15.75pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Total Company</div>
      <table cellspacing="0" cellpadding="0" id="z23bec4ac6a6c4d688f8dd9f94e10fc85" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="30" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q18</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Core earnings (loss)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">520</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">471</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">520</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">463</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">461</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">411</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">431</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">372</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,511</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,303</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">318</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">312</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">283</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">305</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">344</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">395</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">283</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">273</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">913</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,022</div>
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          <tr>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">471</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">441</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">475</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">446</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">422</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">463</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">281</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">242</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">233</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">231</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">288</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">239</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">227</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">198</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">756</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">754</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate and Other (excluding</div>
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; core investment gains)</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(114</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(216</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(121</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(164</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(156</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(201</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(441</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core investment gains</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">104</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">96</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">300</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">300</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,527</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,452</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,548</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,337</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,539</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,431</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,303</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,205</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,527</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,273</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -3.75pt; margin-left: 3.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Items to reconcile core earnings</div>
              <div style="text-indent: -3.75pt; margin-left: 3.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; (loss) to net income (loss) attributed</div>
              <div style="text-indent: -3.75pt; margin-left: 3.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; to shareholders:</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related experience </div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; outside of core earnings</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">146</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">327</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">312</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">184</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">330</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; and interest rates and variable annuity guarantee liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(494</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(675</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(277</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">45</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">50</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(68</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(182</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(65</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">139</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">115</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">33</div>
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          <tr>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(200</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          <tr>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">115</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(44</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(67</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,835</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to</div>
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; shareholders</div>
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            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">723</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,475</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">593</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,573</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,262</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,372</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,606</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,374</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,207</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(255, 255, 255); vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">26</font></div>
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          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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      <div style="line-height: 15.75pt; margin-top: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Asia</div>
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          <tr>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="30" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">YTD Results</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3Q19</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Asia core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">520</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">471</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">520</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">463</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">461</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">411</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">431</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">372</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,511</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,303</div>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Items to reconcile core earnings to</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related experience</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; outside of core earnings</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">47</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">116</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">99</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">91</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">46</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">48</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">62</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">150</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">185</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; and interest rates and variable</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; annuity guarantee liabilities</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(372</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(42</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">59</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(244</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(86</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(27</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(140</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(355</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(131</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in actuarial methods and</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; assumptions</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">27</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">27</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reinsurance transactions</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Tax-related items and other</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(39</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt; font-weight: bold;">$</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt; font-weight: bold;">&#160;128</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$ <br>
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            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;476</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$ <br>
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            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;695</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;$</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;318</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$ <br>
            </td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;566</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;$</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;368</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;$</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;452</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$ <br>
            </td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;260</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt; font-weight: bold;">$ <br>
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            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt; font-weight: bold;">&#160;1,299</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">$ <br>
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            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;1,386</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">&#160;</td>
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            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 0.5pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: normal;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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                <div style="line-height: 9.1pt; margin-top: 0.5pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2018 core earnings and net income (loss) attributed to shareholders have been updated to reflect the 2019
                  methodology for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment<font style="font-family: Calibri,sans-serif;">.</font></div>
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        </table>
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      <div style="line-height: 15.75pt; margin-top: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Canada</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="30" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">YTD Results</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Canada core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">318</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">312</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">283</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">305</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">344</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">395</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">283</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">273</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">913</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,022</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Items to reconcile core earnings to</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; net income (loss) attributed to</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; shareholders:</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related experience</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; outside of core earnings</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(47</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">453</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">155</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">83</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">145</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">76</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">408</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">383</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; and interest rates and variable</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; annuity guarantee liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(335</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(234</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(26</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(317</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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          <tr>
            <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reinsurance transactions</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">86</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">102</div>
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          <tr>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(5</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: top; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to</div>
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            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(172</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">317</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">751</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(74</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">102</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">502</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">452</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(29</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">896</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,056</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 0.5pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 0.5pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2018 core earnings and net income (loss) attributed to shareholders have been updated to reflect the 2019
                  methodology for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment<font style="font-family: Calibri,sans-serif;">.</font></div>
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        </table>
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      <div style="line-height: 15.75pt; margin-top: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">U.S.</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="30" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">U.S. core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">471</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">441</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">475</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">454</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">467</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">446</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">422</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">463</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,387</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,335</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Items to reconcile core earnings to</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; net income (loss) attributed to shareholders:</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related experience</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; outside of core earnings</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(134</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">166</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">162</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(59</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(33</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(111</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; and interest rates and variable</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; annuity guarantee liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(66</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(173</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">61</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(95</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(204</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">267</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">268</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(178</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">71</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">71</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">286</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Charge related to decision to</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; change portfolio asset mix</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(689</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -9.05pt; margin-left: 21.8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Reinsurance transactions</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">48</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">142</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(74</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">139</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">111</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(74</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          <tr>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(7</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(34</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(61</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,822</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(102</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
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          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: middle; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to</div>
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">342</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">502</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">441</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">513</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">630</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">620</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">528</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,898</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,285</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,778</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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        <table cellspacing="0" cellpadding="0" id="z6f736b6b696d4cdcb65f9cf3ed0afe25" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 0.5pt; margin-bottom: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 0.5pt; margin-bottom: 10pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 0.5pt; margin-bottom: 10pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2018 core earnings and net income (loss) attributed to shareholders have been updated to reflect the 2019
                  methodology for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment<font style="font-family: Calibri,sans-serif;">.</font></div>
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        </table>
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      <div style="line-height: 15.75pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Global Wealth and Asset Management</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="30" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">YTD Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">281</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">242</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">233</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">231</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">288</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">239</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">227</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">198</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">756</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">754</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Items to reconcile core earnings to</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; net income (loss) attributed to</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; shareholders:</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Tax-related items and other</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(13</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(8</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(6</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(4</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">298</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(18</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; shareholders</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">281</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">243</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">233</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">218</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">280</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">233</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">223</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">496</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">757</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">736</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">27</font></div>
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      <div style="line-height: 15.75pt; margin-top: 9pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Corporate and Other</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3Q19</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Corporate and Other core</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; income (loss) (excluding core</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; investment gains)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(114</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(63</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(216</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(121</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(164</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(156</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(201</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(441</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core investment gains (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">104</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">96</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total core earnings (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">37</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(116</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(40</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other items to reconcile core</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; earnings (loss) to net income</div>
              <div style="text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; (loss) attributed to shareholders:</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment-related experience</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; outside of core earnings</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(95</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(69</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(99</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(96</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(52</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(92</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(87</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(263</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(240</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Direct impact of equity markets</div>
              <div style="text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; and interest rates</div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">279</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">64</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">118</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(102</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(29</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(149</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(131</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">17</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">461</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(309</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in actuarial methods</div>
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; and assumptions</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">23</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">23</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 12.75pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Tax-related items and other</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(44</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">135</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">736</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(44</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">135</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(63</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net income (loss) attributed to</div>
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160; shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(63</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">56</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(382</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(461</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(283</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">565</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">137</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(749</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
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      </table>
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            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 0.5pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 0.5pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The Corporate and Other segment includes earnings on assets backing capital net of amounts allocated to
                  operating segments. 2018 core income (loss) (excluding core investment gains) and net income (loss) attributed to shareholders have been updated to reflect the 2019 methodology for allocating capital and interest on surplus to our
                  insurance segments from the Corporate and Other segment<font style="font-family: Calibri,sans-serif;">.</font></div>
              </td>
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        </table>
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      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Core return on common shareholders&#8217; equity</font> (&#8220;core ROE&#8221;) is a non-GAAP profitability measure that
        presents core earnings available to common shareholders as a percentage of the capital deployed to earn the core earnings. The Company calculates core ROE using average common shareholders&#8217; equity.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Diluted core earnings per common share</font> is core earnings available to common shareholders
        expressed per diluted weighted average common share outstanding.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company also uses financial performance measures that are prepared on a <font style="font-weight: bold;">constant exchange rate
          basis</font>, which are non-GAAP measures that exclude the impact of currency fluctuations (from local currency to Canadian dollars at a total Company level and from local currency to U.S. dollars in Asia). Quarterly amounts stated on a constant
        exchange rate basis in this MD&amp;A are calculated, as appropriate, using the income statement and balance sheet exchange rates effective for 3Q19. Measures that are reported on a constant exchange rate basis include growth in core earnings,
        sales, APE sales, gross flows, core EBITDA, new business value, new business value margin, assets under management, and assets under management and administration.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Assets under management and administration (&#8220;AUMA&#8221;) </font>is a non-GAAP measure of
        the size of the Company. It is comprised of the non-GAAP measures assets under management (&#8220;AUM&#8221;), which includes both assets of general account and external client assets for which we provide investment management services, and assets under
        administration (&#8220;AUA&#8221;), which includes assets for which we provide administrative services only. Assets under management and administration is a common industry metric for WAM businesses.</div>
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          <tr>
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              <div style="line-height: 13.1pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Assets under management and administration</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">June 30,</div>
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">September 30,</div>
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">&#160;2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total invested assets</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">380,115</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">367,285</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">344,568</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Segregated funds net assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">336,621</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">334,786</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">332,256</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Assets under management per financial statements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">716,736</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">702,071</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">676,824</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mutual funds</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">201,279</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">196,920</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">203,340</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Institutional advisory accounts (excluding segregated funds)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">99,194</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">103,997</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">99,355</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other funds</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,916</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,767</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,850</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total assets under management</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,026,125</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,011,755</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">987,369</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other assets under administration</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">140,425</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">136,136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">130,091</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Currency impact</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,322</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20,038</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">AUMA at constant exchange rates</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,166,550</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,156,213</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,137,498</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Consolidated capital </font>is a non-GAAP measure. It serves as a foundation of our
        capital management activities at the MFC level. For regulatory reporting purposes, the numbers are further adjusted for various additions or deductions to capital as mandated by the guidelines used by OSFI. Consolidated capital is calculated as the
        sum of (i) total equity excluding accumulated other comprehensive income (&#8220;AOCI&#8221;) on cash flow hedges; and (ii) liabilities for capital instruments.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">28</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">&#160;2019</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">September 30,</div>
              <div style="text-align: right; line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">50,770</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49,912</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">45,487</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Add AOCI loss on cash flow hedges</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">217</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">173</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">114</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Add qualifying capital instruments</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,143</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,132</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,843</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Consolidated capital</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">59,130</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">58,217</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 12.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">54,444</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Core EBITDA </font>is a non-GAAP measure which Manulife uses to better understand the
        long-term earnings capacity and valuation of our Global WAM business on a basis more comparable to how the profitability of global asset managers is generally measured. Core EBITDA presents core earnings before the impact of interest, taxes,
        depreciation, and amortization. Core EBITDA excludes certain acquisition expenses related to insurance contracts in our retirement businesses which are deferred and amortized over the expected life time of the customer relationship under the CALM.
        Core EBITDA was selected as a key performance indicator for our Global WAM business, as EBITDA is widely used among asset management peers, and core earnings is a primary profitability metric for the Company overall.</div>
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        and amortization divided by total revenue from these businesses. Core EBITDA margin was selected as a key performance indicator for our Global WAM business, as EBITDA margin is widely used among asset management peers, and core earnings is a
        primary profitability metric for the Company overall.</div>
      <div style="line-height: 15.75pt; margin-bottom: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Global Wealth and Asset Management</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="30" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Quarterly Results</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">($ millions, unaudited)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1Q18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4Q17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Core EBITDA</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">404</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">375</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">366</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">362</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">405</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">370</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">360</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">355</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amortization of deferred acquisition</div>
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; costs and other depreciation</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(78</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(79</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(76</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(77</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(76</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(75</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(73</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(87</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amortization of deferred sales</div>
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; commissions</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(22</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(24</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(29</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(25</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core earnings before income taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">307</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">276</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">267</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">263</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">306</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">271</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">258</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">243</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core income tax (expense) recovery</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(26</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(34</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(45</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: middle; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Core earnings</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">281</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">242</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">233</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">231</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">239</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">227</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 11.45pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">198</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Expense efficiency ratio</font> is a non-GAAP measure which Manulife uses to measure
        progress towards our target to be more efficient. Efficiency ratio is defined as pre-tax general expenses included in core earnings divided by the sum of pre-tax core earnings and pre-tax general expenses included in core earnings.</div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Embedded value</font>&#160;<font style="font-weight: bold;">(&#8220;EV&#8221;)</font> is a measure of
        the present value of shareholders&#8217; interests in the expected future distributable earnings on in-force business reflected in the Consolidated Statements of Financial Position of Manulife, excluding any value associated with future new business. EV
        is calculated as the sum of the adjusted net worth and the value of in-force business. The adjusted net worth is the IFRS shareholders&#8217; equity adjusted for goodwill and intangibles, fair value of surplus assets, the carrying value of debt and
        preferred shares, and local statutory balance sheet, regulatory reserve, and capital for Manulife&#8217;s Asian business. The value of in-force business in Canada and the U.S. is the present value of expected future IFRS earnings on in-force business
        less the present value of the cost of holding capital to support the in-force business under the LICAT framework. The value of in-force business in Asia reflects local statutory earnings and capital requirements. The value of in-force excludes our
        Global WAM, Manulife Bank and Property and Casualty Reinsurance businesses.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">New business value (&#8220;NBV&#8221;) </font>is the change in embedded value as a result of sales in the reporting
        period. NBV is calculated as the present value of shareholders&#8217; interests in expected future distributable earnings, after the cost of capital, on actual new business sold in the period using assumptions that are consistent with the assumptions
        used in the calculation of embedded value. NBV excludes businesses with&#160;immaterial insurance risks, such as the Company&#8217;s Global WAM, Manulife Bank and the short-term Property and Casualty Reinsurance businesses. NBV is a useful metric to evaluate
        the value created by the Company&#8217;s new business franchise.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">New business value margin (&#8220;NBV margin&#8221;) </font>is calculated as NBV divided by APE excluding
        non-controlling interests. APE is calculated as 100% of annualized first year premiums for recurring premium products, and as 10% of single premiums for</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">29</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">single premium products. Both NBV and APE used in the NBV margin calculation are after non-controlling interests and exclude our Global
        WAM, Manulife Bank and Property and Casualty Reinsurance businesses. NBV margin is a useful metric to help understand the profitability of our new business.</div>
      <div style="line-height: 13.7pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Sales are measured according to product type:</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For individual insurance, sales include 100% of new annualized premiums and 10% of both excess and single premiums. For individual
        insurance, new annualized premiums reflect the annualized premium expected in the first year of a policy that requires premium payments for more than one year. Single premium is the lump sum premium from the sale of a single premium product, e.g.
        travel insurance. Sales are reported gross before the impact of reinsurance.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For group insurance, sales include new annualized premiums and administrative services only premium equivalents on new cases, as well as
        the addition of new coverages and amendments to contracts, excluding rate increases.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">APE sales are comprised of 100% of regular premiums/deposits and 10% of single premiums/deposits for both insurance and insurance-based
        wealth accumulation products<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Insurance-based wealth accumulation product sales include all new deposits into variable and fixed annuity contracts. As we discontinued
        sales of new Variable Annuity contracts in the U.S. in 1Q13, subsequent deposits into existing U.S. Variable Annuity contracts are not reported as sales. Asia variable annuity deposits are included in APE sales.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Bank new lending volumes include bank loans and mortgages authorized in the period.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Gross flows</font> is a new business measure presented for our Global WAM business and includes all
        deposits into mutual funds, college savings 529 plans, group pension/retirement savings products, private wealth and institutional asset management products. Gross flows is a common industry metric for WAM businesses as it provides a measure of how
        successful the businesses are at attracting assets.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Net flows</font> is presented for our Global WAM business and includes gross flows less redemptions for
        mutual funds, college savings 529 plans, group pension/retirement savings products, private wealth and institutional asset management products. Net flows is a common industry metric for WAM businesses as it provides a measure of how successful the
        businesses are at attracting and retaining assets. When redemptions exceed gross flows, net flows will be negative and will be referred to as net outflows.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 3pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Caution regarding forward-looking statements</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">From time to time, MFC makes written and/or oral forward-looking statements, including in this document. In addition, our representatives
        may make forward-looking statements orally to analysts, investors, the media and others. All such statements are made pursuant to the &#8220;safe harbour&#8221; provisions of Canadian provincial securities laws and the U.S. Private Securities Litigation Reform
        Act of 1995.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The forward-looking statements in this document include, but are not limited to, statements with respect to our ability to obtain state
        approved future premium increases on our U.S. LTC business and also relate to, among other things, our objectives, goals, strategies, intentions, plans, beliefs, expectations and estimates, and can generally be identified by the use of words such
        as &#8220;may&#8221;, &#8220;will&#8221;, &#8220;could&#8221;, &#8220;should&#8221;, &#8220;would&#8221;, &#8220;likely&#8221;, &#8220;suspect&#8221;, &#8220;outlook&#8221;, &#8220;expect&#8221;, &#8220;intend&#8221;, &#8220;estimate&#8221;, &#8220;anticipate&#8221;, &#8220;believe&#8221;, &#8220;plan&#8221;, &#8220;forecast&#8221;, &#8220;objective&#8221;, &#8220;seek&#8221;, &#8220;aim&#8221;, &#8220;continue&#8221;, &#8220;goal&#8221;, &#8220;restore&#8221;, &#8220;embark&#8221; and &#8220;endeavour&#8221; (or the
        negative thereof) and words and expressions of similar import, and include statements concerning possible or assumed future results. Although we believe that the expectations reflected in such forward-looking statements are reasonable, such
        statements involve risks and uncertainties, and undue reliance should not be placed on such statements and they should not be interpreted as confirming market or analysts&#8217; expectations in any way.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Certain material factors or assumptions are applied in making forward-looking statements and actual results may differ materially from
        those expressed or implied in such statements. Important factors that could cause actual results to differ materially from expectations include but are not limited to: general business and economic conditions (including but not limited to the
        performance, volatility and correlation of equity markets, interest rates, credit and swap spreads, currency rates, investment losses and defaults, market liquidity and creditworthiness of guarantors, reinsurers and counterparties); changes in laws
        and regulations; changes in accounting standards applicable in any of the territories in which we operate; changes in regulatory capital requirements; our ability to execute strategic plans and changes to strategic plans; downgrades in our
        financial strength or credit ratings; our ability to maintain our reputation; impairments of goodwill or intangible assets or the establishment of provisions against future tax assets; the accuracy of estimates relating to morbidity, mortality and
        policyholder behaviour; the accuracy of other estimates used in applying accounting policies, actuarial methods and embedded value methods; our ability to implement effective hedging strategies and unforeseen consequences arising from such
        strategies; our <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">30</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> ability to source appropriate assets to back our long-dated liabilities; level of competition and consolidation; our ability to market
        and distribute products through current and future distribution channels; unforeseen liabilities or asset impairments arising from acquisitions and dispositions of businesses; the realization of losses arising from the sale of investments
        classified as available-for-sale; our liquidity, including the availability of financing to satisfy existing financial liabilities on expected maturity dates when required; obligations to pledge additional collateral; the availability of letters of
        credit to provide capital management flexibility; accuracy of information received from counterparties and the ability of counterparties to meet their obligations; the availability, affordability and adequacy of reinsurance; legal and regulatory
        proceedings, including tax audits, tax litigation or similar proceedings; our ability to adapt products and services to the changing market; our ability to attract and retain key executives, employees and agents; the appropriate use and
        interpretation of complex models or deficiencies in models used; political, legal, operational and other risks associated with our non-North American operations; acquisitions and our ability to complete acquisitions including the availability of
        equity and debt financing for this purpose; the disruption of or changes to key elements of the Company&#8217;s or public infrastructure systems; environmental concerns; our ability to protect our intellectual property and exposure to claims of
        infringement; and our inability to withdraw cash from subsidiaries.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Additional information about material risk factors that could cause actual results to differ materially from expectations and about
        material factors or assumptions applied in making forward-looking statements may be found in this document under &#8220;Risk Management and Risk Factors Update&#8221; and &#8220;Critical Actuarial and Accounting Policies&#8221;, under &#8220;Risk Management&#8221;, &#8220;Risk Factors&#8221; and
        &#8220;Critical Actuarial and Accounting Policies&#8221; in the Management&#8217;s Discussion and Analysis in our most recent annual report and, in the &#8220;Risk Management&#8221; note to the consolidated financial statements in our most recent annual and interim reports and
        elsewhere in our filings with Canadian and U.S. securities regulators.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The forward-looking statements in this document are, unless otherwise indicated, stated as of the date hereof and are presented for the
        purpose of assisting investors and others in understanding our financial position and results of operations, our future operations, as well as our objectives and strategic priorities, and may not be appropriate for other purposes. We do not
        undertake to update any forward-looking statements, except as required by law.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">31</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
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      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E5</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Quarterly financial information</font></div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table provides summary information related to our eight most recently completed quarters.</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Sept 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Jun 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Mar 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Dec 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Sept 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Jun 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Mar 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Dec 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">($ millions, except per share amounts or otherwise stated, unaudited)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2017</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Premium income</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Life and health insurance</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">8,309</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,696</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,077</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,724</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,700</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,628</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,300</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">6,000</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Annuities and pensions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,026</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">995</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">237</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(5,892</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(2,599</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,126</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,025</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">943</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Net premium income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">9,335</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,691</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,314</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,832</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">5,101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,754</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,325</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">6,943</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">3,932</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,710</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,747</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,278</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,481</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,566</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">3,579</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Realized and unrealized gains and losses<br>
                on assets supporting insurance and investment contract liabilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">6,592</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">7,185</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,926</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,113</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(3,210</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(1,615</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(5,316</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,988</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">2,770</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,634</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,562</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,291</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,671</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,964</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,502</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,737</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">22,629</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">22,220</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">23,549</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,514</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,043</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">13,669</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,746</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">16,247</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Income (loss) before income taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">715</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,756</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,524</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">359</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,911</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,535</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,714</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(2,123</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Income tax (expense) recovery</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">(100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(240</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(246</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(337</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">424</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Net income (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">615</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,516</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">316</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,905</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,377</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(1,699</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Net income (loss) attributed to</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,475</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">593</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,573</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,262</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,372</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(1,606</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Reconciliation of core earnings to</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; net income attributed to</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Total core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,527</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,452</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,548</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,337</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,539</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,431</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,303</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,205</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Other items to reconcile net income</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; attributed to shareholders to core</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup>:</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(130</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">18</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">18</font></div>
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              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">(494</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(144</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">249</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(675</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(277</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">45</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">50</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
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          <tr>
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              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; assumptions</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(51</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%;">
              <div style="text-indent: -3.5pt; margin-left: 3.5pt; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Charge related to decision to change</div>
              <div style="text-indent: -3.5pt; margin-left: 3.5pt; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; portfolio asset mix supporting our legacy</div>
              <div style="text-indent: -3.5pt; margin-left: 3.5pt; line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">&#160; businesses</div>
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              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(1,032</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">63</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">52</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">142</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(65</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">12</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">86</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">139</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Restructuring charge</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(63</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%;">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">Tax-related items and other</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(42</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">115</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(44</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(67</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(1,835</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Net income (loss) attributed to</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,475</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">2,176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">593</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,573</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,262</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,372</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(1,606</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
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          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Basic earnings (loss) per common</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; share</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.09</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.77</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.67</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(0.83</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Diluted earnings (loss) per common</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; share</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">0.35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.08</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.77</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.67</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">(0.83</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Segregated funds deposits</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">9,160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">10,586</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,212</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,424</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,872</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">9,728</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">8,421</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Total assets (in billions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">812</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">790</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">780</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">750</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">748</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">752</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">740</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">730</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Weighted average common shares (in millions)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,961</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,965</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,965</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,980</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,984</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,984</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,983</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,980</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Diluted weighted average common</div>
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">&#160; shares (in millions)</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1,965</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,969</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,969</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,983</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,989</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,989</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,989</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1,988</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">Dividends per common share</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">0.250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.220</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.220</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">0.220</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">CDN$ to US$1 - Statement of Financial</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.2545</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">CDN$ to US$1 - Statement of Income</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold;">1.3204</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3377</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3295</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3204</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.3069</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.2912</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.2647</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 7.4pt; font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt;">1.2712</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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      <div>
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            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
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                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes ceded premiums related to the reinsurance of a block of our legacy U.S. individual payout annuities of US$0.5 billion in
                  1Q19, US$5.3 billion in 4Q18 and US$2.8 billion in 3Q18.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze2be5e6939b14b429d5e94bb2b19f2f3" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
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                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For fixed income assets supporting insurance and investment contract liabilities and for equities supporting pass-through products and derivatives
                  related to variable hedging programs, the impact of realized and unrealized gains and losses on the assets is largely offset in the change in insurance and investment contract liabilities.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze52a381e693f4721ad3b3ed823893b94" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Core earnings is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; above.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zb3604172e3ca4c559390a5c8e5da133b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For explanations of other items, see &#8220;Q3 earnings analysis&#8221; table in section A1 &#8220;Profitability&#8221; and for an operating segment split of these items see
                  the 8 quarter trend tables in &#8220;Performance and non-GAAP measures&#8221; which reconcile net income (loss) attributed to shareholders to core earnings.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z5e2dd1c8de3b4e8d82f5836a998bea31" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 27.35pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E6</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Other</div>
                </td>
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          </table>
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      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">No changes were made in our internal control over financial reporting during the three and nine months ended September 30, 2019 that have
        materially affected or are reasonably likely to materially affect our internal control over financial reporting.</div>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As in prior quarters, MFC&#8217;s Audit Committee reviewed this MD&amp;A and the unaudited interim financial report and MFC&#8217;s Board of
        Directors approved this MD&amp;A prior to its release.</div>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 10pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">32</font></div>
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          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="zb16f1d2fdce744318c9f8c2c1da1e313" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

