<SEC-DOCUMENT>0001086888-20-000024.txt : 20200320
<SEC-HEADER>0001086888-20-000024.hdr.sgml : 20200320
<ACCEPTANCE-DATETIME>20200320111752
ACCESSION NUMBER:		0001086888-20-000024
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20200320
FILED AS OF DATE:		20200320
DATE AS OF CHANGE:		20200320

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14942
		FILM NUMBER:		20730855

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>form6-k.htm
<DESCRIPTION>FORM6-K-NR-PROXYMATERIALS-20MAR2020
<TEXT>
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    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">Form 6-K
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="line-height: 9.1pt;"><br style="line-height: 9.1pt;">
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">REPORT OF <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">FOREIGN</font> PRIVATE ISSUER
      PURSUANT TO RULE 13<font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">a</font>-16 OR <font style="font-family: 'Times New Roman Bold', 'Times New Roman', serif;">15d</font>-16 UNDER THE</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SECURITIES EXCHANGE ACT OF 1934</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">For the month of <u>March, 2020</u></div>
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    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Commission File Number: 1-14942</div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;"><font style="font-weight: bold; font-size: 16pt; font-family: 'Times New Roman Bold','Times New Roman',serif;">MANULIFE FINANCIAL CORPORATION</font>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;">(Translation of registrant's name into English)</div>
    <div style="line-height: 15.95pt;"><br style="line-height: 15.95pt;">
    </div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">200 Bloor Street East</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">North Tower 10</div>
    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Toronto, Ontario, Canada M4W 1E5</div>
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      <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman Bold', 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">(416) 926&#8209;3000</div>
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    <div style="text-align: center; line-height: 11.4pt; font-family: 'Times New Roman', serif;">(Address of principal executive office)</div>
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    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
    </div>
    <div style="text-align: justify; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</div>
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    </div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 20-F</div>
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            <div style="line-height: 12.55pt; font-size: 11pt;">&#9723;</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Form 40-F</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): <font style="font-family: 'Times New Roman', Times, serif;">&#9723;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): <font style="font-family: 'Times New Roman', Times, serif;">&#9723;</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission
      pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.</div>
    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Yes</div>
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    <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">If "Yes" is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): 82- ________.</div>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">DOCUMENTS FILED AS PART OF THIS FORM 6-K</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">The following documents, filed as exhibits to this Form 6-K, are incorporated by reference as part of this Form 6-K:</div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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          <td style="width: 13.25%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
          <td style="width: 86.75%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
          </td>
          <td style="width: 86.75%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">News release dated March 20, 2020</div>
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          <td style="width: 86.75%; vertical-align: top;">&#160;</td>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SIGNATURES</div>
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    <div style="text-indent: 36pt; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
      the undersigned, thereunto duly authorized.</div>
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          <td style="width: 58.52%; vertical-align: top;">
            <div style="line-height: 15.95pt; font-family: 'Times New Roman', serif; font-size: 14pt;">MANULIFE FINANCIAL CORPORATION</div>
          </td>
        </tr>
        <tr>
          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By:</font><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-style: italic;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; /s/</font>&#160;<font style="font-style: italic;">Kay Song</font></font></div>
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            <div style="line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Name:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Kay Song</font></div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
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            <div style="text-indent: -36.6pt; margin-left: 36.6pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Title:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Assistant
                Corporate Secretary</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Date:&#160; March 20, 2020</div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
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          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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    <div style="text-align: center; line-height: 13.7pt; font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">EXHIBIT INDEX</div>
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          <td style="width: 86.83%; vertical-align: top; border-bottom: 2px solid black;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">Description of Exhibit</div>
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          <td style="width: 86.83%; vertical-align: top;">&#160;</td>
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            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</div>
          </td>
          <td style="width: 86.83%; vertical-align: top;">
            <div style="line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">News release dated March 20, 2020</div>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exhibit99.htm
<DESCRIPTION>EXHIBIT99-1-NR-PROXYMATERIALS-20MAR2020