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              <div style="line-height: 13.7pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Consolidated Statements of Financial Position</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(217, 217, 217); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Canadian $ in millions, unaudited)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Assets</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,215</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Debt securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">202,405</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">185,594</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Public equities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,694</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19,179</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">50,027</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">48,363</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">37,227</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">35,754</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policy loans</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,456</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,446</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Loans to bank clients</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,737</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,793</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13,028</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,777</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other invested assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">29,523</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">27,543</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total invested assets (note 3)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">380,115</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">353,664</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Accrued investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,431</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,427</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Outstanding premiums</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,397</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,369</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Derivatives (note 4)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">25,849</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13,703</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reinsurance assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">42,493</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">43,053</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Deferred tax assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,322</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,318</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Goodwill and intangible assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,030</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,097</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Miscellaneous</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,568</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,431</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total other assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">95,090</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">83,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net assets (note 14)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">336,621</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">313,209</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">811,826</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">750,271</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Liabilities and Equity</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Insurance contract liabilities (note 5)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">356,114</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">328,654</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment contract liabilities (note 5)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,158</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,265</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Deposits from bank clients</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,741</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19,684</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Derivatives (note 4)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12,970</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,803</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Deferred tax liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,370</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,814</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">15,308</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,190</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">411,661</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">376,410</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Long-term debt (note 7)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,631</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,769</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Capital instruments (note 8)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,732</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net liabilities (note 14)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">336,621</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">313,209</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">761,056</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">703,120</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Equity</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Preferred shares (note 9)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,822</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,822</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Common shares (note 9)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,066</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,961</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Contributed surplus</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">254</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">265</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders' retained earnings</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14,936</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,704</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders' accumulated other comprehensive income (loss):</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Pension and other post-employment plans</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(422</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(426</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Available-for-sale securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,330</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(265</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash flow hedges</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(217</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(127</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate revaluation reserve</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">31</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Translation of foreign operations</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,909</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,010</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total shareholders' equity</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">49,709</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">45,964</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders' equity</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(83</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">94</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,093</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total equity</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">50,770</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" nowrap="nowrap" colspan="8" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom;">
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Roy Gori</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="6" style="vertical-align: middle;"><img src="cassidyj.jpg">
              <div><font style="font-weight: bold; font-family: 'Arial Narrow','sans-serif';"><font style="font-size: 9pt;">John Cassaday</font> </font><br>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">President and Chief Executive Officer</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: middle;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">Chairman of the Board of Directors</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: middle; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">three months ended</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">nine months ended</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Canadian $ in millions except per share amounts, unaudited)</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold; text-align: right;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; text-align: right;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold; text-align: right;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; text-align: right;">2018</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Premium income</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross premiums</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,508</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,863</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">30,524</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">29,160</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Premiums ceded to reinsurers (note 5)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,173</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(4,762</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(4,184</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(6,980</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premiums</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,335</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26,340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,180</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment income (note 3)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,932</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,481</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,282</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -4.25pt; margin-left: 22.25pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Realized and unrealized gains (losses) on assets supporting insurance and investment contract liabilities
                and on the macro hedge program</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,592</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3,210</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,703</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(10,141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,524</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">271</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">34,092</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other revenue (note 10)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,770</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,671</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,966</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,137</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,629</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,043</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">68,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">30,458</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">To contract holders and beneficiaries</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross claims and benefits (note 5)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,920</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,533</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,376</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20,357</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Increase (decrease) in insurance contract liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13,003</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(808</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">34,439</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,986</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Increase (decrease) in investment contract liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(91</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(12</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Benefits and expenses ceded to reinsurers</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(802</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(3,781</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3,716</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Increase) decrease in reinsurance assets (note 5)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,579</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,624</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,540</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,170</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net benefits and claims</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,568</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,850</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">50,630</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,473</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">General expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,925</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,853</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,620</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,780</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">388</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">399</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,206</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,221</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commissions</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,582</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,655</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,597</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Interest expense</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">348</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">312</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">994</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">916</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premium taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">103</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">99</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">298</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">311</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,914</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,132</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">63,403</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">25,298</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income before income taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">715</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,911</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,995</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income tax expense</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(629</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(589</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">615</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,905</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,366</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,571</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss) attributed to:</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">83</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">164</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">204</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(121</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">249</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,573</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,374</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,207</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">615</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,905</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,366</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,571</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">723</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,573</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,374</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,207</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Preferred share dividends</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(129</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(125</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Common shareholders' net income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">680</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,531</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,082</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Earnings per share</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 17.75pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Basic earnings per common share (note 9)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">0.35</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.77</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2.16</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2.06</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 17.75pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Diluted earnings per common share (note 9)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">0.35</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.77</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2.16</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2.05</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Dividends per common share</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">0.25</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.22</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">0.75</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.66</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" nowrap="nowrap" colspan="16" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">34</font></div>
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              <div style="line-height: 13.7pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Consolidated Statements of Comprehensive Income</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #D9D9D9; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">three months ended<br>
                September 30,</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">nine months ended</div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Canadian $ in millions, unaudited)</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold; text-align: right;">2019</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; text-align: right;">2018</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold; text-align: right;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold; text-align: right;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">615</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,905</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,366</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,571</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other comprehensive income (loss) ("OCI"), net of tax</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Items that may be subsequently reclassified to net income:</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Translation of foreign operations</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">280</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(922</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,333</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">778</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment hedges</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(23</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">128</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">230</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(62</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">&#160;Available-for-sale financial securities:</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Unrealized gains (losses) arising during the period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,082</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(468</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,941</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(799</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="text-indent: -3.75pt; margin-left: 21.75pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reclassification of net realized (gains) losses and impairments to net income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(273</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(29</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(342</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash flow hedges:</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Unrealized gains (losses) arising during the period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(54</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(15</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reclassification of realized losses to net income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Share of other comprehensive income (losses) of associates</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total items that may be subsequently reclassified to net income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,267</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,406</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(83</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Items that will not be reclassified to net income:</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in pension and other post-employment plans</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(22</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate revaluation reserve</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total items that will not be reclassified to net income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">15</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(23</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other comprehensive income (loss), net of tax</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,266</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,421</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(106</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total comprehensive income (loss), net of tax</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,634</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">639</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,787</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total comprehensive income (loss) attributed to:</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">82</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">168</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">201</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(123</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">248</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(174</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">159</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 18pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,744</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">309</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,793</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,105</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

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      <div style="line-height: 15.75pt; margin-bottom: 6pt;"><br style="line-height: 15.75pt;">
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      <table cellspacing="0" cellpadding="0" id="z90843cf7327c4b36829c61de309c7398" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" nowrap="nowrap" colspan="16" style="vertical-align: middle; background-color: #D9D9D9; border-bottom: #000000 solid 2px;">
              <div style="line-height: 13.7pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Income Taxes included in Other Comprehensive Income</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #D9D9D9; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">three months ended</div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">nine months ended</div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Canadian $ in millions, unaudited)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold; text-align: right;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; text-align: right;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold; text-align: right;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; text-align: right;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income tax expense (recovery) on:</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Unrealized foreign exchange gains/losses on translation of foreign operations</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Unrealized foreign exchange gains/losses on net investment hedges</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">42</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Unrealized gains/losses on available-for-sale financial securities</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">246</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(115</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">714</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(232</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="text-indent: -3.35pt; margin-left: 3.35pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reclassification of realized gains/losses and recoveries/impairments to net income on available-for-sale
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(82</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(11</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(103</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Unrealized gains/losses on cash flow hedges</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(16</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(26</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reclassification of realized gains/losses to net income on cash flow hedges</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in pension and other post-employment plans</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate revaluation reserve</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total income tax expense (recovery)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">160</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(81</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">631</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(149</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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          <tr>
            <td valign="bottom" nowrap="nowrap" colspan="12" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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      <div style="line-height: 15.75pt; margin-bottom: 6pt;"><br style="line-height: 15.75pt;">
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              <div style="line-height: 13.7pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Consolidated Statements of Changes in Equity</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #D9D9D9; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the nine months ended September 30,</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Preferred shares</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,822</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,577</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Issued during the period (note 9)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Issuance costs, net of tax</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(5</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,822</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,822</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Common shares</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,961</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,989</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Repurchased (note 9)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(551</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Issued on exercise of stock options and deferred share units</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">89</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">56</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Issued under dividend reinvestment and share purchase plans</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">567</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,066</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23,045</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contributed surplus</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">265</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">277</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Exercise of stock options and deferred share units</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">254</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">274</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12,704</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,083</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Opening adjustment on adoption of IFRS 16 (note 2)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,374</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,207</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Common shares repurchased (note 9)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(518</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Preferred share dividends</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(129</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(125</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Common share dividends</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,476</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,303</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14,936</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,862</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Shareholders' accumulated other comprehensive income (loss) ("AOCI")</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,212</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,087</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in actuarial gains (losses) on pension and other post-employment plans</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(22</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in unrealized foreign exchange gains (losses) of net foreign operations</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">717</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in unrealized gains (losses) on available-for-sale financial securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,595</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(790</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in unrealized gains (losses) on derivative instruments designated as cash flow hedges</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(90</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in real estate revaluation reserve</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Share of other comprehensive income (losses) of associates</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,631</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,985</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total shareholders' equity, end of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">49,709</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">43,988</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Participating policyholders' equity</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">94</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">221</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Opening adjustment on adoption of IFRS 16 (note 2)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income (loss) attributed to participating policyholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other comprehensive income (loss) attributed to policyholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(83</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">380</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Non-controlling interests</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,093</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">929</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to non-controlling interests</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">164</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">204</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other comprehensive income (loss) attributed to non-controlling interests</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(117</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(11</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,144</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,119</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">45,487</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" nowrap="nowrap" colspan="8" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">36</font></div>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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              <div style="line-height: 13.7pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Consolidated Statements of Cash Flows</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: rgb(219, 219, 219); vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold; text-align: right;">2019</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; text-align: right;">2018</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Operating activities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,366</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,571</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Increase (decrease) in insurance contract liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">34,439</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,986</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Increase (decrease) in investment contract liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(12</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Increase) decrease in reinsurance assets excluding coinsurance transactions (note 5)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(828</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,450</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Amortization of (premium) discount on invested assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">86</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">170</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other amortization</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">464</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">486</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net realized and unrealized (gains) losses and impairment on assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(24,396</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,886</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Deferred income tax expense (recovery)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">44</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">702</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Restructuring charge</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Stock option expense</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash provided by operating activities before undernoted items</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14,319</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,474</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Changes in policy related and operating receivables and payables</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">565</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,022</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash provided by (used in) operating activities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14,884</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14,452</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Investing activities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Purchases and mortgage advances</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(60,162</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(77,466</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Disposals and repayments</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">47,206</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">61,075</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in investment broker net receivables and payables</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">292</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">966</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net cash flows from acquisition and disposal of subsidiaries and businesses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">269</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash provided by (used in) investing activities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(12,395</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(15,425</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Financing activities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in repurchase agreements and securities sold but not yet purchased</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">462</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">525</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Redemption of long-term debt</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(400</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Issue of capital instruments, net</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">597</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Redemption of capital instruments (note 8)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Changes in deposits from Bank clients, net</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,064</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">930</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Lease payments (note 2)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(85</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders' dividends paid in cash</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,038</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,428</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Contributions from (distributions to) non-controlling interests, net</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(11</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Common shares repurchased (note 9)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,069</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Common shares issued, net (note 9)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">89</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">56</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Preferred shares issued, net (note 9)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">245</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash provided by (used in) financing activities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(97</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">314</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Increase (decrease) during the period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,392</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(659</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Effect of foreign exchange rate changes on cash and short-term securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(297</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">15,382</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,098</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,477</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14,689</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross cash and short-term securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,215</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,965</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net payments in transit, included in other liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(833</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(867</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net cash and short-term securities, beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">15,382</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,098</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">End of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross cash and short-term securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,642</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net payments in transit, included in other liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(541</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(953</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net cash and short-term securities, end of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,477</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14,689</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Supplemental disclosures on cash flow information</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Interest received</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,533</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,102</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Interest paid</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">916</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">846</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income taxes paid (refund)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">823</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" colspan="8" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial Statements.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>

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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">37</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.95pt; font-family: 'Arial Narrow', sans-serif; font-size: 14pt; font-weight: bold;">CONDENSED NOTES TO INTERIM CONSOLIDATED FINANCIAL STATEMENTS</div>
      <div style="line-height: 9.1pt; margin-bottom: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif;">(</font>Canadian $ in millions except per share amounts or unless otherwise stated,
        unaudited)</div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="zc305e486133b4014ae0985ed5a590323" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 1</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Nature of Operations and Significant Accounting Policies</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Manulife Financial Corporation (&#8220;MFC&#8221;) is a publicly traded company and the holding company of The Manufacturers Life Insurance Company
        (&#8220;MLI&#8221;), a Canadian life insurance company. MFC and its subsidiaries (collectively, &#8220;Manulife&#8221; or the &#8220;Company&#8221;) is a leading financial services group with principal operations in Asia, Canada and the United States. Manulife&#8217;s international network
        of employees, agents and distribution partners offers financial protection and wealth management products and services to personal and business clients as well as asset management services to institutional customers. The Company operates as
        Manulife in Canada and Asia and as John Hancock in the United States.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These Interim Consolidated Financial Statements and condensed notes have been prepared in accordance with International Accounting
        Standard (&#8220;IAS&#8221;) 34 &#8220;Interim Financial Reporting&#8221; as issued by the International Accounting Standards Board (&#8220;IASB&#8221;), using accounting policies which are consistent with those used in the Company&#8217;s 2018 Annual Consolidated Financial Statements,
        except as disclosed in note 2.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These Interim Consolidated Financial Statements should be read in conjunction with the audited Consolidated Financial Statements for the
        year ended December 31, 2018, included on pages 96 to 178 of the Company&#8217;s 2018 Annual Report, as well as the disclosures on risk in the shaded text and tables in the &#8220;Risk Management and Risk Factors&#8221; section of the Third Quarter 2019 Management
        Discussion and Analysis. These risk disclosures are considered an integral part of these Interim Consolidated Financial Statements.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These Interim Consolidated Financial Statements as at and for the three and nine months ended September 30, 2019 were authorized for
        issue by MFC&#8217;s Board of Directors on November 6, 2019.</div>
      <br>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z9e1e9125ed7444d184eafdfe5e36c01a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 2</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Accounting and Reporting Changes</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z47dcfa879fcf47a4af0646eebcfd881c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Changes in accounting and reporting policy</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z227a722990aa48ffaa312f58bfeaa3c8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(I)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">IFRS 16 &#8220;Leases&#8221;</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Effective January 1, 2019, the Company adopted IFRS 16 &#8220;Leases&#8221; which was issued in January 2016 and replaces IAS 17 &#8220;Leases&#8221; and IFRIC 4
        &#8220;Determining whether an arrangement contains a lease&#8221;. IFRS 16 sets out principles for the recognition, measurement, presentation and disclosure of leases for both parties to a contract. The standard brings most leases on-balance sheet under a
        single model and eliminates the previous classifications of operating and finance leases. Exemptions to this treatment are for lease contracts with low value assets or leases with duration of less than one year. Lessor accounting largely remains
        unchanged with previous classifications of operating and finance leases continuing.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company adopted IFRS 16 using the modified retrospective method with no restatement of comparative information. Right-of-use assets
        of $381 and lease liabilities of $410 were recognized in miscellaneous assets and other liabilities on the Consolidated Statements of Financial Position, respectively. The net post-tax impact of these adjustments was $22, of which $19 was
        recognized in shareholders&#8217; retained earnings and $3 was recognized in participating policyholders&#8217; equity. The assets and liabilities arise primarily from real estate lease contracts.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company applied the practical expedient of not reviewing lease classification under IFRS 16 for contracts not previously classified
        as leases. In addition, the Company has elected to expense lease payments on a straight-line basis for all leases with lease term of 12 months or less or the underlying asset has a low value.</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zce129b302fe3436b812ec89e9370cec1" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(II)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">IFRS Interpretation Committee (&#8220;IFRIC&#8221;) Interpretation 23 &#8220;Uncertainty over Income Tax Treatments&#8221;</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Effective January 1, 2019, the Company adopted IFRIC 23 &#8220;Uncertainty over Income Tax Treatments&#8221; which was issued in June 2017. IFRIC 23
        was applied retrospectively. IFRIC 23 provides guidance on applying the recognition and measurement requirements in IAS 12 when there is uncertainty over income tax treatments including whether uncertain tax treatments should be considered together
        or separately based on which approach better predicts resolution of the uncertainty. Adoption of IFRIC 23 did not have a significant impact on the Company&#8217;s Consolidated Financial Statements.</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z04142578f9964971bb13e3d5ffa72293" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(III)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Amendments to IAS 28 &#8220;Investments in Associates and Joint Ventures&#8221;</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Effective January 1, 2019, the Company adopted the amendments to IAS 28 &#8220;Investments in Associates and Joint Ventures&#8221; which were issued
        in October 2017. The amendments were applied retrospectively. The amendments clarify that an entity applies IFRS 9 &#8220;Financial Instruments&#8221; to financial interests in an associate or joint venture, aside from investments in equity, to which the
        equity method is not applied. IAS 39 will be applied to these interests until IFRS 9 is adopted. Adoption of these</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">38</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
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      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">amendments did not have a significant impact on the Company&#8217;s Consolidated Financial Statements.</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z73ae67cdf50e49f8bd4c685ba10f9193" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(IV)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Annual Improvements 2015&#8211;2017 Cycle</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Effective January 1, 2019, the Company adopted amendments issued within the Annual Improvements 2015 &#8211; 2017 Cycle which was issued in
        December 2017. The IASB issued four minor amendments to different standards as part of the annual improvements process, with the amendments to be applied prospectively. Adoption of these amendments did not have a significant impact on the Company&#8217;s
        Consolidated Financial Statements.</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zd6f7f0f1e06b4e9aa8f2967872c62354" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(V)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Amendments to IAS 19 &#8220;Employee Benefits&#8221;</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Effective January 1, 2019, the Company adopted amendments to IAS 19 &#8220;Employee Benefits&#8221; which were issued in February 2018. The
        amendments were applied prospectively. The amendments address the accounting for a plan amendment, curtailment or settlement that occurs within a reporting period. Updated actuarial assumptions must be used to determine current service cost and net
        interest for the remainder of the reporting period after such an event.&#160;The amendments also address how the accounting for asset ceilings are affected by such an event.&#160;Adoption of these amendments did not have a significant impact on the Company&#8217;s
        Consolidated Financial Statements.</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z740d6bbe67094665ab9d085fe876cc16" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Future accounting and reporting changes</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(I)&#160; IFRS 17 &#8220;Insurance Contracts&#8221;</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Proposed amendments to IFRS 17 were published in June 2019 with a public comment period of 90 days. The proposed amendments include a
        deferral of the effective date of IFRS 17 by one year, to January 1, 2022. Other changes which may affect the Company&#8217;s Consolidated Financial Statements include amendments regarding allocation of acquisition costs to future expected contract
        renewals; attribution of profit to services relating to investment activities; extension of the risk mitigation option to reinsurance contracts held; recognition of gain on reinsurance contracts held to offset inception losses of underlying
        contracts; simplified balance sheet presentation of insurance related assets and liabilities; and additional transition relief. The Company is assessing the implications of these proposed amendments.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(II)&#160; Interest Rate Benchmark Reform Amendments to IFRS 9, IAS 39 and IFRS 7</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Amendments to IFRS 9, IAS 39 and IFRS 7 were issued in September 2019 related to interest rate benchmark reform and are effective
        retrospectively for annual periods beginning on or after January 1, 2020. The amendments provide temporary relief for hedge accounting to continue during the period of uncertainty before replacement of an existing interest rate benchmark with an
        alternative risk-free rate. The amendments apply to all hedge accounting relationships that are affected by the interest rate benchmark reform. The IASB is expected to issue further guidance addressing when the existing interest rate benchmark has
        been replaced. The Company is assessing the implications of these amendments.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">39</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 13.7pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z81e21d2a6dd04bf2ab3de813b1caddf9" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 3</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Invested Assets and Investment Income</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze58e973fb3994aae86054951ba410215" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Carrying values and fair values of invested assets</div>
              </td>
            </tr>

        </table>
      </div>
      <table cellspacing="0" cellpadding="0" id="zd8a8ee17dbc040d0a944c7ff08d3922d" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total carrying</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total fair</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash and short-term securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,471</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,600</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,947</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Debt securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
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          <tr>
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              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canadian government and agency</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,699</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,086</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,785</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,785</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
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              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,360</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,486</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">29,846</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">29,846</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,431</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,446</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,877</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,877</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">118,096</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,263</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">123,359</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">123,359</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgage/asset-backed securities</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,368</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">170</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,538</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,538</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Public equities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,051</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,643</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,694</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,694</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">50,027</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">50,027</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">52,314</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">37,227</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">37,227</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">41,404</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policy loans</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,456</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,456</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,456</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Loans to Bank clients</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,737</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,737</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,740</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Own use property</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,958</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,958</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,276</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment property</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,070</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,070</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,070</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,437</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">104</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,022</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">25,563</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26,262</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Various other</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">150</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,810</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,960</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,960</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total invested assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">205,063</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">47,798</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">127,254</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">380,115</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">388,599</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> <br>
              </div>
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">As at December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> <br>
              </div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total carrying</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total fair</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash and short-term securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,080</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,163</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,972</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,215</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,215</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Debt securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canadian government and agency</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,445</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,342</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23,787</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23,787</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,934</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13,990</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">25,924</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">25,924</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,159</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,101</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20,260</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20,260</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">107,425</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,245</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">112,670</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">112,670</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,774</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">179</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,953</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,953</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Public equities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,721</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,458</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19,179</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19,179</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">48,363</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">48,363</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">48,628</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">35,754</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">35,754</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">36,103</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policy loans</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,446</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,446</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,446</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Loans to Bank clients</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,793</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,793</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,797</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Own use property</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,016</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,016</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,179</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment property</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,761</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,761</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,761</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other invested assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Alternative long-duration assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6),(7)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14,720</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">101</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,617</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23,438</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">24,211</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Various other</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">151</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,954</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,105</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,104</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total invested assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">187,409</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">43,579</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">122,676</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">353,664</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">356,217</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze2eb902c49d54d1d864bfa45591de9fa" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">FVTPL classification was elected for securities backing insurance contract liabilities to substantially reduce any accounting mismatch
                  arising from changes in the fair value of these assets and changes in the value of the related insurance contract liabilities. If this election had not been made and instead the available-for-sale (&#8220;AFS&#8221;) classification was selected,
                  there would be an accounting mismatch because changes in insurance contract liabilities are recognized in net income rather than in OCI.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za4fc1b0fa91a48a78da6c0320fdc8086" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Securities that are designated as AFS are not actively traded by the Company, but sales do occur as circumstances warrant. Such sales result in a
                  reclassification of any accumulated unrealized gain (loss) in AOCI to net income as a realized gain (loss).</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zd13622b78496435093c15c75c6b32cd6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Primarily includes assets classified as loans and carried at amortized cost, own use properties, investment properties, equity method accounted
                  investments, oil and gas investments, and leveraged leases.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zc222a512d45548a3b72a57de4ebb3eb0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes short-term securities with maturities of less than one year at acquisition amounting to $3,802 (December 31, 2018 &#8211; $2,530) cash equivalents
                  with maturities of less than 90 days at acquisition amounting to $8,269 (December 31, 2018 &#8211; $8,713) and cash of $5,947 (December 31, 2018 &#8211; $4,972).</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z918284c35f9f407897e74765db7ebb5b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Debt securities include securities which were acquired with maturities of less than one year and less than 90 days of $579 and $15, respectively
                  (December 31, 2018 &#8211; $870 and $40, respectively).</div>
              </td>
            </tr>

        </table>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">40</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z9ac72fb8253a4e3a9330aa6ac152dea6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
              </td>
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                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Alternative long-duration assets (&#8220;ALDA&#8221;) include investments in private equity of $7,489, infrastructure of $8,716, oil and gas of $3,329, timber and
                  agriculture sectors of $4,588 and various other invested assets of $1,441 (December 31, 2018 &#8211; $6,769, $7,970, $3,416, $4,493 and $791 respectively). During 2019, a group of investments in hydro-electric power of $418 was sold. This group
                  of investments was previously classified as held for sale.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z349a7925fd1a48888b7622e0e8b74ddd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">In 2018, the Company sold the following invested assets to related parties: $1,422 of infrastructure ALDA was sold to the John Hancock Infrastructure
                  Master Fund L.P. in the USA, an associate of the Company which is a structured entity based on partnership voting rights, the Company provides management services to the fund and owns less than 1% of the ownership interest; $510 of U.S.
                  commercial real estate was sold to the Manulife US Real Estate Investment Trust in Singapore, an associate of the Company which is a structured entity based on unitholder voting rights, the Company provides management services to the
                  trust and owns approximately 8.5% of its units; and $1,314 of U.S. commercial real estate was sold to three joint ventures which are structured entities based on voting rights.</div>
              </td>
            </tr>

        </table>
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      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
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              <tr>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Investment Income</div>
                </td>
              </tr>

          </table>
        </div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom;">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">three months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom;">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">nine months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold; text-align: right;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; text-align: right;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold; text-align: right;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; text-align: right;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Interest income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,869</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,828</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,564</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,290</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Dividend, rental and other income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">620</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">605</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,035</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,980</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Impairments, provisions and recoveries, net</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(26</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">68</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">422</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">74</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">722</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(8</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,932</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,481</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,389</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,282</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 52%;">
              <div style="text-indent: -4.65pt; margin-left: 4.65pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Realized and unrealized gains (losses) on assets supporting insurance and</div>
              <div style="text-indent: -4.65pt; margin-left: 4.65pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">&#160;&#160; investment contract liabilities and on the macro equity hedging program</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="text-indent: 0.3pt; margin-left: 13.2pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Debt securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,534</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,033</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13,385</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(6,464</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 13.2pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Public equities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">330</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,013</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">352</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 13.2pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(39</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(15</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">28</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 13.2pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(56</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(139</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(49</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 13.2pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">87</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">291</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">402</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">530</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 13.2pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other invested assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(52</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">460</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">632</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">216</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 13.2pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Derivatives, including macro equity hedging program</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,121</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,290</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,425</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(4,754</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,592</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3,210</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,703</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(10,141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,524</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">271</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">34,092</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">141</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div><br>
        <br>
        <br>
        <br>
        <br>
        <br>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">41</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zfb9ab9bb802a4944b997761bbfef3823" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(c)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents fair values and the fair value hierarchy of invested assets and segregated funds net assets measured at fair
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at September 30, 2019</div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total fair <br>
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              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,471</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,471</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,600</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,600</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,947</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,947</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Debt securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">FVTPL</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canadian government and agency</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,699</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,699</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,360</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,360</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,431</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,431</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">118,096</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">117,653</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">443</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Residential mortgage-backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commercial mortgage-backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,274</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,274</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other asset-backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,081</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,081</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">AFS</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canadian government and agency</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,086</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,086</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,486</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,486</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,446</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,446</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,263</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,247</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Residential mortgage-backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commercial mortgage-backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">96</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">96</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other asset-backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">73</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">73</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Public equities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,051</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,048</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,643</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,640</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Real estate - investment property<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,070</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,070</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,322</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">25</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,297</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">336,621</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">295,942</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">36,192</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,487</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">609,130</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">323,602</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">250,211</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">35,317</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">42</font></div>
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          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">As at December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total fair</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,080</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,080</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,163</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,163</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,972</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,972</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Debt securities</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">FVTPL</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canadian government and agency</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,445</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,445</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,934</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,934</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,159</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,979</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">180</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">107,425</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">106,641</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">784</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Residential mortgage-backed securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commercial mortgage-backed securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,344</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,344</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other asset-backed securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,417</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,417</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">AFS</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canadian government and agency</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,342</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,342</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
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              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13,990</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13,990</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,101</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,064</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">37</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,245</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,125</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">120</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Residential mortgage-backed securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commercial mortgage-backed securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">128</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">128</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other asset-backed securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Public equities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,721</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,718</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,458</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,456</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Real estate - investment property<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,761</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,761</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,562</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,562</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">313,209</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">276,178</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">32,584</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,447</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">562,520</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">300,324</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">228,293</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">33,903</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z57e30dde283446d2bc25f5561a6e80a8" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For real estate investment properties, the significant unobservable inputs are capitalization rates (ranging from 2.75% to 8.75%
                  during the period and ranging from 2.75% to 8.75% during the year 2018) and terminal capitalization rates (ranging from 3.80% to 9.25% during the period and ranging from 3.80% to 9.25% during the year 2018). Holding other factors
                  constant, a lower capitalization or terminal capitalization rate will tend to increase the fair value of an investment property. Changes in fair value based on variations in unobservable inputs generally cannot be extrapolated because the
                  relationship between the directional changes of each input is not usually linear.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zd2853e85fafc405c80540f0ad6a101a2" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Other invested assets measured at fair value are held primarily in the infrastructure and timber sectors. The significant inputs used in the valuation
                  of the Company&#8217;s infrastructure investments are primarily future distributable cash flows, terminal values and discount rates. Holding other factors constant, an increase to future distributable cash flows or terminal values would tend to
                  increase the fair value of an infrastructure investment, while an increase in the discount rate would have the opposite effect. Discount rates during the period ranged from 7.00% to 16.5% (for the year ended December 31, 2018 &#8211; ranged
                  from 8.95% to 16.5%). Disclosure of distributable cash flow and terminal value ranges are not meaningful given the disparity in estimates by project. The significant inputs used in the valuation of the Company&#8217;s investments in timberland
                  are timber prices and discount rates. Holding other factors constant, an increase to timber prices would tend to increase the fair value of a timberland investment, while an increase in the discount rates would have the opposite effect.
                  Discount rates during the period ranged from 5.0% to 7.0% (for the year ended December 31, 2018 &#8211; ranged from 5.0% to 7.0%). A range of prices for timber is not meaningful as the market price depends on factors such as property location
                  and proximity to markets and export yards.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze200661a328d4ce7964fa8f3f5566a3b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Segregated funds net assets are measured at fair value. The Company&#8217;s Level 3 segregated funds assets are predominantly invested in investment
                  properties and timberland properties valued as described above.</div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
        <br>
        <br>
        <div><br>
        </div>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">43</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow','sans-serif';">For </font><font style="font-family: 'Arial Narrow','sans-serif';">i</font>nvested assets not
        measured at fair value in the Consolidated Statements of Financial Position, the following table presents their fair values categorized by the fair value hierarchy<font style="font-family: 'Times New Roman', serif;">.</font></div>
      <table cellspacing="0" cellpadding="0" id="z6fd84bbfdaed49849d6c26ca65007fe3" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Carrying</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total fair</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">50,027</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">52,314</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">52,314</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">37,227</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">41,404</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">35,387</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,017</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policy loans</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,456</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,456</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,456</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Loans to Bank clients</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,737</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,740</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,740</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate - own use property</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,958</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,276</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,276</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,201</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,900</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">138</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,762</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total invested assets disclosed at fair value</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">107,606</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">116,090</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">138</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">43,583</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">72,369</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">As at December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> <br>
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              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Carrying</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total fair</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 1</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Level 3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">48,363</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">48,628</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">48,628</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">35,754</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">36,103</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">30,325</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,778</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policy loans</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,446</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,446</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,446</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Loans to Bank clients</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,793</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,797</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,797</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate - own use property</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,016</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,179</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,179</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,981</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,753</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">121</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,632</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total invested assets disclosed at fair value</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">104,353</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">106,906</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">121</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">38,568</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">68,217</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z766de6703147455a868d5e774f6245ac" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Other invested assets disclosed at fair value include $3,401 (December 31, 2018 &#8211; $3,575) of leveraged leases
                  which are disclosed at their carrying values as fair value is not routinely calculated on these investments.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Transfers between Level 1 and Level 2</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company records transfers of assets and liabilities between Level 1 and Level 2 at their fair values as at the end of each reporting
        period, consistent with the date of the determination of fair value. Assets are transferred out of Level 1 when they are no longer transacted with sufficient frequency and volume in an active market. Conversely, assets are transferred from Level 2
        to Level 1 when transaction volume and frequency are indicative of an active market. During the three and nine months ended September 30, 2019 and 2018, the Company had $nil transfers between Level 1 and Level 2.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For segregated funds net assets, the Company had $8 and $nil transfers from Level 1 to Level 2 for the three and nine months ended
        September 30, 2019 (three and nine months ended September 30, 2018 &#8211; $1 and $1). The Company had $nil and $nil transfers from Level 2 to Level 1 for the three and nine months ended September 30, 2019 (three and nine months ended September 30, 2018
        &#8211; $3 and $2)<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Invested assets and segregated funds net assets measured at fair value on the Consolidated Statements of Financial
        Position using significant unobservable inputs (Level 3)</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company classifies the fair values of the invested assets and segregated funds net assets as Level 3 if there are no observable
        markets for these assets or, in the absence of an active markets, most of the inputs used to determine fair value are based on the Company&#8217;s own assumptions about market participant assumptions. The Company prioritizes the use of market-based
        inputs over entity-based assumptions in determining Level 3 fair values. The gains and losses in the tables below include the changes in fair value due to both observable and unobservable factors<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"> <br>
        </font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: Calibri, sans-serif;"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">44</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents a roll forward of all invested assets and segregated funds net assets measured at fair value using
        significant unobservable inputs (Level 3) for the three months ended September 30, 2019 and 2018.</div>
      <table cellspacing="0" cellpadding="0" border="0" id="zcab85b303c9a4280b7f8584b628c820a" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">For the three months</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;"> ended September 30,</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;"> 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Balance,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">July 1,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Net</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">realized/</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">in net</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Net</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">realized/</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">in AOCI<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Purchases</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Sales</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Settlements</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">into</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">out of</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Currency</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">movement</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Balance,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">September 30,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Change in</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">on assets</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">still held</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Debt securities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">FVTPL</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp; agency</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">187</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(178</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(12</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">930</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(22</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(27</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(458</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">443</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage-backed securities</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(33</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(3</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(641</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">30</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">444</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(35</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">AFS</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp; agency</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">42</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(31</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">123</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">16</font></div>
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              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage-backed securities</div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Commercial mortgage-backed securities</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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          <tr>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">167</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(7</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(125</div>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">16</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Public equities</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">FVTPL</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">10,867</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">103</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">69</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(23</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">53</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">11,070</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">98</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">18,759</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(75</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">7</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">690</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(10</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(218</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">142</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">19,297</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">29,626</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">28</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">759</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(33</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(218</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">195</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">30,367</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">35</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Segregated funds net</div>
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">&#160; assets</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4,459</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(38</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">28</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4,487</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">15</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">35,379</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">792</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(129</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(220</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(766</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">257</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">35,317</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">15</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">For the three months</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> ended September 30,</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Balance,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">July 1,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;"> <br>
              </div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Net</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">realized/</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized<br>
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              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">in net</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Net</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">realized/<br>
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              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)<br>
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              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">in AOCI<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Purchases</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Sales</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Settlements</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">into</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Transfer</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">out of</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Currency</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">movement</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Balance,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">September 30,</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Change in</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160;unrealized</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">on assets</div>
              <div style="text-align: right; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">still held</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Debt securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">FVTPL</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp; </div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; agency</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">222</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(19</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">203</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">684</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">16</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">72</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(12</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(24</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">733</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%;">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage-</div>
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; backed securities</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other asset-backed</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; securities</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">19</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">79</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(34</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">943</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 12%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">AFS</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp; agency</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">38</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">101</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">12,102</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">14</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">93</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">15,744</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">310</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,035</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(194</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(173</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(253</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">16,471</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">274</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">27,846</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">602</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,049</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1,618</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(173</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(383</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">27,325</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">367</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Segregated funds net</div>
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">&#160; assets</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4,408</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">39</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">41</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(103</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(40</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4,331</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">26</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">33,310</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">660</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,182</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1,757</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(462</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">32,746</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">394</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z23978e811c4a45f5b1a7a8395ec3e055" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Included in net investment income on the Consolidated Statements of Income except for the amount related to segregated funds net
                  assets, where the amount is recorded in changes in segregated funds net assets, refer to note 14.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z96d70214d56f43119c69bb11ee8d8ffb" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Included in AOCI on the Consolidated Statements of Financial Position except for the amount related to segregated funds net assets.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze59cfee05e0a4cbea3d88abf25044daf" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For assets that are transferred into and/or out of Level 3, the Company uses fair value of the assets at the beginning of period.</div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">45</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents a roll forward of all invested assets and segregated funds net assets measured at fair
        value using significant unobservable inputs (Level 3) for the nine months ended September 30, 2019 and 2018:</div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="zf3988cb833634539b8f84c23d1f64b54">

          <tr>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 15%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);">
              <div><font style="font-weight: bold;">For the nine months</font></div>
              <div><font style="font-weight: bold;"> ended September 30,</font></div>
              <div><font style="font-weight: bold;"> 2019 </font><br>
              </div>
            </td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif;"> <br>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif;"> <br>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif;">Balance,</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif;">January 1,</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif;">2019</div>
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            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif;">Net</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif;">realized/</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif;">unrealized</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif;">gains</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif;">(losses)</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif;">included</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif;">in net</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif;">income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div>Net<br>
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              <div>realized/<br>
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              <div>unrealized<br>
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              <div>gains<br>
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              <div>(losses)<br>
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              <div>included</div>
              <div>in AOCI<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><br>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">Purchases <br>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">Sales <br>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">Settlements <br>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div>Transfer <br>
              </div>
              <div>into<br>
              </div>
              <div>Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup><br>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div>&#160;Transfer</div>
              <div>out of<br>
              </div>
              <div>Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup><br>
              </div>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div>&#160;Currency</div>
              <div>movement<br>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3">&#160;
              <div> <br>
              </div>
              <div> <br>
              </div>
              <div style="text-indent: 9pt; text-align: right;">Balance, <br>
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              <div style="text-indent: 9pt; text-align: right;">September 30,<br>
              </div>
              <div style="text-indent: 9pt; text-align: right;">2019<br>
              </div>
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            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div>Change in<br>
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              <div>unrealized<br>
              </div>
              <div>gains<br>
                (losses)<br>
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              <div>on assets<br>
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              <div>still held<br>
              </div>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%; font-size: 7pt; font-family: 'Arial Narrow','sans-serif'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; font-weight: bold;">Debt securities <br>
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            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; font-weight: bold;"><font style="font-size: 7pt; font-family: 'Arial Narrow','sans-serif';">FVTPL</font> <br>
            </td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp;</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; agency</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">180</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(178</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">784</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(88</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">162</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(458</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(15</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">443</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">44</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom;">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage-</div>
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other asset-backed</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">971</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">33</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">60</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(107</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(17</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">162</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(641</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(17</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">444</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">44</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">AFS</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0%;" colspan="1">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</td>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp; </div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; agency</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">37</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">5</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(12</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(31</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">121</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">14</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(4</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(93</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">16</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
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          <tr>
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              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage-</div>
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; backed securities</div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Commercial mortgage-</div>
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; backed securities</div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">37</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(1</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">16</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Public equities</div>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">FVTPL</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">208</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(158</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">15</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(168</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">11,070</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">399</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">&#160; assets</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">595</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2,537</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(144</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(780</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(478</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">19,297</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">698</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">28,323</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1,006</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">2,745</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(302</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(780</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(646</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">30,367</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1,097</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Segregated funds</div>
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">&#160; net assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4,447</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">90</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">154</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(118</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(26</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">4,487</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">64</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">33,903</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1,131</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">3,015</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(560</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(827</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">179</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(803</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">(724</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">35,317</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">1,205</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;"> <br>
              </div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;"> <br>
              </div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow',sans-serif; font-size: 7pt; font-weight: normal;">For the nine months</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow',sans-serif; font-size: 7pt; font-weight: normal;">ended September 30,</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow',sans-serif; font-size: 7pt; font-weight: normal;">2018</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Balance,</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">January 1,</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Net</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">realized/</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">unrealized</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">gains</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(losses)</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">included<br>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">in net</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div> <br>
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              <div>Net<br>
              </div>
              <div>realized/<br>
              </div>
              <div>unrealized<br>
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              <div>gains<br>
              </div>
              <div>(losses)<br>
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              <div>included<br>
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              <div>in AOCI<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup><br>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;Purchases</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;Sales</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">Settlements <br>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div>Transfer <br>
              </div>
              <div>into<br>
                Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup><br>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div>Transfer <br>
              </div>
              <div>out of<br>
              </div>
              <div>Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup><br>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div>Currency<br>
              </div>
              <div>movement<br>
              </div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3">&#160;
              <div style="text-indent: -9pt; margin-left: 9pt; text-align: right; font-weight: normal;"> <br>
              </div>
              <div style="text-indent: -9pt; margin-left: 9pt; text-align: right; font-weight: normal;"> <br>
              </div>
              <div style="text-indent: -9pt; margin-left: 9pt; text-align: right; font-weight: normal;">Balance, </div>
              <font style="font-weight: normal;"> </font>
              <div style="text-indent: -9pt; margin-left: 9pt; text-align: right; font-weight: bold;"><font style="font-weight: normal;">September 30, <br>
                </font> </div>
              <font style="font-weight: normal;"> </font>
              <div style="text-indent: -9pt; margin-left: 9pt; text-align: right;"><font style="font-weight: normal;">2018</font><br>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; font-family: 'Arial Narrow','sans-serif'; font-size: 7pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div>Change in <br>
              </div>
              <div>unrealized<br>
                gains<br>
              </div>
              <div>(losses)<br>
              </div>
              <div>on assets<br>
              </div>
              <div>still held<br>
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            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td style="vertical-align: bottom; width: 0%; padding: 0px 0px 2px;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; font-size: 7pt; font-family: 'Arial Narrow','sans-serif';"><font style="font-weight: bold;">Debt securities </font><br>
            </td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td rowspan="1" style="vertical-align: bottom; width: 0%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; font-size: 7pt; font-family: 'Arial Narrow','sans-serif';"><font style="font-weight: bold;">FVTPL </font><br>
            </td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td rowspan="1" style="vertical-align: bottom; width: 0%;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp;</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; agency</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">239</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(44</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">203</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td style="vertical-align: bottom; width: 0%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">710</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">114</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(51</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(57</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">733</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td style="vertical-align: bottom; width: 0%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom;">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage-</div>
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; backed securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td style="vertical-align: bottom; width: 0%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other asset-backed </div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">25</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">13</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(95</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(17</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(113</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">14</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">943</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(4</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">AFS</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td style="vertical-align: bottom; width: 0%;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</td>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom;">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp; </div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; agency</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">46</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">5</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(9</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(4</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">39</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td style="vertical-align: bottom; width: 0%;">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">89</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">33</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(8</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">104</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td style="vertical-align: bottom; width: 0%;">&#160;</td>
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          <tr>
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              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage-</div>
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; backed securities</div>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td style="vertical-align: bottom; width: 0%;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other asset-backed</div>
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; securities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td style="vertical-align: bottom; width: 0%; padding: 0px 0px 2px;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">12,529</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">452</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(2,176</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%;" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(706</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">217</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">10,854</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">286</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%;" colspan="1">&#160;</td>
            <td style="vertical-align: bottom; width: 0%;">&#160;</td>
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              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">16,203</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(788</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">9</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2,666</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1,358</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(590</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(35</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">364</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">16,471</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(219</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td style="vertical-align: bottom; width: 0%; padding: 0px 0px 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">28,732</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(250</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">9</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3,118</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(3,534</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(590</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(741</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">581</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">27,325</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">67</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td style="vertical-align: bottom; width: 0%; padding: 0px 0px 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Segregated funds</div>
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">&#160; net assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4,255</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">162</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: Calibri, sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">104</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(226</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">68</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4,331</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">113</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td style="vertical-align: bottom; width: 0%; padding: 0px 0px 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">34,101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(75</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3,426</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(3,873</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(628</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(883</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">664</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">32,746</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">176</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 0.89%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td style="vertical-align: bottom; width: 0%; padding: 0px 0px 2px;">&#160;</td>
          </tr>