<TEXT>
<html>
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    <title></title>
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<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
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    <div style="text-indent: 90.85pt; line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="line-height: 11.4pt;"><img src="image00004.jpg">
      <div><br>
      </div>
    </div>
    <div style="line-height: 29.65pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 26pt; font-weight: bold;">News<br>
      Release</div>
    <div style="line-height: 17.7pt;"><br style="line-height: 17.7pt;">
    </div>
    <div style="line-height: 17.7pt;"><font style="font-family: 'Manulife JH Sans', sans-serif; font-size: 9.5pt;">C$ unless otherwise stated</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 288pt">&#160;</font><font style="font-family: 'Manulife JH Sans', sans-serif; font-size: 9.5pt;">TSX/NYSE/PSE: MFC&#160; &#160;&#160; SEHK: 945<br>
        For Immediate Release<br>
        March 20, 2020</font></div>
    <div style="line-height: 23.3pt; font-family: 'Manulife JH Sans Demibold', sans-serif; font-size: 12.5pt; font-weight: bold;"><br>
      <u>Manulife's Management Information Circular and Annual Report Now Available; 2020 Annual Meeting will be Held Electronically</u></div>
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      <font style="font-weight: normal;">TORONTO </font>&#8211; In advance of the annual meeting of shareholders for Manulife Financial Corporation, please note the following:</div>
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    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt; font-weight: bold;"><u>Manulife's Management Information Circular and 2019 Annual Report are being mailed to shareholders and are now available for download
        at manulife.com</u></div>
    <br>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">The Management Information Circular (the &#8220;Circular&#8221;) contains information about the annual meeting of shareholders of Manulife Financial Corporation,
      including information relating to the election of directors and the appointment of auditors. The information provided in this news release supplements certain information in the Circular and should therefore be read together with the Circular<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt; font-weight: bold;"><u>Manulife will hold its annual meeting of shareholders by electronic means</u></div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">As noted in the news release issued today jointly with certain other Canadian financial institutions, we have taken steps to enable us to hold our annual
      meeting of shareholders solely by electronic means. The meeting will be held on Thursday, May 7, 2020 at 11:00 a.m. (Eastern Time) via a live broadcast.</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">As set out in the notice of meeting mailed to shareholders, we continue to actively monitor COVID-19 developments and directions from public health and
      government authorities, and have been taking a series of precautionary measures to help support the health and well-being of our employees, customers and the general public. This degree of care and concern extends to all of our stakeholders, and for
      that reason we have made the decision to hold our annual meeting solely by electronic means instead of in-person<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">We believe this precautionary measure protects the health and well-being of our shareholders, employees and other stakeholders, while also supporting
      shareholder </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"> <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="page-break-after: always;" id="DSPFPageBreak">
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    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"> <br>
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">engagement and enabling shareholders to participate in the annual meeting and vote by electronic means<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt; font-weight: bold;"><u>How shareholders can exercise their vote and attend electronically</u></div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">Shareholders are encouraged to vote their shares and submit proxies prior to the meeting. Note that the form of proxy or voting instruction form distributed
      to shareholders is still valid and may continue to be used to vote shares. For more information on voting in advance of the meeting, refer to pages 10-13 of the Circular<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">Shareholders will not be able to attend the meeting in person but are invited to view the live broadcast at manulife.com<font style="font-family: 'Times New Roman', serif;">.</font>&#160; By following the instructions below, shareholders and their duly appointed proxyholders will be able to ask questions and vote during the live broadcast. In order to participate in the meeting, shareholders must be
      connected to the internet.</div>
    <div style="line-height: 20.5pt;"><br style="line-height: 20.5pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt; font-weight: bold;">How shareholders can join the meeting, vote and ask questions:</div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z377781832c01457a8035f286e81ce296" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 18.8pt; font-size: 11pt; font-weight: bold;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 18.8pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Log in online at </font>https://web.lumiagm.com/121039121<font style="font-weight: bold;">. To allow
                  shareholders the opportunity to test their internet connectivity, the link will be accessible one hour in advance of the meeting start time</font><font style="font-family: 'Times New Roman', serif; font-weight: bold;">.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zc05701ea63304a439012da0a186ac173" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 18.8pt; font-size: 11pt; font-weight: bold;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 18.8pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt; font-weight: bold;">Click &#8220;I have a login&#8221; and then enter the Control Number (see below) and Password &#8220;manulife2020&#8221; (Note: password is case
                sensitive).</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 18.8pt;"><br style="line-height: 18.8pt;">
    </div>
    <div style="line-height: 18.8pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Voting during the live broadcast:&#160; </font>The Control Number will allow shareholders and proxyholders to log in<font style="font-family: 'Times New Roman', serif;">,</font> vote and ask questions during the live broadcast. Any vote properly cast at the meeting will automatically revoke any proxy previously submitted. Shareholders and proxyholders who do not wish