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      <div>
        <table cellspacing="0" cellpadding="0" id="z7d4ce1684df04e6e9c94c07b37405d02" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Included in net investment income on the Consolidated Statements of Income except for the amount related to segregated funds net assets, where the
                  amount is recorded in changes in segregated funds net assets, refer to note 14.</div>
              </td>
            </tr>

        </table>
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      <div>
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            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
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              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Included in AOCI on the Consolidated Statements of Financial Position except for the amount related to segregated funds net assets.</div>
              </td>
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        <table cellspacing="0" cellpadding="0" id="z15bdf739347249adb8502dbfaba27178" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
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                <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For assets that are transferred into and/or out of Level 3, the Company uses fair values of the assets at the beginning of period.</div>
              </td>
            </tr>

        </table>
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      <div> <font style="font-family: 'Arial Narrow','sans-serif';"> </font><font style="font-family: 'Arial Narrow','sans-serif';"> </font>
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            <tr>
              <td style="width: 18.35pt; vertical-align: top;"> <br>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><br>
                </div>
              </td>
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        <font style="font-family: 'Arial Narrow','sans-serif';"> <font style="font-size: 11pt;">Transfers into Level 3 primarily result from securities that were impaired during the periods or securities where a lack of observable market data (versus the
            previous period) resulted in reclassifying assets into Level 3. Transfers from Level 3 primarily result from observable market data now being available for the entire term structure of the debt security.</font></font><br>
        <br>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">46</font></div>
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        <div id="DSPFPageHeader"></div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 13.7pt; margin-top: 24pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z922ed66048da447e84a7a0da0f90664c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">&#160;Note 4</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Derivative and Hedging Instruments</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 3pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Fair value of derivatives</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents the gross notional amount and fair value of derivative contracts by the underlying risk exposure for
        derivatives in qualifying hedge accounting relationships and derivatives not designated in qualifying hedge accounting relationships.</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;&#160;&#160;&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notional</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">amount</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notional</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">amount</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Type of hedge</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Instrument type</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Assets</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Liabilities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Assets</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Liabilities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Qualifying hedge accounting relationships</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value hedges</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate swaps</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">350</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">519</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><br>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Foreign currency swaps <br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">88</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">91</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Cash flow hedges</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign currency swaps</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,785</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">480</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,834</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">80</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">367</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><br>
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            <td valign="bottom" style="vertical-align: bottom; width: 14%;"><font style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">Forward contracts</font> <br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">80</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><br>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;"><font style="font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Equity contracts </font><br>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">158</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">101</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net investment hedges</div>
            </td>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Foreign currency forwards</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,452</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">48</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,864</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">65</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" rowspan="1" colspan="3" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total derivatives in qualifying hedge accounting</div>
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; relationships</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7,853</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">80</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">491</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,489</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">106</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">466</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%;">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Derivatives not designated in qualifying hedge accounting relationships</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><br>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Interest rate swaps <br>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">282,747</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">19,815</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">10,711</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">300,704</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,204</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,675</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><br>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Interest rate futures <br>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">14,703</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">14,297</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt;">-</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><br>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Interest rate options <br>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12,225</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">586</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,736</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">314</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><br>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Foreign currency swaps <br>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">26,140</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">693</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,662</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">23,156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">747</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,341</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><br>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Currency rate futures <br>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,737</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,052</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><br>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Forward contracts <br>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">33,131</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,982</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">79</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">29,248</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">670</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">158</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><br>
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            <td valign="bottom" style="vertical-align: bottom; width: 14%; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Equity contracts <br>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,609</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">686</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">27</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15,492</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">653</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">163</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><br>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Credit default swaps <br>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">613</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">652</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><br>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt; font-family: 'Arial Narrow','sans-serif';">Equity futures <br>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11,652</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10,908</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" rowspan="1" colspan="3" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total derivatives not designated in qualifying hedge</div>
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; accounting relationships</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">398,557</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">25,769</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12,479</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">410,245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13,597</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,337</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total derivatives</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">406,410</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">25,849</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12,970</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">414,734</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13,703</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,803</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 10pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The total notional amount of $406 billion (December 31, 2018 &#8211; $415 billion) includes $129 billion (December 31, 2018 &#8211;
        $136 billion) related to derivatives utilized in the Company&#8217;s variable annuity guarantee dynamic hedging and macro equity risk hedging programs. Due to the Company&#8217;s variable annuity hedging practices, a large number of trades are in offsetting
        positions, resulting in materially lower net fair value exposure to the Company than what the gross notional amount would suggest.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents fair value of the derivative instruments by remaining term to maturity. Fair values disclosed below do not
        incorporate the impact of master netting agreements (refer to note 6).</div>
      <table cellspacing="0" cellpadding="0" id="z0f73f5def47c42e6bc654003ca8d8c90" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="14" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Remaining term to maturity</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Less than</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1 year</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1 to 3</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">years</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3 to 5</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">years</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Over 5</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">years</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Derivative assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,089</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,180</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,596</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">19,984</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">25,849</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Derivative liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">193</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12,376</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12,970</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 15.75pt; margin-bottom: 6pt;"><br style="line-height: 15.75pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z98e2b92c5cd94638a634db41793a5f04" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="14" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Remaining term to maturity</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Less than</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1 year</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1 to 3</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">years</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3 to 5</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">years</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Over 5</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">years</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Derivative assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">649</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">671</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">795</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,588</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13,703</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Derivative liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">359</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">229</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">227</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,988</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,803</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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      <div><br>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">47</font></div>
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        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 18pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents fair value of the derivative contracts within the fair value hierarchy.</div>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2019</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 1</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 2</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 3</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Derivative assets</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate contracts</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">24,332</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20,779</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,553</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign exchange contracts</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">815</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">814</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity contracts</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">695</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">662</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">33</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Credit default swaps</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total derivative assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">25,849</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">22,262</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,587</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Derivative liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate contracts</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">10,766</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">10,100</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">666</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign exchange contracts</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,176</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,174</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity contracts</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">28</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total derivative liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12,970</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12,289</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">681</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
              </div>
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Fair value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Level 3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Derivative assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate contracts</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12,155</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,537</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">618</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign exchange contracts</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">886</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">876</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity contracts</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">653</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">621</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Credit default swaps</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total derivative assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13,703</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13,043</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">660</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Derivative liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate contracts</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,815</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,318</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">497</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign exchange contracts</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,814</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,813</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 16pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity contracts</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">174</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">118</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">56</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total derivative liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,803</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7,249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">554</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents a roll forward for the net derivative contracts measured at fair value using significant unobservable inputs
        (Level 3).</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"> </font>
      <div><font style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"> </font> <font style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"> </font><font style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"> </font>
        <table cellspacing="0" cellpadding="0" id="z15c2a527418b417190c8db1aeed03929" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">three months ended September 30,</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">nine months ended September 30,</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold; text-align: right;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; text-align: right;">2018</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold; text-align: right;">2019</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; text-align: right;">2018</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Balance at the beginning of the period</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,612</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">341</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">106</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">769</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net realized / unrealized gains (losses) included in:</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,449</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(564</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,964</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(922</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">OCI<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(6</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">35</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(29</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Purchases</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">33</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Settlements</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">30</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">16</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(286</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(40</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Transfers</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Into Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">149</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%;">
                <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Out of Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(224</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(7</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(90</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(28</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Currency movement</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(5</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">20</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Balance at the end of the period</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,906</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(219</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,906</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(219</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Change in unrealized gains (losses) on instruments still held</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,478</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(549</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,838</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(824</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
            </tr>

        </table>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z14335fc1b4e648a5b5b9b49d8cc8810f">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">These amounts are included in investment income on the Consolidated Statements of Income.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="za05422c5d50a4206a2bb594927be1e57">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">These amounts are included in AOCI on the Consolidated Statements of Financial Position.</div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z767541fad71e4555b42f0982274912f6">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">For derivatives transferred into and out of Level 3, the Company uses the fair value of the items at the end and beginning of the period,
                    respectively. Transfers into Level 3 occur when the inputs used to price the assets and liabilities lack observable market data (versus the previous period). Transfers out of Level 3 occur when the inputs used to price the assets and
                    liabilities become available from observable market data.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <br>
      <div style="line-height: 12.55pt; margin-top: 3pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">
        <div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.0pt; mso-border-bottom-alt:solid windowtext .5pt;padding:0in 0in 1.0pt 0in; background:#D9D9D9;mso-background-themecolor:background1;mso-background-themeshade: 217">
          <p class="MsoNormal" style="margin-top:12.0pt;margin-right:0in;margin-bottom: 12.0pt;margin-left:45.0pt;text-indent:-45.0pt;line-height:normal;mso-pagination: widow-orphan lines-together;page-break-after:avoid;mso-outline-level:1; background:#D9D9D9;mso-background-themecolor:background1;mso-background-themeshade: 217;border:none;mso-border-bottom-alt:solid windowtext .5pt;padding:0in; mso-padding-alt:0in 0in 1.0pt 0in"><b><font style="font-size:12.0pt;mso-bidi-font-size: 14.0pt;font-family:'Arial Narrow',sans-serif;mso-fareast-font-family:'Times New Roman'; mso-fareast-theme-font:minor-fareast;mso-bidi-font-family:'Times New Roman'; mso-bidi-theme-font:major-bidi">Note 5<font style="mso-tab-count:1">&#160;&#160;&#160;&#160; </font>Insurance
                and Investment Contract Liabilities and Reinsurance Assets</font></b></p>
        </div>
        <p class="MsoNormal" style="margin-top:12.0pt;margin-right:0in;margin-bottom: 2.0pt;margin-left:.25in;text-indent:-.25in;line-height:normal;mso-pagination: lines-together;page-break-after:avoid;mso-outline-level:2;mso-list:l0 level1 lfo1"><b><font style="mso-bidi-font-size:13.0pt;font-family:'Arial Narrow',sans-serif; mso-fareast-font-family:'Arial Narrow';mso-bidi-font-family:'Arial Narrow'"><font style="mso-list:Ignore">(a)<font style="font:7.0pt 'Times New Roman'">&#160;&#160;&#160;&#160; </font></font></font></b><b><font style="mso-bidi-font-size:13.0pt; font-family:'Arial Narrow',sans-serif;mso-fareast-font-family:'Times New Roman'; mso-fareast-theme-font:major-fareast;mso-bidi-font-family:'Times New Roman'; mso-bidi-theme-font:major-bidi">Insurance and
              investment contracts</font></b></p>
        <p class="MsoNormal" style="margin-top:3.0pt;margin-right:0in;margin-bottom:6.0pt; margin-left:0in;line-height:normal;mso-pagination:none"><font style="font-family: 'Arial Narrow',sans-serif;mso-fareast-font-family:'Times New Roman';mso-fareast-theme-font: minor-fareast;mso-fareast-language:ZH-CN">A comprehensive review of <font style="color:black">actuarial methods and</font> assumptions is performed annually. The review is designed to reduce the Company&#8217;s
            exposure to uncertainty by ensuring assumptions for both asset and liability related risks remain appropriate. This is accomplished by monitoring experience and <font style="color:black">selecting</font> assumptions which represent a current
            best estimate of expected future experience, and margins for adverse deviations that are appropriate for the risks assumed. While the assumptions selected represent the Company&#8217;s current best estimates and assessment of risk, the ongoing
            monitoring of experience and the changes in economic environment are likely to result in future changes to the <font style="color:black">actuarial</font> assumptions, which could materially impact the insurance contract liabilities.</font></p>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">48</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Annual review 2019</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The completion of the 2019 annual review of actuarial methods and assumptions resulted in an increase in insurance contract liabilities
        of $74, net of reinsurance, and a decrease in net income attributed to shareholders of $21 post-tax.</div>
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in insurance contract liabilities, net of reinsurance</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the three and nine months ended September 30, 2019</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Attributed to</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">participating</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">policyholders&#8217;</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">account</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Attributed to</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">shareholders&#8217;</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">account</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in net</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">income attributed</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">to shareholders</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(post-tax)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Long-term care triennial review</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortality and morbidity updates</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">25</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">47</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(22</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Lapses and policyholder behaviour</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">135</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">118</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(75</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: middle; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment return assumptions</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">81</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(69</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">70</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: middle; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other updates</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(109</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">54</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(22</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net impact</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">74</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">92</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Long-term care triennial review</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">U.S. Insurance completed a comprehensive long-term care (&#8220;LTC&#8221;) experience study. The review included all aspects of claim assumptions,
        the impact of policyholder benefit reductions as well as the progress on future premium rate increases and a review of margins on the business. The impact of the LTC review was approximately net neutral to net income attributed to shareholders.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The experience study showed lower termination rates than expected during the elimination or &#8220;qualifying&#8221; period (which is the period
        between when a claim is filed and when benefit payments begin), and favourable incidence as policyholders are filing claims at a lower rate than expected. In addition, policyholders are electing to reduce their benefits in lieu of paying increased
        premiums. The overall claims experience review led to a post-tax charge to net income attributed to shareholders of approximately $1.9 billion, which includes a gain of approximately $0.2 billion for the impact of benefit reductions.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The experience study included additional claims data due to the natural aging of the block of business. As a result, the Company reduced
        certain margins for adverse deviations, which resulted in a post-tax gain to net income attributed to shareholders of approximately $0.7 billion.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">While the study continues to support the assumptions of both future morbidity and mortality improvement, the Company reduced its
        morbidity improvement assumption, which resulted in a post-tax charge to net income attributed to shareholders of approximately $0.7 billion.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">
        <div style="line-height: 12.55pt; margin-bottom: 6pt;">The review of premium increases assumed in the policy liabilities resulted in a post-tax gain to net income attributed to shareholders of approximately $2.0 billion related to the expected
          timing and amount of premium increases that are subject to state approval and reflects a 30% margin. The expected premium increases are informed by past approval rates applied to prior state filings that remain outstanding and estimated new
          requests based on the Company&#8217;s 2019 review of morbidity, mortality and lapse assumptions. The Company&#8217;s actual experience in obtaining premium increases could be materially different than what it has assumed, resulting in further increases or
          decreases in policy liabilities, which could be material.</div>
      </div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Updates to mortality and morbidity</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Mortality and morbidity updates resulted in a $14 post-tax gain to net income attributed to shareholders. This included a review of the
        Company&#8217;s Canada Individual Insurance mortality and reinsurance arrangements.</div>
      <div style="line-height: 15.75pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Updates to lapses and policyholder behaviour</div>
      <div style="line-height: 15.75pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Updates to lapses and policyholder behaviour assumptions resulted in a $75 post-tax charge to net income attributed to shareholders.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The primary driver of the charge was an update to the Company&#8217;s lapse assumptions across several term and whole life product lines within
        the Company&#8217;s Canada Individual Insurance business, partially offset by several updates to lapse and premium persistency assumptions in other geographies.</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Updates to investment return assumptions</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Updates to investment return assumptions resulted in a $70 post-tax gain to net income attributed to shareholders.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The primary driver of the gain was an update to the Company&#8217;s senior secured loan default rates to reflect recent
        experience, as well as its investment and crediting rate strategy for certain universal life products. This was partially offset by updates to certain private equity investment assumptions in Canada.</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">49</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Other updates</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Other updates resulted in a $22 post-tax charge to net income attributed to shareholders.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Annual review 2018</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The completion of the 2018 annual review of actuarial methods and assumptions resulted in a decrease in insurance and investment contract liabilities of
        $174, net of reinsurance, and a decrease in net income attributed to shareholders of $51 post-tax.</div>
      <div style="line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <table cellspacing="0" cellpadding="0" id="z60b6a670e355490499c090fa2f0e47b5" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in insurance contract liabilities, net of reinsurance</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the three and nine months ended September 30, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Attributed to<br>
                participating<br>
              </div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">policyholders&#8217;</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">account</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Attributed to</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">shareholders&#8217;</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">account</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Change in net</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">income attributed</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">to shareholders</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(post-tax)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Mortality and morbidity updates</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">319</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(192</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">511</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(360</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Lapses and policyholder behaviour</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">287</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">287</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(226</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: middle; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment return assumptions</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(96</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: middle; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other updates</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(684</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(94</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(590</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">392</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net impact</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(174</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(236</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">62</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(51</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z6e1cb1c504734255958f345c5ab6ca86" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Investment contracts &#8211; Fair value measurement</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at September 30, 2019, the fair value of investment contract liabilities measured at fair value was $806 (December 31, 2018 &#8211; $782).
        The carrying value and fair value of investment contract liabilities measured at amortized cost were $2,352 and $2,701 respectively (December 31, 2018 &#8211; $2,483 and $2,718 respectively). The carrying value and fair value of investment contract
        liabilities net of reinsurance assets were $2,250 and $2,591, respectively (December 31, 2018 &#8211; $2,355 and $2,588, respectively).</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="ze22142792dab474e9625579cb6eafebd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(c)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Gross claims and benefits</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table discloses gross claims and benefits.</div>
      <table cellspacing="0" cellpadding="0" id="z2cf59b0e4a294ca69a9ceb53cf804fea" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">three months ended</div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">nine months ended </div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; text-align: right;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Death, disability and other claims</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,690</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,579</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,670</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,398</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Maturity and surrender benefits</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,068</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,722</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,367</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,306</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annuity payments</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">990</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,099</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,023</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policyholder dividends and experience rating refunds</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">414</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">384</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,091</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,497</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net transfers from segregated funds</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(242</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(251</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(775</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(980</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,920</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,533</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,376</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20,357</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z285d5c72413e4ea3b52bbbf255155d29" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(d)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Annuity coinsurance transactions</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On September 26, 2018, the Company entered into coinsurance agreements with Reinsurance Group of America (&#8220;RGA&#8221;) to reinsure a block of
        legacy U.S. individual pay-out annuities business from John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;) with a 100% quota share and John Hancock Life Insurance Company of New York (&#8220;JHNY&#8221;) with a 90% quota share.&#160;Under the terms of the
        agreements, the Company will maintain responsibility for servicing the policies. The transaction was structured such that the Company ceded policyholder contract liabilities and transferred invested assets backing these liabilities. The JHUSA
        transaction closed in 2018.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The JHNY transaction closed with an effective date of January 1, 2019. The Company recorded an after-tax gain of $18, which includes an
        increase of reinsurance assets of $132 and ceded premiums of $131 on the Consolidated Statements of Income.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On October 31, 2018, the Company entered into coinsurance agreements with Jackson National Life Insurance Company (&#8220;Jackson&#8221;), a
        wholly-owned subsidiary of Prudential plc, to reinsure a block of legacy U.S. group pay-out annuities business from JHUSA with a 100% quota share and JHNY with a 90% quota share. Under the terms of the agreements, the Company will maintain
        responsibility for servicing the policies. The transaction was structured such that the Company ceded policyholder contract liabilities and transferred related invested assets backing these liabilities. The JHUSA transaction closed in 2018.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The JHNY transaction closed with an effective date of January 1, 2019. The Company recorded an after-tax gain of $31, which includes an
        increase in reinsurance assets of $621, a ceding commission paid of $35 and ceded premiums of $581 on the Consolidated Statements of Income.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">50</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 17.15pt; margin-bottom: 10pt;"><br style="line-height: 17.15pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="za704edb5aac94595a96d45de5a70f94a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 6</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Risk Management</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s policies and procedures for managing risk related to financial instruments and insurance contracts can be
        found in note 9 of the Company&#8217;s 2018 Annual Consolidated Financial Statements as well as the shaded tables and text in the &#8220;Risk Management&#8221; section of the Company&#8217;s Management Discussion and Analysis (&#8220;MD&amp;A&#8221;) in the 2018 Annual Report<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z439a32ad2c024fb683d263bc7ea9c1bd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Risk disclosures included in the Third Quarter&#8217;s MD&amp;A</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Market risk sensitivities related to variable annuity and segregated fund guarantees, publicly traded equity performance
        risk, interest rate and spread risk and alternative long-duration asset performance risk are disclosed in shaded text and tables in the &#8220;Risk Management and Risk Factors&#8221; section of the Third Quarter 2019 Management Discussion and Analysis. These
        disclosures are in accordance with IFRS 7 &#8220;Financial Instruments: Disclosures&#8221; and IAS 34 &#8220;Interim Financial Reporting&#8221; and are an integral part of these unaudited Interim Consolidated Financial Statements<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zff9a234fab7f4d77923e1e5995f6e7cf" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Credit risk</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z6968bd5c1e804512b40505d03c1c6d9a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(I)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Credit quality</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The credit quality of commercial mortgages and private placements is assessed at least annually by using an internal
        rating based on regular monitoring of credit related exposures, considering both qualitative and quantitative factors.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents the credit quality and carrying value of the commercial mortgages and private placements.</div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z63000a147f414a6dbab7837d2f07c66b">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2019</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AAA</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AA</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">&#160;A</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><br>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">BBB</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">BB</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">B and lower</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Commercial mortgages</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Retail</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">136</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,367</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,283</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,079</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">10</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8,888</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Office</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">78</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,624</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,934</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,470</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">29</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">19</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">9,154</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Multi-family residential</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">693</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,585</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,414</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">730</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">35</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,457</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Industrial</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">39</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">368</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,927</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">272</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">105</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,711</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">265</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">746</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,056</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,292</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,367</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total commercial mortgages</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,211</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,690</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16,614</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,843</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">179</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">40</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">29,577</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Agricultural mortgages</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">149</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">354</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">503</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Private placements</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,121</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,023</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">14,261</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,951</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">832</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,039</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">37,227</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,332</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">10,862</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">30,875</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20,148</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,011</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,079</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">67,307</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
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              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 9.1pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2018</div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AAA</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">AA</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;" colspan="1">&#160;<font style="font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">A</font></td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><br>
              </div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">BBB</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">BB</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">B and lower</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Commercial mortgages</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Retail</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">82</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,524</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,459</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,227</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">74</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8,377</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Office</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">56</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,495</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,454</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,650</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">45</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8,706</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Multi-family residential</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">613</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,427</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,407</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">839</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">37</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,323</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Industrial</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">36</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">366</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,953</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">339</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">120</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,814</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">289</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">334</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,167</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,191</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,995</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total commercial mortgages</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,076</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,146</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15,440</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,246</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">213</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">94</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">28,215</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Agricultural mortgages</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">163</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">389</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">552</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Private placements</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,143</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,968</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13,304</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">14,055</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">733</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,551</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">35,754</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,219</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10,277</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">28,744</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">20,690</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">946</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,645</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">64,521</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow','sans-serif';">The </font><font style="font-family: 'Arial Narrow','sans-serif';">Company assesses credit quality of residential mortgages and loans to Bank clients at least annually with the loan status as performing or non-performing being the key credit quality indicator.</font></div>
      <font style="font-family: 'Arial Narrow','sans-serif';"> </font>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow','sans-serif';">The following table </font><font style="font-family: 'Arial Narrow','sans-serif';">presents the carrying value of residential mortgages and loans to Bank clients.</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 31, 2018</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Insured</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Uninsured</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Insured</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Uninsured</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Residential mortgages</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Performing</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,673</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13,225</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,898</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,854</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,696</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19,550</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-performing<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">29</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">49</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">27</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">46</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Loans to Bank clients</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Performing</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,737</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,737</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,787</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,787</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 8pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-performing<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,693</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14,991</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,684</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,873</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14,516</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21,389</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="zd395754e9b2649d1a969c2ed02cfa046" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.5pt; vertical-align: top; align: right;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Non-performing refers to assets that are 90 days or more past due.</div>
              </td>
            </tr>

        </table>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">51</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z307df3d8969f4f9fb3609a8342247894" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(II)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Past due or credit impaired financial assets</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents the carrying values of financial assets which are either past due but not impaired or
        impaired and the allowance for credit losses<font style="font-family: Calibri, sans-serif;">.</font></div>
      <table cellspacing="0" cellpadding="0" id="z10a1647fe7274e60b3f9a3787a5fc13a" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Past due but not impaired</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Less than 90 days</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">90 days and greater</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total impaired</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Allowance for</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">credit losses</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Debt securities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8.85pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">52</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">52</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">170</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8.85pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">570</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">571</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">15</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages and loans to Bank clients</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">76</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">76</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">69</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">20</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other financial assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">40</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">25</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">65</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">770</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">796</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">259</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">35</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> <br>
              </div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Past due but not impaired</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">As at December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Less than 90 days</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">90 days and greater</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total impaired</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Allowance for</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">credit losses</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Debt securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8.85pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">39</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: 8.85pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages and loans to Bank clients</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">70</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">70</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">120</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">52</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other financial assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">77</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">26</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">103</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">176</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">28</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">204</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">179</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">95</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z4b8698e7476a4cdfb31a7527893d8f89" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(c)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Securities lending, repurchase and reverse repurchase transactions</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at September 30, 2019, the Company had loaned securities (which are included in invested assets), with a market value of $1,827
        (December 31, 2018 &#8211; $1,518). The Company holds collateral with a current market value that exceeds the value of securities lent in all cases.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at September 30, 2019, the Company had engaged in reverse repurchase transactions of $812 (December 31, 2018 &#8211; $63) which are recorded
        as short-term receivables. In addition, the Company had engaged in repurchase transactions of $530 as at September 30, 2019 (December 31, 2018 &#8211; $64) which are recorded as payables.</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zb835f27fdbf04dbea7fc3b80df227888" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(d)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Credit default swaps</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company replicates exposure to specific issuers by selling credit protection via credit default swaps (&#8220;CDSs&#8221;) to complement its cash
        debt securities investing. The Company does not write CDS protection in excess of its government bond holdings.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents details of the CDS protection sold by type of contract and external agency rating for the underlying
        reference security.</div>
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          <tr>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Notional</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">amount<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Fair value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Weighted</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">average maturity</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(in years)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Single name CDSs<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3) </sup>&#8211; Corporate debt</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160; AA</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">25</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 52%;"><font style="font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160; A</font></td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;"><br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">429</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160; BBB</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">159</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.5pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total single name CDSs</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">613</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total CDS protection sold</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">613</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div><br>
      </div>
      <div><br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">52</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
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        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z6513ea290430456a9cd8a11fec7058e9" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">As at December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Notional</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">amount<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Fair value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Weighted</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">average maturity</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(in years)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Single name CDSs<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3) </sup>&#8211; Corporate debt</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160; AA</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">25</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 64%;"><font style="font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160; A </font><br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">447</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160; <br>
            </td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt;">&#160;&#160;&#160;&#160;&#160; BBB</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">180</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total single name CDSs</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">652</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total CDS protection sold</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">652</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="zaf661b2a3d664301a511f777be0654e5" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Notional amount represents the maximum future payments the Company would have to pay its counterparties assuming a default of the
                  underlying credit and absolutely no recovery on the underlying issuer obligation.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z8e305ce793ef4716a3e93d2a80c4731a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The weighted average maturity of the CDS is weighted based on notional amounts.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za0cd86705b1243e0a4bbfdbaa99af303" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The Company uses ratings assigned by S&amp;P where available followed by Moody&#8217;s DBRS and Fitch. If an external rating is not available, an internally
                  developed rating is used.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company held no purchased credit protection as at September 30, 2019 and December 31, 2018.</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z627dd2ce2b7842bcaad73eedbc55bd11" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(e)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Derivatives</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s point-in-time exposure to losses related to credit risk of a derivative counterparty is limited to the amount of any net
        gains that may have accrued with a particular counterparty. Gross derivative counterparty exposure is measured as the total fair value (including accrued interest) of all outstanding contracts in a gain position excluding any offsetting contracts
        in a loss position and the impact of collateral on hand. The Company seeks to limit the risk of credit losses from derivative counterparties by: using investment grade counterparties; entering into master netting arrangements which permit the
        offsetting of contracts in a loss position in the case of a counterparty default; and entering into Credit Support Annex agreements, whereby collateral must be provided when the exposure exceeds a certain threshold.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">All contracts are held with counterparties rated BBB+ or higher. As at September 30, 2019, the percentage of the Company&#8217;s derivative
        exposure which was with counterparties rated AA- or higher amounted to 24 per cent (December 31, 2018 &#8211; 19 per cent). As at September 30, 2019, the largest single counterparty exposure, without considering the impact of master netting agreements or
        the benefit of collateral held, was $3,752 (December 31, 2018 &#8211; $2,269). The net exposure to this counterparty, after considering master netting agreements and the fair value of collateral held, was $3 (December 31, 2018 &#8211; $nil).</div>
      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z99908bf7e2b149668de522005419c041" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(f)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Offsetting financial assets and financial liabilities</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Certain derivatives, securities lent and repurchase agreements have conditional offset rights. The Company does not offset these
        financial instruments in the Consolidated Statements of Financial Position, as the rights of offset are conditional. In the case of derivatives, collateral is collected from and pledged to counterparties and clearing houses to manage credit risk
        exposure in accordance with Credit Support Annexes to swap agreements and clearing agreements. Under master netting agreements, the Company has a right of offset in the event of default, insolvency, bankruptcy or other early termination.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In the case of reverse repurchase and repurchase transactions, additional collateral may be collected from or pledged to counterparties
        to manage credit exposure according to bilateral reverse repurchase or repurchase agreements. In the event of default by a counterparty, the Company is entitled to liquidate the collateral held to offset against the same counterparty&#8217;s obligation<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents the effect of conditional master netting and similar arrangements. Similar arrangements may include global
        master repurchase agreements, global master securities lending agreements, and any related rights to financial collateral.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">53</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z526af62e7d3a44c3a1a5c826fefe039c" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Related amounts not set off in the Consolidated</div>
              <div style="text-align: center; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Statements of Financial Position</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">As at September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Gross amounts of</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">financial instruments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Amounts subject to an</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">enforceable master</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">netting arrangement or</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">similar agreements</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Financial and cash</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">collateral pledged</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(received)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Net amount</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">including</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">financing trusts<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Net amounts</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">excluding</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">financing trusts</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Financial assets</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Derivative assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">26,457</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(11,372</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(14,999</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">86</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">85</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Securities lending</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">1,827</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(1,827</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 7.5pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 7.5pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Reverse repurchase agreements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">812</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(812</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 7.5pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 7.5pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Total financial assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">29,096</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(11,372</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(17,638</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">86</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">85</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Financial liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Derivative liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(14,020</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">11,372</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">2,336</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(312</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(59</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Repurchase agreements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(530</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">530</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 7.5pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 7.5pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Total financial liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(14,550</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">11,372</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">2,866</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(312</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">(59</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;"> <br>
              </div>
              <div style="text-align: center; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Related amounts not set off in the Consolidated</div>
              <div style="text-align: center; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Statements of Financial Position</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">As at December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Gross amounts of</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">financial instruments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Amounts subject to an</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">enforceable master</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">netting arrangement or</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">similar agreements</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Financial and cash</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">collateral pledged</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(received)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Net amount</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">including</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">financing trusts<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Net amounts</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">excluding</div>
              <div style="text-align: right; line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">financing trusts</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Financial assets</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Derivative assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">14,320</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(6,644</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(7,431</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Securities lending</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">1,518</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(1,518</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 7.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 7.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Reverse repurchase agreements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 7.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 7.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 7.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Total financial assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">15,901</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(6,707</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(8,949</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Financial liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Derivative liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(8,716</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">6,644</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">1,868</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(204</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(33</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">Repurchase agreements</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(64</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 7.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: Calibri, sans-serif; font-size: 7.5pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold;">Total financial liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(8,780</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">6,707</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">1,869</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(204</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">(33</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 8.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt;">)</font></div>
            </td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z68a3d7b731004096b310c3c0844ca12c" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Include accrued interest of $620 and $1,050, respectively (December 31, 2018 &#8211; $621 and $913, respectively).</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zeeea32e7154640fe9ea552718559bbd6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Financial and cash collateral pledged excludes over-collateralization. As at September 30, 2019, the Company was over-collateralized on OTC derivative
                  assets, OTC derivative liabilities, securities lending and reverse purchase agreements and repurchase agreements in the amounts of $936, $440, $107 and $nil, respectively (December 31, 2018 &#8211; $417, $405, $80 and $nil, respectively),
                  collateral pledged (received) does not include collateral in transit on OTC instruments or include initial margin on exchange traded contracts or cleared contracts.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z4bb56c7cc9314461b9c316b4c6f62a18" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Includes derivative contracts entered between the Company and its unconsolidated financing trusts. The Company does not exchange collateral on
                  derivative contracts entered with these trusts.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company also has certain credit linked note assets and variable surplus note liabilities which have unconditional
        offset rights. Under the netting agreements, the Company has rights of offset including in the event of the Company&#8217;s default, insolvency, or bankruptcy. These financial instruments are offset in the Company&#8217;s Consolidated Statements of Financial
        Position.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">A credit linked note is a security that allows the issuer to transfer a specific credit risk to the buyer. A surplus note is a
        subordinated debt obligation that often qualifies as surplus (the U.S. statutory equivalent of equity) by some U.S. state insurance regulators. Interest payments on surplus notes are made after all other contractual payments are made. The following
        table presents the effect of unconditional netting.</div>
      <table cellspacing="0" cellpadding="0" id="zb8474a040b5b42e1a0831902bf5187e1" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross amounts of</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">financial instruments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amounts subject to</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">an enforceable</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">netting arrangement</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net amounts of</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">financial instruments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Credit linked note<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">786</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(786</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Variable surplus note</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(786</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">786</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
              </div>
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">As at December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross amounts of</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">financial instruments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
              </div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amounts subject to</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">an enforceable</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">netting arrangement</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net amounts of</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">financial instruments</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Credit linked note<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">679</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(679</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Variable surplus note</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(679</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">679</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <tr>
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                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
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                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">As at September 30, 2019, the Company had $nil fixed surplus notes outstanding (December 31, 2018 &#8211; $nil).</div>
              </td>
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      <div><br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">54</font></div>
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        <div id="DSPFPageHeader"></div>
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      <div style="line-height: 14.4pt; margin-bottom: 10pt;"><br style="line-height: 14.4pt;">
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      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
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                <tr>
                  <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 7</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Long-Term Debt</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
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      <div>
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            <tr>
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                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Carrying value of long-term debt instruments</div>
              </td>
            </tr>

        </table>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 31,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Issue date</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Maturity date</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Par value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4.70% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">June 23, 2016</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">June 23, 2046</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">US$1,000</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,316</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,355</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5.375% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">March 4, 2016</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">March 4, 2046</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">US$750</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">980</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,010</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3.527% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 2, 2016</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 2, 2026</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">US$270</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">356</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">367</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4.150% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">March 4, 2016</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">March 4, 2026</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">US$1,000</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,317</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,356</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4.90% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">September 17, 2010</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">September 17, 2020</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">US$500</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">662</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">681</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;&#160;&#160;&#160;&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,631</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,769</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z8f1c1e9b39924866893bc6df21524241" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">These U.S. dollar senior notes have been designated as hedges of the Company&#8217;s net investment in its U.S. operations which reduces the
                  earnings volatility that would otherwise arise from the re-measurement of these senior notes into Canadian dollars.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z050d357fe9ad4c15a590c1dae907c751" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Fair value of long-term debt instruments is determined using quoted market prices where available (Level 1). When quoted market prices
        are not available, fair value is determined using quoted market prices of similar debt instruments or discounted cash flows based on observable market rates (Level 2).</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Long-term debt is measured at amortized cost in the Consolidated Statements of Financial Position. As at September 30, 2019, fair value
        of long-term debt was $5,191 (December 31, 2018 &#8211; $4,886). Long-term debt was categorized in Level 2 of the fair value hierarchy (December 31, 2018 &#8211; Level 2).</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 13.7pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 8</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Capital Instruments</font></div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z151d640441e3434caf45364502cfa1dd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Carrying value of capital instruments</div>
              </td>
            </tr>