      to revoke a previously submitted proxy should not vote during the live broadcast<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 18.8pt;"><br style="line-height: 18.8pt;">
    </div>
    <div style="line-height: 18.8pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">Without a Control Number shareholders and proxyholders will only be able to log in to the meeting as a guest and will not be able to vote or ask questions
      (see below).</div>
    <div style="line-height: 18.8pt;"><br style="line-height: 18.8pt;">
    </div>
    <div style="line-height: 18.8pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Registered shareholders and ownership statement holders: </font>The Control Number is located on the form of proxy
      included with the meeting materials<font style="font-family: 'Times New Roman', serif;">.</font></div>
    <div style="line-height: 18.8pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"><font style="font-weight: bold;"> <br>
      </font></div>
    <div style="line-height: 18.8pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Non-registered (beneficial) holders: </font>As is the case for an in-person meeting, non-registered (beneficial)
      shareholders who wish to vote and ask questions during the live broadcast must carefully follow the instructions in the Circular and on their form of proxy or voting instruction form to appoint themselves (or another person) as proxyholder in order
      to vote and ask questions during the live broadcast. The person appointed as proxyholder must then also contact AST Trust Company (Canada) at 1-866<font style="font-family: 'Times New Roman', serif;">-</font>751-6315 by 9:00 a.m. (Eastern Time) on
      May 6, 2020, to request a Control Number for the meeting.</div>
    <div style="line-height: 18.8pt;"><br style="line-height: 18.8pt;">
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="line-height: 20.5pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt; font-weight: bold;">How guests can join the live broadcast:</div>
    <div>
      <table cellspacing="0" cellpadding="0" id="z30a2c8ea7084463ead043a32cdfeef32" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 18.8pt; font-size: 11pt; font-weight: bold;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 18.8pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">Log in online at </font>https://web.lumiagm.com/121039121<font style="font-weight: bold;">. To allow guests the
                  opportunity to test their internet connectivity, the link will be accessible one hour in advance of the meeting start time</font><font style="font-family: 'Times New Roman', serif; font-weight: bold;">.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" id="zb5ace4b97c1746f4b73b4f8505c837f6" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; align: right;">
              <div style="margin-left: 18pt; line-height: 18.8pt; font-size: 11pt; font-weight: bold;">&#8226;</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="line-height: 18.8pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt; font-weight: bold;">Click &#8220;I am a guest&#8221; and then complete the required fields.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="line-height: 18.8pt;"><br style="line-height: 18.8pt;">
    </div>
    <div style="line-height: 18.8pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">Any member of the public may join the live broadcast by following the instructions above. Guests can listen to the meeting but are not able to vote or ask
      questions.</div>
    <div style="line-height: 18.8pt;"><br style="line-height: 18.8pt;">
    </div>
    <div style="line-height: 18.8pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt; font-style: italic; font-weight: bold;">Information on the annual meeting, including any further updates<font style="font-family: 'Times New Roman', serif;">,</font>
      will be posted on our website (manulife.com).</div>
    <div style="line-height: 18.8pt;"><br style="line-height: 18.8pt;">
    </div>
    <div style="line-height: 18.8pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"><font style="font-weight: bold;">About Manulife</font><br>
      Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across our offices in Canada,
      Asia, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, and wealth and asset management solutions for individuals, groups and institutions. At the end of 2019, we had more than 35,000 employees,
      over 98,000 agents, and thousands of distribution partners, serving almost 30 million customers. As of December 31, 2019, we had $1.2 trillion (US$0.9 trillion) in assets under management and administration, and in the previous 12 months we made
      $29.7 billion in payments to our customers. Our principal operations are in Asia, Canada and the United States where we have served customers for more than 100 years. We trade as 'MFC' on the Toronto, New York, and the Philippine stock exchanges and
      under '945' in Hong Kong.</div>
    <div style="line-height: 18.8pt;"><br style="line-height: 18.8pt;">
    </div>
    <div style="line-height: 20.5pt;"><br>
      <table cellspacing="0" cellpadding="0" id="zbab6c478c1674f74a7f7e281875dd3a0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">
              <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans Demibold', sans-serif; font-size: 11pt; font-weight: bold;">Media Contact</div>
              <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">Brooke Tucker-Reid</div>
              <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">Manulife</div>
              <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">647-528-9601</div>
              <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">brooke_tucker-reid@manulife.com</div>
              <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            </td>
            <td style="width: 50%; vertical-align: top;">
              <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans Demibold', sans-serif; font-size: 11pt; font-weight: bold;">Investor Relations</div>
              <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">Adrienne O&#8217;Neill</div>
              <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">Manulife</div>
              <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">416-926-6997</div>
              <div style="line-height: 12.55pt; font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;">adrienne_oneill@manulife.com</div>
              <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
      </div>
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    <div style="line-height: 20.5pt;"><font style="font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"> <br>
      </font></div>
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      </font></div>
    <div style="line-height: 20.5pt;"><font style="font-family: 'Manulife JH Sans', sans-serif; font-size: 11pt;"> <br>
      </font></div>
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