        </table>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" id="zb1983c6275e841af85660f12d5177ffc" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 31%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Issue date</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Earliest par</div>
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">redemption date</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Maturity date</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Par value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">September 30,</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31,</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 31%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7.535% MFCT II Senior debenture notes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">July 10, 2009</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 31, 2108</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$1,000</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,000</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,000</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 31%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">JHFC Subordinated notes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 14, 2006</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 15, 2036</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$650</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">647</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">647</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 31%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4.061% MFC Subordinated notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 24, 2017</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 24, 2027</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 24, 2032</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">US$750</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">988</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,017</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 31%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.00% MFC Subordinated notes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">November 21, 2017</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">November 21, 2024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">November 21, 2029</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">S$500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">477</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">498</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 31%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.049% MFC Subordinated debentures</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">August 18, 2017</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">August 20, 2024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">August 20, 2029</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$750</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">747</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">747</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 31%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.317% MFC Subordinated debentures</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 9, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 9, 2023</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 9, 2028</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$600</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">597</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">597</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 31%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.181% MLI Subordinated debentures</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">November 20, 2015</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">November 22, 2022</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">November 22, 2027</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$1,000</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">998</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">997</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 31%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3.85% MFC Subordinated notes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 25, 2016</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 25, 2021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">May 25, 2026</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">S$500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">477</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">499</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 31%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2.389% MLI Subordinated debentures</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 1, 2015</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">January 5, 2021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">January 5, 2026</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$350</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">350</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">349</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 31%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2.10% MLI Subordinated debentures</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">March 10, 2015</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 1, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">June 1, 2025</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$750</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">750</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">749</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 31%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2.64% MLI Subordinated debentures</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">December 1, 2014</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">January 15, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">January 15, 2025</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 31%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2.811% MLI Subordinated debentures<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 21, 2014</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 21, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 21, 2024</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 31%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7.375% JHUSA Surplus notes</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 25, 1994</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 5%; font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">n/a</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); width: 10%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><br>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 15%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">February 15, 2024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">US$450</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">612</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); width: 6%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">632</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 31%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 5%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 10%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8,143</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 6%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8,732</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="zdd4ab13050bd49adb44a2f7db2170a2b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Designated as a hedge of the Company&#8217;s net investment in its U.S. operations which reduces the earnings volatility that would
                  otherwise arise from the re-measurement of the subordinated notes into Canadian dollars.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zb9253a4be94c47a5b29553f036a601ce" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">MLI fully redeemed the 2.811% subordinated debentures at par, on February 21, 2019, the earliest par redemption date.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Fair value of capital instruments is determined using quoted market prices where available (Level 1). When quoted market prices are not
        available, fair value is determined using quoted market prices of similar debt instruments or discounted cash flows based on observable market rates (Level 2).</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Capital instruments are measured at amortized cost in the Consolidated Statements of Financial Position. As at September 30, 2019, the
        fair value of capital instruments was $8,351 (December 31, 2018 &#8211; $8,712). Capital instruments were categorized in Level 2 of the fair value hierarchy (December 31, 2018 &#8211; Level 2).</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">55</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z7d6ae551dd9a44b7a682b8155ba20f23" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 9</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Share Capital and Earnings Per Share</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z3a50707f7c3e47fc8ad8e265d2d1805d" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Preferred shares</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The changes in issued and outstanding preferred shares are as follows.</div>
      <table cellspacing="0" cellpadding="0" id="zf1b4336b3eea407d976c8e2610c0deef" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;"> 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the periods ended September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Number of shares</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(in millions)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Amount</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Number of shares</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(in millions)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; text-align: right;">Amount</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, January 1</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">156</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,822</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,577</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Issued, Class 1 shares, Series 25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Issuance costs, net of tax</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, September 30</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">156</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,822</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">156</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,822</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="margin-right: 0.9pt; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zc4835a3700e549fc9cfb534b270dd698" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="line-height: 9.1pt; margin-top: 1pt; margin-bottom: 2pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">On February 20, 2018, MFC issued 10 million of Non-Cumulative Rate Reset Class 1 Shares Series 25 at a price of
                    $25 per share for gross proceeds of $250.</div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
        </div>
      </div>
      <div style="margin-right: 0.9pt; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents additional information on the preferred shares outstanding as at
        September 30, 2019<font style="font-family: Calibri, sans-serif;">.</font></div>
      <table cellspacing="0" cellpadding="0" id="z19bc17eb39f24aa3a5799355d979ebe5" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at September 30, 2019</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Issue date</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annual</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">dividend rate<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Earliest redemption</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">date<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Number of</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">shares</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> (in millions)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Face amount</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">amount<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Class A preferred shares</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 2</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">February 18, 2005</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4.65</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">350</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">344</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 3</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 20%;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">January 3, 2006</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4.50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">n/a</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">300</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">294</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Class 1 preferred shares</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">March 11, 2011</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2.178</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">June 19, 2021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">158</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">155</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 4<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">June 20, 2016</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">floating</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">June 19, 2021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">42</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">41</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 5<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 6, 2011</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3.891</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 19, 2021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">200</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">195</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 7<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">February 22, 2012</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4.312</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">March 19, 2022</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">250</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">244</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 9<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">May 24, 2012</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4.351</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">September 19, 2022</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">250</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">244</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 11<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 4, 2012</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4.731</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">March 19, 2023</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">200</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">196</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 13<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">June 21, 2013</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4.414</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">September 19, 2023</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">200</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">196</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 15<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5),(7)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">February 25, 2014</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3.786</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">June 19, 2024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">200</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">195</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 17<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">August 15, 2014</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3.90</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 19, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">350</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">343</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 19<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 3, 2014</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3.80</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">March 19, 2020</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">250</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">246</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 21<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">February 25, 2016</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5.60</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">June 19, 2021</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">425</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">417</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 23<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">November 22, 2016</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4.85</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">March 19, 2022</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">475</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">467</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="margin-left: 8.15pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Series 25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">February 20, 2018</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4.70</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">June 19, 2023</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">250</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,900</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,822</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z73cbec7ac61e4c999d4fb73ab0b3b351" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Holders of Class A and Class 1 preferred shares are entitled to receive non-cumulative preferential cash dividends on a quarterly
                  basis, as and when declared by the Board of Directors.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z77aeb0aec029474c95bb4ddcbe4b3563" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Redemption of all preferred shares is subject to regulatory approval. MFC may redeem each series, in whole or in part, at par, on the earliest
                  redemption date or every five years thereafter, with the exception of Class A Series 2, Class A Series 3 and Class 1 Series 4 preferred shares. Class A Series 2 and Series 3 preferred shares are past their respective earliest redemption
                  date and MFC may redeem these shares, in whole or in part, at par at any time, subject to regulatory approval, as noted. MFC may redeem the Class 1 Series 4, in whole or in part, at any time, at $25.00 per share if redeemed on June 19,
                  2021 and on June 19 every five years thereafter, or at $25.50 per share if redeemed on any other date after June 19, 2016, subject to regulatory approval, as noted.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za8cb93cbeb8849c9a12410c66cf39920" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">Net of after-tax issuance costs.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zdc9816925f894d32ab6d5287714c6d41" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">On the earliest redemption date and every five years thereafter, the annual dividend rate will be reset to the five-year Government of Canada bond
                  yield plus a yield specified for each series. The specified yield for Class 1 shares is: Series 3 &#8211; 1.41%, Series 5 &#8211; 2.90%, Series 7 &#8211; 3.13%, Series 9 &#8211; 2.86%, Series 11 &#8211; 2.61%, Series 13 &#8211; 2.22%, Series 15 &#8211; 2.16%, Series 17 &#8211; 2.36%,
                  Series 19 &#8211; 2.30%, Series 21 &#8211; 4.97%, Series 23 &#8211; 3.83% and Series 25 &#8211; 2.55%<font style="font-family: Calibri,sans-serif;">.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze9ae8a7da209499e84fe631e5e89b7fd" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">On the earliest redemption date and every five years thereafter, Class 1 preferred shares are convertible at the option of the holder into a new series
                  that is one number higher than their existing series, and the holders are entitled to non-cumulative preferential cash dividends, payable quarterly if and when declared by the Board of Directors, at a rate equal to the three-month
                  Government of Canada Treasury bill yield plus the rate specified in footnote 4 above.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za660d264c9574340a36a7fcec469fa17" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The floating dividend rate for the Class 1 Shares Series 4 equals the three-month Government of Canada Treasury bill yield plus 1.41%.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z1329398132394426ae8b78aac6188e89" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">MFC did not exercise its right to redeem all or any of the outstanding Class 1 Shares Series 15 on June 19, 2019 (the earliest redemption date).
                  Dividend rate for Class 1 Shares Series 15 was reset as specified in footnote 4 above to an annual fixed rate of 3.786% for a five-year period commencing on June 20, 2019.</div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">56</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 11.45pt; margin-bottom: 10pt;"><br style="line-height: 11.45pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zea66351e3cfc4722ad3bf490ce03b9b6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Common shares</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at September 30, 2019, there were 23 million outstanding stock options and deferred share units that entitle the holder to receive
        common shares or payment in cash or common shares, at the option of the holder (December 31, 2018 &#8211; 24 million).</div>
      <table cellspacing="0" cellpadding="0" id="zd0f28cb2c6c3419cba0a477b61bd1bb4" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold; text-align: right;">nine months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: right; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; text-align: right;">year ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Number of common shares (in millions)</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold; text-align: right;">September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; text-align: right;">December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,971</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,982</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Repurchased for cancellation</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(47</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(23</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Issued under dividend reinvestment plan</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">24</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Issued on exercise of stock options and deferred share units</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,952</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,971</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z091a5fb3811340879f98cc124e635457" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.5pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(I)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Normal Course Issuer Bid</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On February 19, 2019, the Company announced that the Toronto Stock Exchange approved an amendment to the normal course issuer bid
        (&#8220;NCIB&#8221;) to increase the number of shares that the Company may purchase from 40 million to 99 million MFC common shares. The current NCIB commenced on November 14, 2018 and will continue until November 13, 2019, when the NCIB expires, or such
        earlier date as the Company completes its purchases. During the nine months ended September 30, 2019, the Company purchased 47 million shares for $1,069. Of this, $551 was recorded in common shares and $518 was recorded in retained earnings in the
        Consolidated Statements of Changes in Equity.</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zfb637bbc6f5e4a15b013c08c8ae10d81" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 13.5pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(II)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Dividend Reinvestment Plan</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company offers a Dividend Reinvestment Program (&#8220;DRIP&#8221;) whereby shareholders may elect to automatically reinvest dividends in the
        form of MFC common shares instead of receiving cash. The offering of the program and its terms of execution are subject to the Board of Directors&#8217; discretion. For the dividend paid on September 19, 2019, common shares in connection with the DRIP
        were purchased from treasury with a two per cent discount from the market price.</div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z7c77c7aa02664eb593f2d25a8ce68b29" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">(c)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Earnings per share</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following is a reconciliation of the denominator (number of shares) in the calculation of basic and diluted earnings
        per share.</div>
      <table cellspacing="0" cellpadding="0" id="z4ccb735a0c0c416bad5c1ebc6fe10ed3" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom;">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">three months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom;">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">nine months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(in millions)</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px; border-right: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Weighted average number of common shares</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,954</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,984</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-right: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,961</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,983</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Dilutive stock-based awards<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Weighted average number of diluted common shares</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,958</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,989</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,965</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,989</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="zf052df2ab55a44e992e7e6eb34d20589" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; margin-bottom: 6pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 1pt; margin-bottom: 6pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">The dilutive effect of stock-based awards was calculated using the treasury stock method. This method calculates
                  the number of incremental shares by assuming the outstanding stock-based awards are (i) exercised and (ii) then reduced by the number of shares assumed to be repurchased from the issuance proceeds, using the average market price of MFC
                  common shares for the period.</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="zff79ab921eb341d6b73f2a69ddce9227" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 10</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Revenue from Service Contracts</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company provides investment management services and administrative services, distribution and related services to proprietary and
        third-party investment funds, retirement plans, group benefit plans and other arrangements. The Company also provides real estate management services to tenants of the Company&#8217;s investment properties.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s service contracts generally impose single performance obligations, each consisting of a series of similar related services
        for each customer.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s performance obligations within service arrangements are generally satisfied over time as the customer simultaneously
        receives and consumes the benefits of the services rendered, measured using an output method. Fees typically include variable consideration and the related revenue is recognized to the extent that it is highly probable that a significant reversal
        in the amount of cumulative revenue recognized will not occur when the uncertainty is subsequently resolved.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Asset based fees vary with asset values of accounts under management, subject to market conditions and investor
        behaviours beyond the Company&#8217;s control. Transaction processing and administrative fees vary with activity volume, also beyond the Company&#8217;s control. Some fees, including distribution fees, are based on account balances and transaction volumes.
        Fees</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">57</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">related to account balances and transaction volumes are measured daily. Real estate management service fees include
        fixed portions plus recovery of variable costs of services rendered to tenants. Fees related to services provided are generally recognized as services are rendered, which is when it becomes highly probable that no significant reversal of cumulative
        revenue recognized will occur. The Company has determined that its service contracts have no significant financing components as fees are collected monthly. The Company has no significant contract assets or contract liabilities.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following tables present revenue from service contracts by service lines and reporting segments for three months ended September 30,
        2019 and 2018.</div>
      <table cellspacing="0" cellpadding="0" id="zde3699f265a54efeb58667ff61828674" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Global</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">WAM</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">and Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; text-align: right;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment management and other related fees</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">136</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">705</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(49</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">878</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Transaction processing, administration, and service fees</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">209</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">517</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">792</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">44</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">176</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">240</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total included in other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">148</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">265</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,910</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate management services included in net investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">48</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">33</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">92</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">157</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">313</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">193</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(59</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,002</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z9fd738a563aa40709fc0d41bfd79bc6a" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the three months ended September 30, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Global</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">WAM</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">and Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment management and other related fees</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">40</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">36</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">132</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">719</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(75</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">852</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Transaction processing, administration, and service fees</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">57</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">218</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">496</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">775</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Distribution fees and other</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">153</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">181</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total included in other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">158</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">267</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">289</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,396</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(85</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,025</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate management services included in net investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">42</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">86</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">165</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">309</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">324</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,396</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(83</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,111</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 12pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following tables present revenue from service contracts by service lines and reporting segments for the nine months ended September 30,
        2019 and 2018.<br>
        <br>
      </div>
      <table cellspacing="0" cellpadding="0" id="z305e0784c18c4e8b808f26e126760f98" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the nine months ended September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Global</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">WAM</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">and Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; text-align: right;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment management and other related fees</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">126</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">120</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">407</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,052</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(147</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,558</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Transaction processing, administration, and service fees</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">192</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">618</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,517</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Distribution fees and other</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">138</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">38</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">556</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(29</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">764</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total included in other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">456</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">776</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">480</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,125</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(175</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,662</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate management services included in net investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">26</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">121</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">254</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">482</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">897</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">581</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,125</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(169</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,916</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
              </div>
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the nine months ended September 30, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
              </div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; Global</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">WAM</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160; Corporate</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">and Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment management and other related fees</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">110</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">112</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">396</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,095</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(183</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,530</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Transaction processing, administration, and service fees</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">163</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">649</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,456</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,281</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Distribution fees and other</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">191</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">38</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">450</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">548</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,207</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total included in other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">464</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">799</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">858</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,099</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(202</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate management services included in net investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">123</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">117</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">266</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">484</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">922</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">975</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,099</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(196</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div><br>
        <div><br>
        </div>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">58</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <br>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 13.7pt; margin-top: 13pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="ze2c45c937267497cb807832679f23c78" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 54.35pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 11</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Employee Future Benefits</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="text-align: justify; line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company maintains a number of pension plans, both defined benefit and defined contribution, and retiree welfare plans for eligible
        employees and agents. Information about the cost of the Company&#8217;s material pension and retiree welfare plans in the U.S. and Canada is as follows.</div>
      <table cellspacing="0" cellpadding="0" id="z6f97082441c44cc7a2f6987743e6b630" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Pension plans</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Retiree welfare plans</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; text-align: right;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold; text-align: right;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; text-align: right;">2018</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined benefit current service cost</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined benefit administrative expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Service cost</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest on net defined benefit (asset) liability</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined benefit cost</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined contribution cost</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net benefit cost</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">35</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
              </div>
              <div style="text-align: center; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Pension plans</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">2019</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2018</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">2019</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); text-align: right;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined benefit current service cost</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">30</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">31</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined benefit administrative expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Past service cost amendment<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Service cost</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">40</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">44</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest on net defined benefit (asset) liability</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined benefit cost</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">53</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">53</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Defined contribution cost</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">62</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">61</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net benefit cost</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">115</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">114</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z473147d8ce7b4f1ba9c84a750f385b6a" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 1pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt;">In 2018, past service cost amendment includes $8, reflecting a surplus sharing agreement between the Company and certain legacy
                  employees in Canada, which received regulatory approval in 2018.<br>
                  <br>
                </div>
              </td>
            </tr>

        </table>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="za64cbd56b8154b9cad440d794d865456" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">
                    <div>Note 12</div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Commitments and Contingencies</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z3ddc1e5f9d3a40f09b0a46e3ca794e56" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Legal proceedings</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company is regularly involved in legal actions, both as a defendant and as a plaintiff. The legal actions where the Company is a
        party ordinarily relate to its activities as a provider of insurance protection or wealth management products, reinsurance, or in its capacity as an investment adviser, employer, or taxpayer. Other life insurers and asset managers, operating in the
        jurisdictions in which the Company does business, have been subject to a wide variety of other types of actions, some of which resulted in substantial judgments or settlements against the defendants; it is possible that the Company may become
        involved in similar actions in the future. In addition, government and regulatory bodies in Canada, the United States, Asia and other jurisdictions where the Company conducts business regularly make inquiries and, from time to time, require the
        production of information or conduct examinations concerning the Company's compliance with, among other things, insurance laws, securities laws, and laws governing the activities of broker-dealers.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">A class action against John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;) is pending in the U.S. District Court for the Southern
        District of New York (the &#8220;Southern District of NY&#8221;) in which claims are made that JHUSA breached, and continues to breach, the contractual terms of certain universal life policies issued between approximately 1990 and 2006 by including
        impermissible charges in its cost of insurance (&#8220;COI&#8221;) calculations and certain other rider charges. The Company believes that its COI calculations have been, and continue to be, in accordance with the terms of the policies.&#160;In May 2018, the
        parties agreed to a settlement in the amount of US$91. On March 18, 2019, the court approved the US$91 settlement, and proceeds began being distributed in June 2019.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In June 2018, a class action was initiated against JHUSA and John Hancock Life Insurance Company of New York (&#8220;JHNY&#8221;) in the Southern
        District of NY on behalf of owners of approximately 1,500 Performance Universal Life policies issued between 2003 and 2009 whose policies were subject to a COI increase announced in 2018. In October 2018, a second and almost identical class action
        was initiated against JHUSA and JHNY in the Southern District of NY. The two cases were determined to be related, and they were assigned to the same judge. Discovery has commenced in these cases and will continue through 2019. No hearings on
        substantive matters have been scheduled. It is too early to assess the range of potential outcomes for these two related lawsuits.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">59</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z70857c1c1e9e47269f48695b7e08905e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Guarantees</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zf9fb4494262b49e79bf0192f733c4d1e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(I)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Guarantees regarding Manulife Finance (Delaware), L.P. (&#8220;MFLP&#8221;)</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">MFC has guaranteed the payment of amounts on the $650 subordinated debentures due on December 15, 2041 issued by MFLP, a
        wholly-owned unconsolidated partnership<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z80c61435810344f1971eff41a8106165" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(II)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Guarantees regarding The Manufacturers Life Insurance Company</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On January 29, 2007, MFC provided a subordinated guarantee, as amended and restated on January 13, 2017, of Class A
        Shares and Class B Shares of MLI and any other class of preferred shares that rank in parity with Class A Shares or Class B Shares of MLI. MFC has also provided a subordinated guarantee on the day of issuance for the following subordinated
        debentures issued by MLI: $500 issued on December 1, 2014; $750 issued on March 10, 2015; $350 issued on June 1, 2015; and $1,000 issued on November 20, 2015<font style="font-family: Calibri, sans-serif;">.</font></div>
      <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table sets forth certain condensed consolidated financial information for MFC and MFLP.</div>
      <div style="text-align: justify; line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <font style="font-weight: bold;">Condensed Consolidated Statements of Income Information</font></div>
      <table cellspacing="0" cellpadding="0" id="zf0c850570e9d4875a4f5cf82f2b0846b" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 8pt; font-weight: bold;">For the three months ended September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif;">MLI</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif;">consolidated</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif;">Other</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif;">subsidiaries</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif;">of MFC on a</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif;">combined basis</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif;">Consolidation</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif;">adjustments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif;">Total</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif;">consolidated</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif;">amounts</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-size: 8pt;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif;">MFLP</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">148</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,654</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">153</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(326</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,629</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income (loss) attributed to shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">806</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(147</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(659</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the three months ended September 30, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MLI</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
              </div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> Other</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">of MFC on a</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">combined basis</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">amounts</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFLP</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">146</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8,058</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">148</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(309</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8,043</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss) attributed to shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,573</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,641</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(142</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,499</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,573</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">For the nine months ended September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MLI</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
              </div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">of MFC on a</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">combined basis</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total<br>
                consolidated</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">amounts</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFLP</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">290</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">68,455</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">276</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(623</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">68,398</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">24</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss) attributed to shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,374</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,605</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(265</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4,340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,374</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">For the nine months ended September 30, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">ML</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> consolidated</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
              </div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other\<br>
              </div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">of MFC on a</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">combined basis</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">consolidated</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">amounts</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFLP</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">298</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">30,497</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">299</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(636</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">30,458</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">40</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss) attributed to shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,207</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,422</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(4,134</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,207</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">60</font></div>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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      <div style="text-align: justify; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statements of Financial Position Information</div>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at September 30, 2019</div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Guarantor)</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">consolidated</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
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              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">subsidiaries</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">of MFC on a</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">combined basis</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidation</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">adjustments</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">consolidated</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">amounts</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFLP</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Invested assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">31</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">380,074</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">380,115</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total other assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">81,754</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">97,820</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">43,280</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(127,764</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">95,090</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,148</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Segregated funds net assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">336,621</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">336,621</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Insurance contract liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">356,114</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">356,114</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment contract liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,158</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,158</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">336,621</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">336,621</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total other liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">32,076</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">57,715</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">43,541</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(68,169</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">65,163</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">918</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">As at December 31, 2018</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MLI<br>
                consolidated</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> <br>
              </div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">subsidiaries</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">of MFC on a</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">combined basis</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidation</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">adjustments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">consolidated</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">amounts</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFLP</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Invested assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">353,632</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">353,664</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total other assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">54,346</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">83,523</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(54,474</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">83,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,059</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Segregated funds net assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">313,209</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Insurance contract liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">328,654</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">328,654</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment contract liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,265</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,265</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">313,209</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: Calibri, sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">313,209</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total other liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,403</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">50,043</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(454</font></div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">57,992</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">833</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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                <div style="line-height: 12.55pt; margin-top: 10pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(III)</div>
              </td>
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                <div style="line-height: 12.55pt; margin-top: 10pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Guarantees regarding John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;)</div>
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      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Details of guarantees regarding certain securities issued or to be issued by JHUSA are outlined in note 15.</div>
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      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;">
          <div>
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        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
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      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s reporting segments are Asia, Canada, U.S., Global WAM, and Corporate and Other. Each reporting segment is responsible for
        managing its operating results, developing products, defining strategies for services and distribution based on the profile and needs of its business and market. The Company&#8217;s significant product and service offerings are shown below.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Wealth and asset management businesses (Global WAM)</font> &#8211; includes mutual funds and exchange traded
        funds, group retirement and savings products, and institutional asset management services across all major asset classes. These products and services are distributed through multiple distribution channels, including agents and brokers affiliated
        with the Company, independent securities brokerage firms and financial advisors pension plan consultants and banks.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Insurance and annuity products (Asia, Canada and U.S.)</font> &#8211; includes a variety of individual life
        insurance, individual and group long-term care insurance and guaranteed and partially guaranteed annuity products. Products are distributed through multiple distribution channels, including insurance agents, brokers, banks, financial planners and
        direct marketing. Manulife Bank of Canada offers a variety of deposit and credit products to Canadian customers.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Corporate and Other Segment</font> &#8211; comprises of investment performance on assets backing capital, net
        of amounts allocated to operating segments; costs incurred by the corporate office related to shareholder activities (not allocated to operating segments); financing costs; Property and Casualty (&#8220;P&amp;C&#8221;) Reinsurance Business and run-off
        reinsurance operations including variable annuities and accident and health.</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Effective January 1, 2019, the Company updated the methodology for allocating capital and the related earnings to each reporting segment
        from the Corporate and Other segment. Accordingly, prior period amounts have been restated to reflect this change.</div>
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      </div>
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        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">61</font></div>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</div>
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                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">By Segment</div>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Global</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">WAM</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">and Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Life and health insurance</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,420</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,154</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,710</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">25</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,309</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annuities and pensions</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">792</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">74</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,026</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net premium income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,212</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,228</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,870</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">25</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,335</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,459</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,034</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,536</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">486</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,524</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">434</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">262</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">740</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,400</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(66</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,770</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,105</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,524</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,409</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">445</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,629</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Life and health insurance</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,819</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,536</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,877</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(32</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14,200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annuities and pensions</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">832</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,318</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,195</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,368</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net benefits and claims</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,651</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,854</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,072</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(32</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">60</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">348</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other expenses</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,328</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">809</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">670</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,077</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">114</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,998</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,039</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,806</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,755</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,102</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">212</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,914</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) before income taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">66</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(282</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">391</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">307</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">233</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">715</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income tax recovery (expense)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(14</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">73</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(49</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(26</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(84</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">52</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(209</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">342</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">281</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">149</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">615</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(84</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(37</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(121</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -3.65pt; margin-left: 3.65pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss) attributed to shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">128</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(172</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">342</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">281</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">144</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">723</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">For the three months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
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              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">September 30, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">WAM</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">and Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Life and health insurance</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,921</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,102</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,653</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">24</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,700</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annuities and pensions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">777</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3,484</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,599</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net premium income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,698</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,210</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,831</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">24</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(492</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">581</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">271</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">313</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">379</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">654</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,396</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(71</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,671</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,154</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,097</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(596</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,386</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,043</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Life and health insurance</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,639</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,536</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,055</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(37</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,193</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annuities and pensions</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">496</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(791</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(4,063</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(4,343</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net benefits and claims</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,135</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">745</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,008</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(37</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,850</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Interest expense</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">48</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">105</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">145</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">312</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other expenses</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,240</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">763</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">834</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,071</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">62</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,970</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,423</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,613</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,161</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,087</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">170</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,132</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) before income taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">731</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">484</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">565</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">299</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(168</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,911</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income tax recovery (expense)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(149</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(68</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">65</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(19</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">165</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%;">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">582</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">416</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">630</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">280</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">and Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0);">&#160;<font style="font-family: 'Arial Narrow','sans-serif'; font-size: 9pt;">Total</font></td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%;">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%;">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: normal;">Life and health insurance</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12,797</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,407</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,802</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">76</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">24,082</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-indent: -4.5pt; margin-left: 4.5pt; line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: normal;">Annuities and pensions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,254</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">272</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(268</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,258</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net premium income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">15,051</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,679</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,534</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">76</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26,340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,483</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,877</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,791</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">37</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">904</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">34,092</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">810</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,114</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,125</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,966</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,552</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,366</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,439</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,162</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">879</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">68,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Life and health insurance</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14,394</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,341</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,402</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">41,094</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annuities and pensions</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,560</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,479</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,413</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">84</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,536</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net benefits and claims</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,954</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13,820</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,815</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">84</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">50,630</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Interest expense</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">173</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">36</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">391</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">994</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,823</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,378</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,031</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,223</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">324</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,779</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">20,950</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,587</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,882</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,312</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">672</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">63,403</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) before income taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,602</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">779</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,557</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">850</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">207</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,995</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income tax recovery (expense)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(180</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(18</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(272</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(93</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(66</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(629</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,422</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">761</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,285</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">757</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">141</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,366</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">160</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">164</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(37</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(135</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
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          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss) attributed to<br>
                &#160; shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,299</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">896</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,285</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">757</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">137</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,374</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 27.94%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow',sans-serif; font-size: 9pt; font-weight: bold;">Total assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">124,619</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">160,204</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">279,486</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">211,602</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1.11%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">35,915</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 8.98%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">811,826</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;"><br>
              </td>
              <td style="width: auto; vertical-align: top;"><br>
              </td>
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        </table>
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      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">
                <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
                <div style="line-height: 10.25pt; margin-top: 18pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">As at and for the nine months ended</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
                <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Global</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">
                <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">September 30, 2018</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S.</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">WAM</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">and Other</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
                <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Life and health insurance</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,129</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,798</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,630</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">71</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,628</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annuities and pensions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,375</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">346</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3,169</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(448</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net premium income</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13,504</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,144</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,461</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">71</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,180</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(87</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,521</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,252</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(9</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(32</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">141</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other revenue</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">991</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,103</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,170</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,101</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(228</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,137</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14,408</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,768</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,379</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,092</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(189</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">30,458</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Life and health insurance</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,729</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,175</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,188</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(36</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16,056</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annuities and pensions</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,316</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(637</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(4,304</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">42</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3,583</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net benefits and claims</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,045</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,538</div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,116</div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">42</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(36</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,473</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Interest expense</div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">136</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">306</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">37</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">435</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">916</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other expenses</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,472</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,254</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,474</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,233</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">476</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,909</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,653</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,098</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">395</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,277</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">875</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">25,298</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) before income taxes</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,755</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,670</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,984</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">815</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,064</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,160</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income tax recovery (expense)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(338</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(283</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(206</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(79</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">317</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(589</div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%;">
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,417</div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,387</div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,778</div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">736</div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,571</div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%;">
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              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%;">
                <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">202</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">204</div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(171</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">331</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">160</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss) attributed to</div>
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">&#160; shareholders</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,386</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,056</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,778</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">736</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(749</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,207</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total assets</div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">104,873</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">151,550</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">262,951</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">205,290</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23,174</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">747,838</div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>

        </table>
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            <tr>
              <td style="width: 18pt; vertical-align: top; font-family: 'Arial Narrow','sans-serif'; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 9.1pt; margin-top: 1pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">During the period, the Company ceded premiums to RGA and Jackson for the JHNY transactions, refer to note 5(d)
                  for details.</div>
              </td>
            </tr>

        </table>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">63</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zd3a3423b75fb4a999d16aa588845f151" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">By Geographic Location</div>
              </td>
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        </table>
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      <table cellspacing="0" cellpadding="0" id="z6a500e0be4b74f1f9757b8450f35e73c" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Life and health insurance</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,436</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,085</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,710</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">78</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,309</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annuities and pensions</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">792</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">74</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,026</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net premium income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,228</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,159</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,870</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">78</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,335</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,566</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,195</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,698</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">65</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,524</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">638</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">657</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,477</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,770</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,432</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,011</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,045</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">141</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,629</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">For the three months ended</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">September 30, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Life and health insurance</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,938</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,996</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,653</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">113</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,700</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annuities and pensions</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">777</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">108</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3,484</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,599</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net premium income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,715</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,104</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,831</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">113</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">168</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(478</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">538</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">271</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">503</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">754</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,409</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,671</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,386</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,380</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">116</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">161</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,043</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="line-height: 10.25pt; margin-top: 8pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the nine months ended</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S.</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Life and health insurance</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12,847</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,170</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,803</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">262</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">24,082</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annuities and pensions</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,254</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">272</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(268</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,258</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net premium income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">15,101</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,442</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,535</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">262</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26,340</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,713</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,984</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">195</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">34,092</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,656</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,961</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,343</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,966</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,470</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,603</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">25,862</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">463</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">68,398</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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      <div style="line-height: 1.45pt; margin-bottom: 10pt;"><br style="line-height: 1.45pt;">
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">For the nine months ended</div>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">September 30, 2018</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S.</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Life and health insurance</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,182</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,484</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,631</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">331</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,628</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annuities and pensions</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,375</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">346</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3,169</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(448</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net premium income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13,557</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,830</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,462</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">331</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,180</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(46</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,732</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,675</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">130</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other revenue</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,603</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,203</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,318</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,137</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,114</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,765</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,105</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">474</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">30,458</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.45pt; margin-bottom: 10pt;"><br style="line-height: 1.45pt;">
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">64</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 1.45pt; margin-bottom: 10pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 13.7pt; margin-top: 24pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z0f57d938c8a545d1ba3772a12fbe2282" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 14</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Segregated Funds</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company manages a number of segregated funds on behalf of policyholders. Policyholders are provided with the opportunity to invest in
        different categories of segregated funds that respectively hold a range of underlying investments. The underlying investments of the segregated funds consist of both individual securities and mutual funds (collectively &#8220;net assets&#8221;).</div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The carrying value and change in segregated funds net assets are as follows.</div>
      <table cellspacing="0" cellpadding="0" id="z00c0912e4d8247a991dacdb7ef8c9d8f" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">December 31, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Investments at market value</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,398</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,700</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Debt securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,936</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,313</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Equities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12,928</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,661</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mutual funds</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">299,773</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">277,133</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="margin-left: 16pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other investments</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,738</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,678</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Accrued investment income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">275</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,811</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other assets and liabilities, net</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,001</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(700</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total segregated funds net assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">337,047</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">313,596</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Composition of segregated funds net assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Held by policyholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">336,621</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">313,209</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Held by the Company</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">426</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">387</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total segregated funds net assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">337,047</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">313,596</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

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      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Changes in segregated funds net assets</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">three months ended</div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">nine months ended</div>
              <div style="text-align: center; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30,</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net policyholder cash flow</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Deposits from policyholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,160</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,424</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">29,144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">29,024</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net transfers to general fund</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(242</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(251</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(775</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(980</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Payments to policyholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(11,243</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(11,257</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(35,505</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(34,634</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2,325</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,084</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(7,136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          <tr>
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,600</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,320</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,753</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,276</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(3,001</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,665</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">32,308</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,718</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,599</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,985</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">40,061</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,994</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Management and administration fees</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(954</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(913</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2,948</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3,038</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Impact of changes in foreign exchange rates</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,523</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3,825</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(6,526</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,498</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,569</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(4,738</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(9,474</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,460</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">163</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,451</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">335,204</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">332,509</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">313,596</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">324,808</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net assets, end of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">337,047</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">332,672</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">337,047</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">332,672</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Segregated funds assets may be exposed to a variety of financial and other risks. These risks are primarily mitigated by
        investment guidelines that are actively monitored by professional and experienced portfolio advisors. The Company is not exposed to these risks beyond the liabilities related to guarantees associated with certain variable life and annuity products.
        Accordingly, the Company&#8217;s exposure to loss from segregated fund products is limited to the value of these guarantees.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These guarantees are recorded within the Company&#8217;s insurance contract liabilities. Assets supporting these guarantees
        are recognized in invested assets according to their investment type. The &#8220;Risk Management and Risk Factors&#8221; updates of the Company&#8217;s Third Quarter 2019 Management Discussion and Analysis provides information regarding the risks associated with
        variable annuity and segregated fund guarantees.</div>
      <div style="line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">65</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <br>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z947b2930f58f4a3aa04ade6c8f5cac8e" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 54pt; vertical-align: top; font-family: 'Arial Narrow',sans-serif; font-size: 12pt; font-weight: bold;">Note 15</td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Information Provided in Connection with Investments in Deferred Annuity Contracts and SignatureNotes Issued or Assumed by John Hancock Life
                      Insurance Company (U.S.A.)</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following condensed consolidating financial information presented in accordance with IFRS, and the related disclosure have been
        included in these Interim Consolidated Financial Statements with respect to JHUSA in compliance with Regulation S-X and Rule 12h-5 of the United States Securities and Exchange Commission (the &#8220;Commission&#8221;). These financial statements are (i)
        incorporated by reference in the registration statements of MFC and JHUSA that relate to MFC&#8217;s guarantee of certain securities to be issued by JHUSA and (ii) are provided in reliance on an exemption from continuous disclosure obligations of JHUSA.
        For information about JHUSA, the MFC guarantees and restrictions on the ability of MFC to obtain funds from its subsidiaries by dividend or loan, refer to note 23 to the Company&#8217;s 2018 Annual Consolidated Financial Statements.</div>
      <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Financial Position</div>
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          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC </div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Issuer)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">subsidiaries</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidation</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">adjustments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidated</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Assets</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Invested assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">31</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">109,152</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">271,268</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(336</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">380,115</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investments in unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">59,657</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,811</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">40,646</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(108,114</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reinsurance assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">63,592</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(31,387</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">42,493</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,097</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">24,965</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">73,095</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(67,560</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">52,597</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Segregated funds net assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">178,554</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">159,900</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,833</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">336,621</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">81,785</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">384,074</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">555,197</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(209,230</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">811,826</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Liabilities and equity</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Insurance contract liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">161,909</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">226,273</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(32,068</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">356,114</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,120</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,039</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,158</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">24,158</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,733</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">72,867</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(67,369</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">52,389</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Long-term debt</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,631</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,631</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Capital instruments</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,287</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">612</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">25,744</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(21,500</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,143</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Segregated funds net liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">178,554</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">159,900</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,833</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">336,621</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders' equity</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">49,709</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">67,313</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(86,459</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">49,709</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders' equity</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(83</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(83</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total liabilities and equity</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">81,785</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">384,074</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">555,197</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(209,230</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">811,826</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

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      <div style="line-height: 12.55pt; margin-top: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Financial Position</div>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">JHUSA</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Issuer)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">subsidiaries</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidation</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">adjustments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="2">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidated</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Invested assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">105,043</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">248,962</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(362</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">353,664</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investments in unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">54,015</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,356</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,738</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(79,109</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reinsurance assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">63,435</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(29,518</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">43,053</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">331</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,025</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">42,534</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(19,545</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">40,345</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Segregated funds net assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">168,476</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">146,671</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,938</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">313,209</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">54,367</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">361,335</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">465,041</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(130,472</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">750,271</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Liabilities and equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Insurance contract liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">155,162</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">203,682</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(30,190</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">328,654</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment contract liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,191</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,076</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,265</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other liabilities</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">275</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">18,136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">45,393</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(19,313</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">44,491</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Long-term debt</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,769</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,769</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
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          <tr>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,359</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">632</div>
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            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,741</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,732</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">168,476</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">146,671</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,938</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">313,209</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders' equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">45,964</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,738</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">61,291</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(79,029</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">45,964</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders' equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">94</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%;" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">94</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,093</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,093</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total liabilities and equity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">54,367</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">361,335</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">465,041</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(130,472</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">750,271</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>

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      <div style="line-height: 12.55pt; margin-top: 14pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"> <br>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">66</font></div>
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        <div id="DSPFPageHeader"></div>
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      <div style="line-height: 12.55pt; margin-top: 14pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Income</div>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;"><br>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30, 2019</div>
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            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Guarantor)</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">JHUSA<br>
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            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">subsidiaries</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
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              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">adjustments</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidated</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premium income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,324</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,011</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,335</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">151</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,659</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,066</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(352</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,524</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(3</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">739</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,908</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,874</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,770</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">148</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,722</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,985</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2,226</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,629</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,065</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12,008</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,505</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,568</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commissions, investment and general expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">749</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,515</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(373</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,895</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">107</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">59</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">633</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(348</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">451</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">111</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,873</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,156</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2,226</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,914</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) before income taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">37</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(151</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">829</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">715</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income tax (expense) recovery</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">104</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(194</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(100</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) after income taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">27</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(47</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">635</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">615</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Equity in net income (loss) of unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">696</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">219</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,087</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">723</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">172</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">807</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,087</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">615</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income (loss) attributed to:</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(121</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(121</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">168</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">915</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,083</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">723</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">723</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">172</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">807</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,087</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">615</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

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      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Income</div>
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          <tr>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">For the three months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;"><br>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">September 30, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">JHUSA</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Issuer)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">subsidiaries</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidation</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">adjustments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidated</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premium income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,384</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,485</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,101</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">145</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">206</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(315</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">271</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">573</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,049</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">48</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,671</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">146</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,576</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,740</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(267</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,043</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net benefits and claims</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,347</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,753</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">444</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,850</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commissions, investment and general expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">823</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,464</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(417</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,871</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">95</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">55</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">555</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(294</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">411</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">96</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,469</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,772</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(267</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,132</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) before income taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">50</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(107</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,968</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income tax (expense) recovery</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(13</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">359</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(352</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(6</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) after income taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">37</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">252</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,616</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,905</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Equity in net income (loss) of unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,536</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">477</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">729</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,742</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,573</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">729</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,345</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,742</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,905</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income (loss) attributed to:</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">83</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">83</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(9</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">249</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">249</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">738</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,013</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,751</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,573</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,573</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">729</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,345</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,742</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,905</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div>&#160;</div>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">67</font></div>
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      <div style="line-height: 4.3pt; margin-bottom: 10pt;"><br style="line-height: 4.3pt;">
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      <div style="line-height: 12.55pt; margin-top: 14pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Income</div>
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              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the nine months ended</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;"><br>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">September 30, 2019</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Guarantor)</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">JHUSA</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Issuer)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">subsidiaries</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidation</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">adjustments</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidated</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premium income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,738</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22,602</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26,340</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income (loss)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">282</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13,513</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">20,986</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(689</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">34,092</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,203</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(4,533</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,966</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">290</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,539</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">53,791</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5,222</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">68,398</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net benefits and claims</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,821</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">37,236</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(3,427</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">50,630</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commissions, investment and general expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,328</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,280</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,144</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,481</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">313</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">152</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,478</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(651</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,292</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">330</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,301</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">48,994</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5,222</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">63,403</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) before income taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(40</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">238</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,797</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,995</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income tax (expense) recovery</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">75</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(714</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(629</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) after income taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(30</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">313</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,083</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,366</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Equity in net income (loss) of unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,404</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">510</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">823</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5,737</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,374</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">823</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,906</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5,737</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,366</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">164</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">164</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,374</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">821</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,914</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5,735</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,374</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,374</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">823</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,906</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5,737</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,366</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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      <div style="line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Income</div>
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          <tr>
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;"><br>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">September 30, 2018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Guarantor)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">JHUSA<br>
                (Issuer)</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">subsidiaries</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidation</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">adjustments</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidated</div>
              <div style="text-align: right; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premium income</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(33</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,213</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">22,180</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">297</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,546</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,056</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(666</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">141</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net other revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,674</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,936</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">526</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,137</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">298</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">95</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">30,205</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(140</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">30,458</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net benefits and claims</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,963</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13,691</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,745</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12,473</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,505</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10,329</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,249</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">11,598</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">284</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">172</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,407</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(636</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,227</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">297</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(286</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">25,427</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(140</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">25,298</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) before income taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">381</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,778</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income tax (expense) recovery</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">298</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(887</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(589</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) after income taxes</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">679</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,891</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,571</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Equity in net income (loss) of unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,206</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">948</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,627</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(6,781</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,207</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,627</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,518</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(6,781</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,571</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income (loss) attributed to:</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">204</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">204</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: Calibri, sans-serif; font-size: 9pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">160</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 9pt; line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,207</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,637</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,154</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(6,791</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt; font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,207</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,207</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,627</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,518</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(6,781</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">68</font></div>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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      <div style="line-height: 12.55pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Consolidated Statement of Cash Flows</div>
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              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Issuer)</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidation</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidated</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Operating activities</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,374</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">823</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,906</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(5,737</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,366</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Adjustments:</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity in net income of unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(4,404</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(510</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(823</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,737</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) in insurance contract liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">12,699</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21,740</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">34,439</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) in investment contract liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">40</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">96</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -4.8pt; margin-left: 12.8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Increase) decrease in reinsurance assets excluding coinsurance transactions</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,324</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,496</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(828</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amortization of (premium) discount on invested assets</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">29</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">57</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">86</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other amortization</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">90</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">370</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">464</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net realized and unrealized (gains) losses and impairment on assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(7</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(9,886</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(14,503</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(24,396</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Deferred income tax expense (recovery)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(35</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">89</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">44</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Stock option expense</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">9</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Cash provided by (used in) operating activities before undernoted items</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(43</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">925</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,437</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">14,319</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Dividends from unconsolidated subsidiary</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(155</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">168</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">565</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) operating activities</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(384</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,818</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,605</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(155</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">14,884</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Investing activities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="background-color: #FFFFFF; vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(18,243</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(41,919</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(60,162</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Disposals and repayments</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16,190</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31,016</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">47,206</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in investment broker net receivables and payables</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">272</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">292</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net cash increase (decrease) from acquisition and disposal of subsidiaries and businesses</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">269</div>
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              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">134</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(134</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">24,190</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes receivable from subsidiaries</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(21,778</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21,778</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) investing activities</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(21,778</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,899</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(34,552</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">45,834</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(12,395</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Financing activities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">462</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">462</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Redemption of capital instruments</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(500</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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          <tr>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,064</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,064</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(6</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(79</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(85</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Shareholders' dividends paid in cash</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,038</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,038</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Dividends paid to parent</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(155</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">155</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Contributions from (distributions to) non-controlling interests, net</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(20</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Common shares repurchased</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,069</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,069</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Common shares issued, net</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">89</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">89</div>
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          <tr>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(134</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">134</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes payable to parent</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21,778</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(21,778</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes payable to subsidiaries</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">24,190</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(24,190</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) financing activities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">22,172</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(6</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">23,416</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(45,679</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(97</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) during the period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">10</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(87</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,469</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,392</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Effect of foreign exchange rate changes on cash and short-term securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(78</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(219</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(297</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,317</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,044</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,382</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,152</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,294</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">17,477</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross cash and short-term securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,783</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,411</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16,215</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(466</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(367</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(833</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,317</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,382</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,510</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,477</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">18,018</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(358</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(183</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(541</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, end of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">31</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,152</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,294</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">17,477</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Supplemental disclosures on cash flow information:</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest received</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">300</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,227</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,705</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(699</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8,533</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest paid</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">356</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(814</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">526</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(288</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">69</font></div>
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      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Guarantor)</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">subsidiaries</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">adjustments</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Consolidated</div>
              <div style="text-align: right; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">MFC</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Operating activities</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,207</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,627</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(6,781</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,571</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity in net income of unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(4,206</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(948</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,627</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6,781</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) in insurance contract liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(99</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(12</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,977</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,450</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amortization of (premium) discount on invested assets</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">48</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">122</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">170</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other amortization</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">97</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">386</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">486</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net realized and unrealized (gains) losses and impairment on assets</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,288</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,604</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">9,886</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Deferred income tax expense (recovery)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">578</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">124</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">702</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="margin-left: 8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Restructuring charge</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">64</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">136</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">200</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">7</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,579</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,897</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15,474</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Dividends from unconsolidated subsidiary</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">132</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">777</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(909</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in policy related and operating receivables and payables</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(218</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,266</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,462</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,022</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) operating activities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(220</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,445</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">14,136</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(909</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">14,452</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Investing activities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Purchases and mortgage advances</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(29,978</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(47,488</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">27,014</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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          <tr>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">633</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">333</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">966</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(850</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">850</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Capital contribution to unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Return of capital from unconsolidated subsidiaries</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">72</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(72</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes receivable from parent</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(22,508</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">22,508</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes receivable from subsidiaries</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(20,481</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(147</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">20,628</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) investing activities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(21,331</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,408</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(35,602</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">43,916</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(15,425</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Financing activities</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) in repurchase agreements and securities sold but not yet purchased</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">519</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">525</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Redemption of long-term debt</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(400</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(400</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Issue of capital instruments, net</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">597</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">597</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Redemption of capital instruments</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(200</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in deposits from Bank clients, net</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">930</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">930</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Shareholders' dividends paid in cash</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,428</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(11</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">56</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">850</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(850</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">56</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">245</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">245</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Capital contributions by parent</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Return of capital to parent</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(72</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">72</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes payable to parent</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">20,628</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(20,628</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes payable to subsidiaries</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">22,508</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">22,001</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(43,007</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">314</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">27</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,221</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">535</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(659</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="text-indent: -3.8pt; margin-left: 3.8pt; line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Effect of foreign exchange rate changes on cash and short-term securities</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">128</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">122</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Balance, beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,638</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,439</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15,098</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">48</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,545</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12,096</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">14,689</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(495</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(372</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(867</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, beginning of period</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,638</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,439</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15,098</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross cash and short-term securities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">48</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,637</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12,957</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15,642</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: Calibri, sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(92</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(861</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">315</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,332</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">5,159</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(704</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8,102</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest paid</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">320</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">57</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,173</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(704</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">846</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Income taxes paid (refund)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(59</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">235</div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">647</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">823</div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">70</font></div>
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        <div style="line-height: 13.7pt; margin-top: 24pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 16</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 72pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Comparatives</font></div>
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      <div style="line-height: 9.1pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Certain comparative amounts have been reclassified to conform to the current period&#8217;s presentation.</div>
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          <div style="line-height: 12.55pt; margin-bottom: 6pt; font-size: 16pt; font-weight: bold;"><font style="background-color: rgb(182, 182, 182); font-variant: normal; font-style: normal; font-family: 'Arial Narrow','sans-serif'; font-weight: bold;">SHAREHOLDER


































              INFORMATION</font></div>
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                      <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;<font style="font-family: 'Arial Narrow','sans-serif'; font-weight: bold;">MANULIFE FINANCIAL CORPORATION<br>
                        </font></div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;HEAD OFFICE</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;200 Bloor Street East</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Toronto, ON Canada M4W 1E5</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Telephone: 416 926-3000</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Fax: 416 926-5454</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Web site: <font style="display: inline; text-decoration: underline;">www.manulife.com</font></div>
                      <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0.6pt;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;INVESTOR RELATIONS</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;Financial analysts, portfolio managers and</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;other investors requiring financial information </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;may contact our Investor Relations Department </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;or access our Web site at <font style="text-decoration: underline;">www.manulife.com</font></div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;Fax: 416 926-3503</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;E-mail: <font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>InvestRel@manulife.com</u></font></div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;SHAREHOLDER SERVICES</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;For information or assistance regarding </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;your share account, including dividends, </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;changes of address or ownership, lost </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;certificates, to eliminate duplicate mailings </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0.6pt;">&#160;or to receive shareholder material </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;"><font style="display: inline; font-weight: bold;">&#160;electronically</font>, please contact our Transfer </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;Agents in Canada, the United States, Hong </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;Kong or the Philippines. If you live outside one </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;of these countries, please contact our Canadian </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0.6pt;">&#160;Transfer Agent.</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
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                      <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;TRANSFER AGENTS</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;Canada</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;AST Trust Company (Canada)</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;P.O. Box 700, Station B </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Montreal, QC Canada H3B 3K3</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Toll Free: 1 800 783-9495</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Collect: 416 682-3864</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;E-mail: <font style="text-decoration: underline;">inquiries@astfinancial.com</font></div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="text-decoration: underline;">www.astfinancial.com/ca-en</font></div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 6.6pt;">&#160;AST Trust Company (Canada)&#160;offices are also&#160;&#160; </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 6.6pt;">&#160;located&#160;in Toronto<font style="display: inline;">,</font> Vancouver and Calgary.</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;United States</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;American Stock Transfer &amp; Trust Company, LLC</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;P.O. Box 199036</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Brooklyn, NY</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;United States&#160; 11219</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Toll Free: 1 800 249-7702</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Collect: 416 682-3864<br>
                      </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;E-mail: <font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>manulifeinquiries@astfinancial.com</u></font></div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="text-decoration: underline;">www.astfinancial.com</font></div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;Hong Kong&#160;</div>
                      <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">
                        <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;Tricor Investor Services&#160;Limited</div>
                        <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;Level 22, Hopewell Centre</div>
                        <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;183 Queen's Road East</div>
                        <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;Wan Chai,&#160;Hong Kong</div>
                        <div style="line-height: 13.7pt; font-family: 'Arial Narrow','sans-serif';">&#160;Telephone: 852 2980-1333<br>
                          &#160;Email: <font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>is-enquiries@hk.tricorglobal.com</u></font></div>
                      </div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Online:&#160;<font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>www.tricorglobal.com/services/</u></font><font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>investor</u></font><font style="font-variant: normal; font-style: normal; font-weight: normal;"><u>-services</u></font></div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
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                      <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;Philippines</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Rizal Commercial Banking Corporation</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Ground Floor, West Wing</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;GPL (Grepalife) Building</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;221 Senator Gil Puyat Avenue</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;">&#160;Makati City,&#160;Metro Manila, </font><font style="display: inline;">Philippines</font></div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Telephone: 632 5318-8567</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;E-mail: <font style="text-decoration: underline;">rcbcstocktransfer@rcbc.com</font></div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Online: <font style="text-decoration: underline;">www.rcbc.com</font></div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt;">&#160;AUDITORS</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Ernst &amp; Young LLP</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Chartered Professional Accountants</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Licensed Public Accountants</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">&#160;Toronto, Canada</div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                    </td>
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                      <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;">&#160;The following Manulife documents&#160;</font><font style="display: inline;">are</font></div>
                      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;">&#160;available</font> online at <font style="display: inline; text-decoration: underline;">www.manulife.com</font></div>
                      <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
                      <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Annual Report
                          and Proxy Circular</font></div>
                      <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Notice of Annual
                          Meeting</font></div>
                      <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Shareholders
                          Reports</font></div>
                      <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Public
                          Accountability Statement</font></div>
                      <div style="text-indent: 0pt; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Corporate
                          Governance material</font></div>
                      <div style="text-indent: 0pt; display: block;">&#160;</div>
                    </td>
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              </table>
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            <div style="text-indent: 0pt; display: block;">&#160;</div>
            <div style="text-indent: 0pt; display: block;">&#160;</div>
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                    <tr>
                      <td valign="top" bgcolor="lightgrey" rowspan="6" style="border-bottom: 2px solid rgb(0, 0, 0); width: 43.85%; border-top: 2px solid rgb(0, 0, 0);">
                        <div style="background-color: lightgrey; text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 148.3pt; text-decoration: underline;">RATING</div>
                        <div style="background-color: lightgrey; text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 8.1pt;">Financial strength is a key factor in generating new business, maintaining
                          and expanding distribution relations and providing a base for expansion, acquisitions and growth. As at September 30, 2019, Manulife had total capital of C$59.1 billion, including&#160;C$49.7 billion of total shareholders&#8217; equity. The
                          Manufacturers Life Insurance Company&#8217;s financial strength and claims paying ability&#160;ratings are among the strongest in the insurance industry.</div>
                      </td>
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                    </tr>
                    <tr bgcolor="#ffff00" style="height: 32px;">
                      <td bgcolor="lightgrey" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">
                        <div>&#160;</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 20.32%; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt; text-decoration: underline;">Rating Agency</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">S&amp;P Global Ratings</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt; text-decoration: underline;">Rating</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">AA-</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 0pt; text-decoration: underline;">Rank</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(4<font style="display: inline; vertical-align: text-top;">th</font> of 21 ratings)</div>
                      </td>
                    </tr>
                    <tr bgcolor="#ffff00" style="height: 18px;">
                      <td bgcolor="lightgrey" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 20.32%; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Moody&#8217;s Investors Services Inc.<br>
                        </div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">A1</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(5<font style="display: inline; vertical-align: text-top;">th</font> of 21 ratings)</div>
                      </td>
                    </tr>
                    <tr bgcolor="#ffff00">
                      <td bgcolor="lightgrey" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 20.32%; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Fitch Ratings Inc.</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">AA-</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(4<font style="display: inline; vertical-align: text-top;">th</font> of 19 ratings)</div>
                      </td>
                    </tr>
                    <tr bgcolor="#ffff00">
                      <td bgcolor="lightgrey" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 20.32%; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">DBRS Limited</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">AA (low)</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(4<font style="display: inline; vertical-align: text-top;">th</font>&#160;of 22&#160;ratings)</div>
                      </td>
                    </tr>
                    <tr bgcolor="#ffff00">
                      <td bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 2%; font-family: 'Arial Narrow','sans-serif'; padding-left: 3px; padding-right: 3px; vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                      <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 20.32%; padding-left: 3px; padding-right: 3px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">A.M. Best Company</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">A+ (Superior)</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">(2<font style="display: inline; vertical-align: text-top;">nd</font> of 13 ratings)</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div style="text-indent: 0pt; display: block; clear: both;">&#160;</div>
              <div> &#160; </div>
            </div>
            <div style="text-indent: 0pt; display: block;">
              <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">
                <table cellspacing="0" cellpadding="0" border="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                    <tr>
                      <td valign="top" bgcolor="lightgrey" rowspan="6" style="border-bottom: 2px solid rgb(0, 0, 0); width: 43.1%; border-top: 2px solid rgb(0, 0, 0);">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-weight: bold; margin-right: 19.45pt; text-decoration: underline;">COMMON STOCK TRADING DATA</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 8.1pt;">The following values are the high, low and close prices plus the average daily trading volume for
                          Manulife Financial Corporation&#8217;s common stock on the Toronto Stock Exchange, the U.S. exchanges, The Stock Exchange of Hong Kong and the Philippine Stock Exchange for the third quarter. The common stock symbol is <font style="display: inline; font-weight: bold;">MFC</font> on all exchanges except Hong Kong where it is <font style="display: inline; font-weight: bold;">945</font><font style="display: inline;">.</font></div>
                      </td>
                      <td valign="bottom" bgcolor="lightgrey" colspan="6" style="border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;&#160;&#160;&#160;<font style="font-family: 'Arial Narrow','sans-serif';"> <font style="display: inline;">As at September 30, 2019, there were 1,952 million
                              common shares outstanding.</font></font> <br>
                        </div>
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;"> <br>
                          </font></div>
                      </td>
                    </tr>
                    <tr style="height: 56px;">
                      <td valign="bottom" bgcolor="lightgrey" style="padding-bottom: 2px; width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                      <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 14%;">
                        <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: -5.4pt;">
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: -5.4pt;">July 1&#160;&#8211;&#160;</div>
                          <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: -5.4pt;">September 30, 2019</div>
                        </div>
                      </td>
                      <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 9%;">
                        <div style="font-family: 'Arial Narrow','sans-serif'; font-weight: bold; text-align: center;">Toronto</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt; text-align: center;"><font style="display: inline;">Canadian </font><font style="display: inline;">$</font></div>
                      </td>
                      <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 10%;">
                        <div style="display: block; font-family: 'Arial Narrow','sans-serif'; font-weight: bold; text-align: center;">U.S. </div>
                        <div style="display: block; font-family: 'Arial Narrow','sans-serif'; font-weight: normal; text-align: center;">Composite</div>
                        <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;"><font style="display: inline;">United States </font><font style="display: inline;">$</font></div>
                      </td>
                      <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 9%;">
                        <div style="display: block; font-family: 'Arial Narrow','sans-serif'; font-weight: bold; text-align: center;">Hong Kong</div>
                        <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;"><font style="display: inline;">Hong Kong </font><font style="display: inline;">$</font></div>
                      </td>
                      <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 9%;">
                        <div style="font-family: 'Arial Narrow','sans-serif'; font-weight: bold; text-align: center;">Philippines</div>
                        <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">Philippine </div>
                        <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">Pesos&#160; </div>
                      </td>
                    </tr>
                    <tr style="height: 19px;">
                      <td valign="middle" bgcolor="lightgrey" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 14%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">High</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$24.89</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 10%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">$18.87</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$146.50</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                        <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">P 790<br>
                        </div>
                      </td>
                    </tr>
                    <tr style="height: 18px;">
                      <td valign="middle" bgcolor="lightgrey" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 14%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Low</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$21.37</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 10%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">$16.06</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$125.00</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                        <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">P 710<br>
                        </div>
                      </td>
                    </tr>
                    <tr>
                      <td valign="middle" bgcolor="lightgrey" style="width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 14%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Close</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">$24.30</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 10%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">$18.36</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 9%; margin-left: 0pt; margin-right: 0pt;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt; text-align: center;">&#160;&#160;&#160; $142.50</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                        <div style="display: block; font-family: 'Arial Narrow','sans-serif'; text-align: center;">P 750<br>
                        </div>
                      </td>
                    </tr>
                    <tr>
                      <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 2%; font-family: 'Arial Narrow','sans-serif'; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                      <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 14%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Average Daily&#160;</div>
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt;">Volume (000)</div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">7,199<br>
                        </div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 10%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; margin-right: 0pt; text-align: center;">1,693<br>
                        </div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; margin-right: 0pt; text-align: center;">27<br>
                        </div>
                      </td>
                      <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%;">
                        <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; margin-right: 0pt; text-align: center;">&#160; 0.14<br>
                        </div>
                      </td>
                    </tr>

                </table>
              </div>
            </div>
          </div>
        </div>
      </div>
      <div>&#160;</div>
      <div> <br>
      </div>
      <div> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
        <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal;">72</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
    </div>
    <div> <br>
    </div>
    <div>
      <div>&#160; <br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

            <tr bgcolor="#c0c0c0">
              <td valign="top" style="border-bottom: 2px solid black; width: 84%;">
                <div style="text-indent: -18pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 18pt; font-size: 11pt; font-weight: bold; margin-right: 0pt;">Consent to receive documents electronically</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
      <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;</div>
      <div>
        <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

            <tr style="height: 237px;">
              <td valign="top" style="width: 43%;">
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 0pt;">Electronic documents available from Manulife </div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">Manulife is pleased to offer Electronic Documents. Access the</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">information when you want, no more waiting for the mail.</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 0pt;">The Manulife documents available electronically are:</div>
                <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Annual Report and
                    Proxy Circular</font></div>
                <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Notice of Annual
                    Meeting</font></div>
                <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Shareholder Reports</font></div>
                <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Public Accountability
                    Statement</font></div>
                <div style="text-indent: 18pt; font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline;">&#183;</font><font style="letter-spacing: 9pt; color: black;">&#160;</font><font style="display: inline;">Corporate Governance
                    material</font></div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
              </td>
              <td valign="top" style="width: 41%;">
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">These documents will be available to you on our Web site at <font style="display: inline; text-decoration: underline;">www.manulife.com</font> at the same time as they are mailed to other shareholders. Documents relating to the annual meeting, including annual reports will be available on the Web site at least until the next
                  version is available.</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">We will notify you when documents will be available on the Web site and confirm the
                  instructions for accessing the documents at the same time. In the event that the documents are not available on our Web site, paper copies will be mailed to you.</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.1pt;">This information is also available for viewing or download under quarterly reports from the
                  Investor Relations section of our Web site at <font style="display: inline; text-decoration: underline;">www.manulife.com</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-indent: 0pt; display: block;"><br>
      </div>
      <div style="text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; margin-right: 0pt;">.</div>
      <div style="font-family: 'Arial Narrow','sans-serif'; font-size: 11pt;"><font style="display: inline; font-weight: bold;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font><font style="display: inline; font-weight: bold;">&#8230;</font><font style="display: inline; font-weight: bold;">.</font><font style="display: inline; font-weight: bold;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.&#8230;&#8230;&#8230;</font>Detach here <font style="display: inline; font-weight: bold;">..</font><font style="display: inline; font-weight: bold;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font><font style="display: inline; font-weight: bold;">..</font><font style="display: inline; font-weight: bold;">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font></div>
      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif';"><br>
      </div>
      <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif';"><br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

            <tr>
              <td valign="top" style="width: 43%;">
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">To receive documents electronically when they are available through </div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">Manulife&#8217;s electronic delivery service, complete this form and </div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">return it as indicated.</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">I have read and understand the statement on the reverse and consent to </div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">receive electronically the Manulife documents listed in the </div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">manner described. I acknowledge that I have the computer requirements </div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">to access the documents that are made available on Manulife&#8217;s </div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">Web site. I understand that I am not required to consent to electronic </div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">delivery and that I may revoke my consent at any time.</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">Please note: We will contact you by phone only if there is a problem with </div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">your email address.</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">The information provided is confidential and will not be used for any </div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 0pt; font-size: 11pt; margin-right: 8.85pt;">purpose other than that described.</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
              </td>
              <td valign="top" style="width: 41%;">
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Please Print:</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Shareholder Name</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Contact Phone Number</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Shareholder email Address</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Shareholder Signature</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">_________________________________________________________</div>
                <div style="text-indent: 0pt; display: block; font-family: 'Arial Narrow','sans-serif'; margin-left: 9pt; font-size: 11pt; margin-right: 0pt;">Date</div>
                <div style="text-indent: 0pt; display: block;">&#160;</div>
              </td>
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  <div style="width: 100%;" id="DSPFPageFooter">Manulife Financial Corporation - Third Quarter 2019</div>
  <div id="DSPFPageNumberArea" style="text-align: right;"><font id="DSPFPageNumber" style="font-weight: normal; font-style: normal; font-family: 'Times New Roman',Times,serif;">73</font></div>
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<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>exhibit99-2.htm
<DESCRIPTION>EXHIBIT99-2-CEOCERT-6NOV2019
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Manulife Financial Corporation
         Document created using EDGARfilings PROfile 6.4.0.0
         Copyright 1995 - 2019 Broadridge -->
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<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
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    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Form 52-109F2</div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Certification of Interim Filings</div>
    <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Full Certificate</div>
    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif;">I, Roy Gori, President and Chief Executive Officer of Manulife Financial Corporation, certify the following:</div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z8b4c0ac10fed48ef9b08e12bde710e5e">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">1.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Review</font>:&#160; I have reviewed the interim financial report and interim MD&amp;A (together, the &#8220;interim filings&#8221;) of Manulife&#160;Financial Corporation<font style="font-style: italic;">&#160;</font>(the &#8220;issuer&#8221;) for the interim period ended September 30, 2019.</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z73e5e8a58d0f419eb990cabd2b79c419">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">2.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">No misrepresentations</font>:&#160; Based on my knowledge, having exercised reasonable diligence, the interim filings do not contain any untrue statement of
                  a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the circumstances under which it was made, with respect to the period covered by the interim
                  filings.</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z9cf0791fcb26470cbb8d8e4305acac87">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">3.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Fair presentation</font>:&#160; Based on my knowledge, having exercised reasonable diligence, the interim financial report together with the other financial
                  information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of the issuer, as of the date of and for the periods presented in the interim filings.</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z6c7b13e08606424b98ab91e8af13129c">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">4.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Responsibility</font>:&#160; The issuer&#8217;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and
                  procedures (DC&amp;P) and internal control over financial reporting (ICFR), as those terms are defined in National Instrument 52-109 <font style="font-style: italic;">Certification of Disclosure in Issuer&#8217;s Annual and Interim Filings, </font>for
                  the issuer.</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="ze20fb7d702e542b9a83d049a089bb8aa">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Design</font>:&#160; Subject to the limitations, if any, described in paragraphs 5.2 and 5.3, the issuer&#8217;s other certifying officer(s) and I have, as at the
                  end of the period covered by the interim filings</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zfe97b6af0d434b8ebd03d35f3c289b2f">

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              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(a)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;">designed DC&amp;P, or caused it to be designed under our supervision, to provide reasonable assurance that</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z31d99baf3d6f4eea97a33405341e8fa2">

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              <td style="width: 99pt;"><br>
              </td>
              <td style="width: 13.5pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(i)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;">material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared; and</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zfc7e9bb20b27443a885d941c4a5b2656">

            <tr>
              <td style="width: 99pt;"><br>
              </td>
              <td style="width: 13.5pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(ii)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;">information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is recorded, processed,
                  summarized and reported within the time periods specified in securities legislation; and</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z332ec583a811464488697509972baca3">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(b)</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;">designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial
                  statements for external purposes in accordance with the issuer&#8217;s GAAP.</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z9ae57383e92946e1b88ab279b893401e">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.1</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Control framework</font>:&#160; The control framework the issuer&#8217;s other certifying officer(s) and I used to design the issuer&#8217;s ICFR is Internal Control &#8211;
                  Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z9505117508b24162a58fb12e51090606">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.2</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;">N/A</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z6e8a64d61027489aa862d86cab47a11c">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.3</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;">N/A</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z3fca3b0c491440db80073fca69811744">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">6.</td>
              <td style="width: auto; vertical-align: top;">
                <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Reporting changes in ICFR</font>:&#160; The issuer has disclosed in its interim MD&amp;A any change in the issuer&#8217;s ICFR that occurred during the period
                  beginning on July 1, 2019 and ended on September 30, 2019 that has materially affected, or is reasonably likely to materially affect, the issuer&#8217;s ICFR.</div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: justify; line-height: 11.4pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif;">Date:&#160; November 6, 2019</div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-style: italic;"><u>/s/ Roy Gori</u></font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 180pt" id="TRGRRTFtoHTMLTab">&#160;</font></div>
    <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">Roy Gori</div>
    <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">President and Chief Executive Officer</div>
  </div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.3
<SEQUENCE>4
<FILENAME>exhibit99-3.htm
<DESCRIPTION>EXHIBIT99-3-CFOCERT-6NOV2019
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Manulife Financial Corporation
         Document created using EDGARfilings PROfile 6.4.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
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    <div><br>
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    <div>
      <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
      </div>
      <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Form 52-109F2</div>
      <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Certification of Interim Filings</div>
      <div style="text-align: center; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif; font-weight: bold;">Full Certificate</div>
      <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
      </div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif;">I, Philip J. Witherington, Chief Financial Officer of Manulife Financial Corporation, certify the following:</div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">1.</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Review</font>:&#160; I have reviewed the interim financial report and interim MD&amp;A (together, the &#8220;interim filings&#8221;) of Manulife&#160;Financial Corporation<font style="font-style: italic;">&#160;</font>(the &#8220;issuer&#8221;) for the interim period ended September 30, 2019.</div>
                </td>
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          </table>
        </div>
      </div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">2.</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">No misrepresentations</font>:&#160; Based on my knowledge, having exercised reasonable diligence, the interim filings do not contain any untrue statement
                    of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the circumstances under which it was made, with respect to the period covered by the interim
                    filings.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">3.</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Fair presentation</font>:&#160; Based on my knowledge, having exercised reasonable diligence, the interim financial report together with the other
                    financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of the issuer, as of the date of and for the periods presented in the interim
                    filings.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">4.</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Responsibility</font>:&#160; The issuer&#8217;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and
                    procedures (DC&amp;P) and internal control over financial reporting (ICFR), as those terms are defined in National Instrument 52-109 <font style="font-style: italic;">Certification of Disclosure in Issuer&#8217;s Annual and Interim Filings,
                    </font>for the issuer.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Design</font>:&#160; Subject to the limitations, if any, described in paragraphs 5.2 and 5.3, the issuer&#8217;s other certifying officer(s) and I have, as at
                    the end of the period covered by the interim filings</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 72pt;"><br>
                </td>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(a)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif;">designed DC&amp;P, or caused it to be designed under our supervision, to provide reasonable assurance that</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 99pt;"><br>
                </td>
                <td style="width: 13.5pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(i)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif;">material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared; and</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 99pt;"><br>
                </td>
                <td style="width: 13.5pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(ii)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif;">information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is recorded, processed,
                    summarized and reported within the time periods specified in securities legislation; and</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 72pt;"><br>
                </td>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">(b)</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif;">designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial
                    statements for external purposes in accordance with the issuer&#8217;s GAAP.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.1</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Control framework</font>:&#160; The control framework the issuer&#8217;s other certifying officer(s) and I used to design the issuer&#8217;s ICFR is Internal Control &#8211;
                    Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.2</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif;">N/A</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">5.3</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif;">N/A</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

              <tr>
                <td style="width: 36pt;"><br>
                </td>
                <td style="width: 18pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif;">6.</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-family: 'Arial Narrow', sans-serif;"><font style="font-style: italic;">Reporting changes in ICFR</font>:&#160; The issuer has disclosed in its interim MD&amp;A any change in the issuer&#8217;s ICFR that occurred during the period
                    beginning on July 1, 2019 and ended on September 30, 2019 that has materially affected, or is reasonably likely to materially affect, the issuer&#8217;s ICFR.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
      </div>
      <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">Date:&#160; November 6, 2019</div>
      <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
      </div>
      <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-style: italic;"><u>/s/ Philip J. Witherington</u></font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 180pt">&#160;</font></div>
      <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">Philip J. Witherington</div>
      <div style="text-align: justify; line-height: 11.4pt; font-family: 'Arial Narrow', sans-serif;">Chief Financial Officer</div>
    </div>
  </div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
